Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Cleveland, OH metro
- 7 17 Credit UnionCertificateCD · 60 months · $500 min · 4.75%–5.00% by balance
Credit union · 2 branches
4.75%APY$2,612 over 60 months on $10,000Requirements
Product: Dividends compounded and credited quarterly. Penalty for early withdrawal.
4.67% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate Balance APY $500 and upYour amount 4.75% $250,000 and upSpecial Jumbo Certificate Bonus (+0.25% APY). 5.00% Rate checked
More details - 4.60%APY$1,402 over 35 months on $10,000with conditions
Requirements
Product: Limited time offer. Minimum opening deposit is $250; minimum daily balance of $250 required to obtain APY. Compounded quarterly and at end of term. Early withdrawal penalty may apply. Rollover terms apply if no action is taken at maturity.
Offer: Requires Flagship Checking Account (.25% interest rate bump). Flagship checking account must remain open for 6 months or an early account closing fee of $25 applies. Trust, Estate, specialty titled accounts, and employees excluded.
Qualified rate · 4.53% interest rate · Compounded quarterly · Effective Sep 4, 2026
Rate checked
More details - 4.50%APY$260 over 7 months on $10,000intro rate
Requirements
Product: 7-Month CD Special. $5,000 minimum deposit.
Promotional rate
Rate checked
More details - 4.50%APY$450 over 1 year on $10,000
Requirements
Product: Penalty will be imposed for early withdrawal. After account is opened, no deposits/withdrawals permitted until maturity date. Certificates automatically renew at maturity for same term at current market rate. Available on terms from 6 months to 60 months (and 3 month term). Option to choose whether dividends are compounded internally, paid by check, or deposited to another GenFed account.
4.41% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.50%APY$1,412 over 36 months on $10,000
Requirements
Product: Minimum deposit is $500. Membership subject to eligibility. Early withdrawal penalty applies to principal; dividends earned may be withdrawn at any time without penalty. Dividends are compounded and credited quarterly.
Offer: Includes 1x Bump Up feature.
4.43% interest rate · Effective Oct 9, 2026
Rate checked
More details - The Pioneer Savings BankCertificate of DepositCD · 24 months · $500 min · 0.80%–4.45% by balance
Bank · 1 branch
4.45%APY$910 over 24 months on $10,000intro rateRequirements
Product: Rates are subject to change without notice. Early withdrawal penalties may apply on certificates.
Promotional rate · 0.80% interest rate
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and up 0.80% $2,500 and upYour amountCD Special is for New Money Only. New Money is defined as funds not currently held on deposit with this institution. 4.45% Rate checked
More details - Commstar Credit UnionCertificate SpecialsCD · 37 months · $500 min · 4.40%–4.50% by balance
Credit union · 2 branches
4.40%APY$1,420 over 37 months on $10,000Requirements
Product: Fixed interest rate for the term of the certificate. Higher interest than a regular Certificate of Deposit. Bonus dividend of 0.05% to APY on balances of $50,000.00 to $99,999.99; bonus dividend of 0.10% to APY on balances of $100,000.00 and higher.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate Specials Balance APY $500 – $50,000Your amount 4.40% $50,000 – $100,000 4.45% $100,000 and up 4.50% Rate checked
More details - 4.32%APY$883 over 24 months on $10,000
Requirements
Product: Rates remain fixed for the term of the certificate. Dividends are compounded quarterly. Early withdrawal penalties apply.
Offer: Fixed rate. Dividends compounded quarterly. Early withdrawal penalties apply.
4.25% interest rate · Compounded quarterly · Effective Oct 9, 2026
Rate checked
More details - Cleveland Selfreliance Federal Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · 2 branches
4.31%APY$881 over 24 months on $10,000Requirements
Product: Rates subject to change without notice.
4.25% interest rate
Rate checked
More details - 4.30%APY$430 over 1 year on $10,000intro rate
Requirements
Product: FDIC insured up to $250,000 per depositor. No monthly fees when held to maturity. Early withdrawal penalty applies. Maximum deposit is $10 million. Not available for public units.
Offer: Must present offer at account opening. Limited-time offer. Not available for public units or Business CDs. Certain restrictions, including area restrictions, may apply.
Promotional rate · Balance cap $10,000,000 · Effective Oct 16, 2026
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More details - 4.30%APY$2,343 over 60 months on $10,000
Requirements
Product: Fixed interest rate for the term of the certificate. No risk method of earning interest.
Effective Oct 5, 2026
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More details - 4.26%APY$390 over 11 months on $10,000with conditions
Requirements
Product: Open LorMet Checking Account required. $1,000 minimum opening balance. A penalty may be charged for early withdrawal. Rates effective as of October 2, 2026.
Offer: 11 Month Certificate Special. Open LorMet Checking Account required. A penalty may be charged for early withdrawal.
Qualified rate · Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$210 over 6 months on $10,000intro rate
Requirements
Product: Promotional rate excluded from Member Appreciation Program. Early withdrawal penalty may be imposed. Renews at current rate upon maturity. Membership share of $5.00 required.
Offer: Online only through Member Service Center (not available in branches). Limited to residents of Richland County, Ohio, targeted through Google Ads. Must initially apply for standard 6-month certificate; rate increased once residency is verified. Excluded from Member Appreciation Program and not available to Business or Catholic Organizations. Valid beginning June 10, 2025.
Promotional rate · Balance cap $250,000
Rate checked
More details - 4.25%APY$210 over 6 months on $10,000
Requirements
Product: Dividends compound monthly and are computed on daily balance. Fixed rate of maturity. Up to three-month dividend penalty for early withdrawal prior to maturity. Offers subject to Achieve CU membership eligibility.
Offer: Dividends compound monthly.
4.17% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Cleveland, OH metro
653 CDs at 61 banks and credit unions · checked Oct 6–22
- Typical
- 2.25%
- Top 10% from
- 4.00%
- Banks, typical
- 0.55%
- Credit unions, typical
- 3.18%
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Find your bank or credit union to see all its rates and how they compare near you.
Cleveland, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 2 branches
- Commstar Credit UnionCredit union · 2 branches
- Achieve CUCredit union · 3 branches