Credit union · NCUA insured
7 17 Credit Union CD Rates
Top Carrot7 17 Credit Union’s best CD rate is 5.00% APY on a 5-year share certificate (CD). Terms run from 5 months to 5 years. Rates checked October 17, 2026.
How 7 17 Credit Union’s CD rates compare
Compared with banks and credit unions near Youngstown, OH, where 7 17 Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,612
Certificate
2nd-highest rate
Cardinal Credit Union
4.50%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $260
3rd-highest rate
Bridge Credit Union
4.40%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $553
7 17 Credit Union CD score
98
CD score
Higher than 99% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo4.45%
- 31–60 months31–60 mo4.75%
- QualifiedQualified4.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where 7 17 Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 4.75%APY · 9 terms
Dividends compounded and credited quarterly. Penalty for early withdrawal.
| Term | APY · $500 and up | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 5 monthsAutomatically renews at a 6-month term at maturity unless instructions received to renew at a different term | 4.00% | — | 4.00% | $165 |
| 6 months | 2.00% | — | 2.00% | $100 |
| 11 monthsAutomatically renews at a 12-month term at maturity unless instructions received to renew at a different term | 4.25% | — | 4.25% | $389 |
| 12 months | 2.25% | — | 2.25% | $225 |
| 18 months | 4.30% | — | 4.30% | $652 |
| 18 monthsSpecial Jumbo Certificate Bonus (+0.25% APY). Requires certificate balance of $250,000 or more | — | 4.55% | —4.55% from $250k | — |
| 24 months | 4.45% | — | 4.45% | $910 |
| 24 monthsSpecial Jumbo Certificate Bonus (+0.25% APY). Requires certificate balance of $250,000 or more | — | 4.70% | —4.70% from $250k | — |
| 30 months | 3.55% | — | 3.55% | $911 |
| 36 months | 4.60% | — | 4.60% | $1,444 |
| 36 monthsSpecial Jumbo Certificate Bonus (+0.25% APY). Requires certificate balance of $250,000 or more | — | 4.85% | —4.85% from $250k | — |
| 60 months | 4.75% | — | 4.75% | $2,612 |
| 60 monthsSpecial Jumbo Certificate Bonus (+0.25% APY). Requires certificate balance of $250,000 or more | — | 5.00% | —5.00% from $250k | — |
Sources (2)
All captured Oct 17, 2026
Special-purpose accounts
IRA Certificate
Up to 4.75%APY · 7 terms
Available for Traditional and Roth IRAs. Substantial penalty for early withdrawal. Dividends compounded and credited quarterly.
| Term | APY · $500 and up | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 2.00% | — | 2.00% | $100 |
| 11 monthsAutomatically renews at a 12-month term unless instructions received to renew at a different term at maturity | 4.25% | — | 4.25% | $389 |
| 12 months | 2.25% | — | 2.25% | $225 |
| 18 months | 4.30% | — | 4.30% | $652 |
| 18 monthsSpecial Jumbo IRA Certificate Bonus (+0.25% APY). Requires certificate balance of $250,000 or more | — | 4.55% | —4.55% from $250k | — |
| 24 months | 4.45% | — | 4.45% | $910 |
| 24 monthsSpecial Jumbo IRA Certificate Bonus (+0.25% APY). Requires certificate balance of $250,000 or more | — | 4.70% | —4.70% from $250k | — |
| 36 months | 4.60% | — | 4.60% | $1,444 |
| 36 monthsSpecial Jumbo IRA Certificate Bonus (+0.25% APY). Requires certificate balance of $250,000 or more | — | 4.85% | —4.85% from $250k | — |
| 60 months | 4.75% | — | 4.75% | $2,612 |
| 60 monthsSpecial Jumbo IRA Certificate Bonus (+0.25% APY). Requires certificate balance of $250,000 or more | — | 5.00% | —5.00% from $250k | — |
Sources (3)
- 717cu.com/personal/checking-savings/iras
- 717cu.com/personal/checking-savings/certificates
- 717cu.com/resources/tools/rates/ira-rates
All captured Oct 17, 2026
Who can join 7 17 Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who work, worship, or attend school in Trumbull, Mahoning, Columbiana, Portage, Stark, Summit, Geauga, Ashtabula, Cuyahoga, Lake, Medina, or Wayne counties are eligible for personal accounts.
- Ohio residents can join 7 17 through complimentary membership in the American Consumer Council (ACC) established on their behalf.
Employers and groups
- Employees or members of companies or organizations affiliated with 7 17 (Workplace Partners) are eligible for membership.
Family and household
- Relatives of current 7 17 Members are eligible for membership.
Cost to join
- American Consumer Council membership is established by 7 17 at no cost to the member.
Membership information collected October 5, 2026.