Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1306–1320 of 4,640 results
- Burlington Northtown Community Credit UnionCertificate of DepositCD · 24 months
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,0003.55% interest rate
Rate checked
More details - Hawaii County Employees FCUShare Certificate AccountCD · 24 months · $2,500 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Minimum opening deposit of $2,500.00. Not automatically renewable; account balance transfers to another account upon maturity. Dividends credited monthly. Additional deposits not allowed. Early withdrawal penalties apply.
3.60% interest rate · Effective Jan 23, 2026
Rate checked
More details - Glendive BN FCUShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: All rates are reviewed monthly and can be changed at the board's directive.
Offer: All rates are reviewed monthly and can be changed at the board's directive.
3.60% interest rate · Effective Jul 9, 2026
Rate checked
More details - Intrepid Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Dividends calculated daily and compounded/credited quarterly. Fixed rate over term. $1,000 minimum deposit to open. Early withdrawal penalties apply based on maturity term. Automatic renewal at maturity with a 10 calendar day grace period.
3.54% interest rate · Effective Aug 1, 2026
Rate checked
More details - Connections CUCertificate of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Insured up to $250,000 by NCUA. Early withdrawal penalties apply (30 days dividends for maturity of one year or less; 90 days dividends for maturity of more than one year).
Offer: One Jump Option: If rates increase within the certificate term, account holder can jump to the higher rate once for the remainder of the term (not including CD limited-time offers).
3.54% interest rate · Effective Jun 11, 2026
Rate checked
More details - UniBankCertificate of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Minimum opening deposit: $1,000. Term: 3 months to 60 months. Penalty for early withdrawal of principal. Fixed interest rate calculated daily and paid/credited monthly. 10 day grace period after maturity to withdraw funds without penalty. Renewal will be the same as original term at rate determined at renewal.
3.54% interest rate · Effective Feb 2, 2026
Rate checked
More details - DC Credit UnionRegular Share CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.59%APY$731 over 24 months on $10,000Requirements
Product: Certificates are a low risk way to earn higher interest on savings over time. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
Rate checked
More details - FAIRWINDS Credit UnionCertificate of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.58%APY$729 over 24 months on $10,000Requirements
Product: Early withdrawal penalties may apply. FAIRWINDS Visa Signature Credit Card members can receive a 0.25% rate bump on a CD upon request at account opening or renewal.
Effective Oct 22, 2026
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More details - Midcoast Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.58%APY$729 over 24 months on $10,000Requirements
Product: Terms from 6 to 60 months. Dividends compounded and credited monthly. Fixed dividend rate and APY remain in effect until maturity. Automatically renews at maturity at the next highest regular term with a 10-day grace period. Early withdrawal penalty applies.
3.52% interest rate · Effective Oct 1, 2026
Rate checked
More details - UNOFCUShare CertificatesCD · 24 months · $300 min
Credit union · Add a location to see nearby branches
3.58%APY$728 over 24 months on $10,000Requirements
Product: Fixed rate of return. Dividends are paid on the first day of each calendar month. A penalty may be imposed for early withdrawal.
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Farmers Bank of WillardsCertificates of DepositCD · 24 months · $1,000 min · 3.52%–3.57% by balance
Bank · Add a location to see nearby branches
3.57%APY$727 over 24 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. Fees may reduce earnings. Compounded quarterly or interest payment via check or transfer. Minimum of $500 to open for 12 Month Term only for under 18 years old.
Offer: Rates over $250,000. Minimum of $1,000 to open account.
3.52% interest rate · Compounded quarterly · Effective Oct 21, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Any balanceYour amount 3.57% $100,000 – $249,999Rates between $100,000-$249,999. 3.52% Rate checked
More details - Qside FCUCertificates of Deposit (CDs)CD · 24 months · $500 min · 3.32%–3.77% by balance
Credit union · Add a location to see nearby branches
3.57%APY$727 over 24 months on $10,000Requirements
Product: Membership required. Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings.
Offer: Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity; withdrawal will reduce earnings.
3.30% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $500 – $9,999 3.32% $10,000 – $24,999Your amount 3.57% $25,000 – $49,999 3.67% $50,000 – $99,000 3.72% $100,000 and up 3.77% Rate checked
More details - River Region FCUShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Available for investors with $1,000.00 or more. Terms available from six months to three years. Rates subject to change at any time and are not guaranteed.
3.50% interest rate
Rate checked
More details - Antioch Community Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Compounded quarterly and subject to change every month. Early withdrawal penalty applies. Dividends paid from current income and available earnings; fees and other conditions could reduce earnings.
Offer: Dividends compounded quarterly.
3.50% interest rate · Compounded quarterly · Effective Jun 1, 2026
Rate checked
More details - Southwest Heritage Credit UnionCertificates of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: The minimum balance to open a certificate is $1,000. Interest is paid monthly (by check, deposited to a share account, or added to balance of certificate). Penalty for early withdrawal is 90 days interest for 6 month and 12 month terms; 180 days interest for all other terms. Additional rewards on all Certificates of Deposit: add 0.05% for SWHCU membership longer than 3 years; add 0.05% for E-Statements; add 0.05% for an active loan account.
Offer: Interest paid monthly
3.50% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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