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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Albuquerque, NM metro

  1. Top Carrot, Carrot Score 87
    Del Norte Credit UnionCertificatesCD · 13 months · $1,000 min · 5.13%–5.23% by balance

    Credit union · 2 branches

    5.18%APY$562 over 13 months on $10,000intro rate
  2. Top Carrot, Carrot Score 91
    Kirtland Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 9 branches

    5.12%APY$778 over 18 months on $10,000
  3. Top Carrot, Carrot Score 93
    State Employees Credit UnionShare CertificatesCD · 6 months · $1,000 min

    Credit union · 4 branches

    5.00%APY$247 over 6 months on $10,000with conditions
  4. Rio Grande Credit UnionShare CertificatesCD · 25 months · $500 min

    Credit union · 7 branches

    4.65%APY$993 over 25 months on $10,000
  5. Top Carrot, Carrot Score 99
    America First Credit UnionLadder Certificate AccountsCD · 60 months · $500 min

    Credit union · 1 branch

    4.60%APY$2,522 over 60 months on $10,000
  6. Top Carrot, Carrot Score 99
    America First Credit UnionBump-Rate Certificate AccountsCD · 60 months · $500 min

    Credit union · 1 branch

    4.45%APY$2,432 over 60 months on $10,000
  7. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 20 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  8. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 9 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  9. BOK FinancialPromotional CDCD · 14 months · $1,000 min

    Bank · 12 branches

    4.25%APY$498 over 14 months on $10,000intro rate
  10. Top Carrot, Carrot Score 88
    UMB BankTime Deposit Account Special OffersCD · 15 months · $500 min

    Bank · 9 branches

    4.25%APY$534 over 15 months on $10,000intro rate
  11. Capra Bank18-Month Bump-Up CD SpecialCD · 18 months · $10,000 min

    Bank · 1 branch

    4.25%APY$644 over 18 months on $10,000with conditions
  12. Top Carrot, Carrot Score 93
    Sandia Area Federal Credit UnionCertificatesCD · 48 months · $500 min

    Credit union · 6 branches

    4.20%APY$1,789 over 48 months on $10,000
  13. Sunward Credit UnionStandard Term CertificatesCD · 24 months · $500 min

    Credit union · 10 branches

    4.11%APY$839 over 24 months on $10,000
  14. WaFd Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 4 branches

    4.10%APY$445 over 13 months on $10,000intro rate
  15. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 1 branch

    4.10%APY$621 over 18 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Albuquerque, NM metro

380 CDs at 30 banks and credit unions · checked Oct 15–22

Typical
2.68%
Top 10% from
4.10%
Banks, typical
1.02%
Credit unions, typical
3.61%

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Albuquerque, NM metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 1 branch
  2. Sandia Area Federal Credit UnionCredit union · 6 branches
  3. State Employees Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate