Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Baraboo, WI metro
- 4.50%APY$604 over 16 months on $10,000
Requirements
Product: Minimum balance to open is $500. Early withdrawal penalties apply.
Offer: Minimum balance to earn APY $5,000.
4.41% interest rate · Effective Oct 16, 2026
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More details - 4.40%APY$478 over 13 months on $10,000
Requirements
Product: Interest compounded and credited quarterly, except 30-day Mini Jumbo and 3-month Fixed which are compounded and credited at maturity.
Offer: Special promotional rate; open by November 12, 2026. Current as of October 9, 2026 per promotion footnote; schedule effective October 15, 2026.
4.33% interest rate · Effective Oct 15, 2026
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More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - 4.22%APY$1,165 over 32 months on $10,000intro rate
Requirements
Product: Personal CD special rate. Interest compounded and paid quarterly. Penalty for early withdrawal. $0 monthly maintenance fee. Automatically renewable CDs have a 10-day grace period. Non-renewable CDs do not pay interest after maturity.
Promotional rate · 4.15% interest rate · Effective Sep 29, 2026
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More details - 4.20%APY$783 over 22 months on $10,000intro rate
Promotional rate · 4.14% interest rate · Effective Oct 1, 2026
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More details - 4.10%APY$1,057 over 30 months on $10,000intro rate
Promotional rate · 4.04% interest rate · Effective Oct 1, 2026
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More details - 4.09%APY$444 over 13 months on $10,000
Requirements
Product: $1,000 minimum to open and earn APY. 18-Month CD allows adding $500 or more to balance at any time during the life of the CD.
Offer: 13 Month Special
4.03% interest rate · Effective Oct 1, 2026
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More details - Farmers & Merchants Union BankEveryday Certificates of DepositCD · 60 months · $1,000 min
Bank · 1 branch
4.04%APY$2,190 over 60 months on $10,000Requirements
Product: Upon maturity, 10 calendar days grace period to withdraw funds or CD automatically renews. Early withdrawal penalties and other fees may apply.
Offer: Daily balance method to obtain APY.
4.00% interest rate · Effective Sep 29, 2026
Rate checked
More details - WCCU Credit UnionShare CertificatesCD · 12 months · $500 min · 3.65%–3.75% by balance
Credit union · 5 branches
3.75%APY$375 over 1 year on $10,000Requirements
Product: Dividends for 3-month and 6-month certificates are paid at maturity. Dividends for 1-year through 5-year certificates are paid quarterly.
Offer: Dividends paid quarterly
3.60% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and up 3.65% $10,000 and upYour amount 3.75% Rate checked
More details - 3.75%APY$1,168 over 36 months on $10,000
Requirements
Offer: A penalty may be imposed for early withdrawal.
3.75% interest rate
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More details - 3.45%APY$200 over 7 months on $10,000intro rate
Requirements
Product: Offers three penalty free withdrawals of $500 or more during the term. A minimum balance of $5,000 must be maintained. Automatically renews for a 6-month term upon maturity at the 6-month fixed rate in effect at maturity.
Offer: Three penalty-free withdrawals of $500 or more allowed after first 6 days. Minimum balance of $5,000 required.
Promotional rate · 3.40% interest rate · Effective Sep 17, 2026
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More details - 3.40%APY$254 over 9 months on $10,000intro rate
Requirements
Product: Automatically renews for a 6-month term upon maturity at the 6-month fixed rate in effect at maturity.
Offer: Requires maintaining the minimum balance.
Promotional rate · 3.35% interest rate · Effective Sep 17, 2026
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More details - 3.34%APY$1,219 over 42 months on $10,000
Requirements
Product: Membership eligibility required. $250.00 minimum opening deposit required. A penalty will be imposed for early withdrawal (90 days of dividends). Fixed rate at time of purchase for entire term. Dividends calculated daily with a variety of payment options available.
Offer: Rates subject to change. Penalty for early withdrawal.
3.30% interest rate · Effective Dec 17, 2024
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More details - 3.20%APY$347 over 13 months on $10,000intro rate
Requirements
Product: Automatically renews for a 12-month term upon maturity at the 12-month fixed rate in effect at maturity.
Offer: Requires maintaining the minimum balance.
Promotional rate · 3.15% interest rate · Effective Sep 17, 2026
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More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Baraboo, WI metro
124 CDs at 11 banks and credit unions · checked Oct 16–22
- Typical
- 2.50%
- Top 10% from
- 3.98%
- Banks, typical
- 1.76%
- Credit unions, typical
- 3.30%
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Baraboo, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Oakdale CUCredit union · 1 branch