Credit union · NCUA insured
Oakdale CU CD Rates
Top CarrotOakdale CU’s best CD rate is 3.34% APY on a 42-month share certificate (CD). Terms run from 1 month to 42 months. Rates checked October 16, 2026.
How Oakdale CU’s CD rates compare
Compared with banks and credit unions near Baraboo, WI, where Oakdale CU has the most branches. $10,000, best rate first.
This credit union’s best
Oakdale CU
3.34%APY
- Term
- 42 months
- Minimum
- $250
- Earns on $10,000
- $1,219
Term Share Certificates
Top rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
2nd-highest rate
Associated Bank
4.40%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $478
Oakdale CU CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo2.15%
- 9–15 months9–15 mo3.03%
- 16–30 months16–30 mo3.24%
- 31–60 months31–60 mo3.34%
- QualifiedQualified3.34%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oakdale CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 3.34%APY · 11 terms
Membership eligibility required. $250.00 minimum opening deposit required. A penalty will be imposed for early withdrawal (90 days of dividends). Fixed rate at time of purchase for entire term. Dividends calculated daily with a variety of payment options available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthRates subject to change. Penalty for early withdrawal | 0.95% | $8 |
| 3 monthsRates subject to change. Penalty for early withdrawal | 1.25% | $31 |
| 6 monthsRates subject to change. Penalty for early withdrawal | 2.15% | $107 |
| 9 monthsRates subject to change. Penalty for early withdrawal | 2.25% | $168 |
| 12 monthsRates subject to change. Penalty for early withdrawal | 2.93% | $293 |
| 15 monthsRates subject to change. Penalty for early withdrawal | 3.03% | $380 |
| 18 monthsRates subject to change. Penalty for early withdrawal | 3.14% | $475 |
| 24 monthsRates subject to change. Penalty for early withdrawal | 3.19% | $648 |
| 30 monthsRates subject to change. Penalty for early withdrawal | 3.24% | $830 |
| 36 monthsRates subject to change. Penalty for early withdrawal | 3.29% | $1,020 |
| 42 monthsRates subject to change. Penalty for early withdrawal | 3.34% | $1,219 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Term Certificates
Up to 3.24%APY · 4 terms
Membership eligibility required. $250.00 minimum opening deposit required. A penalty will be imposed for early withdrawal. Available for Traditional and Roth IRAs.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRates subject to change. Penalty for early withdrawal | 2.93% | $293 |
| 18 monthsRates subject to change. Penalty for early withdrawal | 3.14% | $475 |
| 24 monthsRates subject to change. Penalty for early withdrawal | 3.19% | $648 |
| 30 monthsRates subject to change. Penalty for early withdrawal | 3.24% | $830 |
Who can join Oakdale CU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.