Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1291–1305 of 6,757 results
- Ridgeline Credit UnionCertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: Requires membership with a $25.00 share deposit in Regular Shares and membership eligibility. Early withdrawal penalty applies for early withdrawals/early maturity.
Offer: Rate is fixed for the full term. Early withdrawal penalty applies.
4.11% interest rate · Effective Sep 18, 2026
Rate checked
More details - First Bank ChicagoCertificates of Deposit (CD)CD · 60 months · $2,500 min
Bank · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: Minimum deposit to open a Certificate of Deposit (CD) and obtain stated APY is $2,500.00. APY assumes interest remains on deposit until maturity. Early withdrawal penalty may be imposed for withdrawal of funds prior to maturity. Fees may reduce earnings. Rates are variable and subject to change at any time.
4.12% interest rate · Effective Oct 13, 2026
Rate checked
More details - Cinfed Credit UnionStandard CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: Minimum $500 deposit for standard certificates. Early withdrawals subject to penalty. Jumbo Rate Bonus: Enjoy a 0.15% (15 basis points) bonus on certificates with a balance of $50,000 or greater for 24 months and longer terms.
4.12% interest rate
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More details - Houston Federal Credit UnionFlexible-Term CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: Must be eligible for Houston Federal Credit Union membership and open a share savings account with a $5 minimum deposit. Penalty for early withdrawal of principal prior to maturity.
4.14% interest rate · Effective Oct 6, 2026
Rate checked
More details - Bridge Credit UnionSecond Chance CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: Option to bump up rate (one time for certificates under 24 months and twice for certificate over 24 months) requires contacting Bridge before the original certificate maturity date. Bump rate must be of the equal term of the original certificate.
Offer: To receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program.
Rate checked
More details - KEMBA Financial Credit UnionCertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000with conditionsRequirements
Product: Requires maintaining the minimum opening balance of $500 each day to obtain APY and keep account open. Additional deposits not permitted during term. Early withdrawal penalty applies. Automatically renews at maturity with a 10-day grace period. Advantage status required for higher rate bonus.
Offer: KEMBA Advantage APY. Requires active checking with 15 qualifying transactions, direct deposit ($1,000/mo min), and eStatements.
Qualified rate · Effective Aug 1, 2026
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More details - Superior Credit UnionRegular Share CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: Minimum balance to open share certificate is $1,000.00. Dividends compounded quarterly. 90-day penalty for early withdrawal for terms 3-12 months; 180-day penalty for terms 18-60 months.
Offer: Dividends compounded quarterly. 180-day penalty for early withdrawal.
4.14% interest rate · Compounded quarterly · Effective Oct 1, 2026
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More details - Stoneham Municipal Employees Federal Credit UnionTerm Share CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: Substantial penalties for early withdrawals may apply. If applicable, fees could reduce earnings.
4.12% interest rate · Effective Oct 1, 2026
Rate checked
More details - AllCom Credit UnionCertificatesCD · 60 months · $500 min · 4.20%–4.30% by balance
Credit union · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: AllCom membership is required. Early withdrawal penalty may apply. Dividends paid monthly or at maturity to CD, another account, or by check.
Offer: Regular CD
Rate by balance
Rate by balance for Certificates Balance APY $500 and upYour amount 4.20% $50,000 and upJumbo CD 4.30% Rate checked
More details - Ascendia BankCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,000Requirements
Product: Penalty may be applied for early withdrawal.
4.06% interest rate · Effective Oct 2, 2026
Rate checked
More details - IBEW Federal Credit UnionRegular CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$2,284 over 60 months on $10,0004.14% interest rate · Effective Sep 22, 2026
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More details - Metz Banking CompanyCertificates of DepositCD · 6 months · $2,000 min
Bank · Add a location to see nearby branches
4.19%APY$207 over 6 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Interest is compounded daily on all certificates.
4.10% interest rate · Compounded daily · Effective Oct 9, 2026
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More details - Peoples National Bank of KewaneeCertificate of Deposit SpecialsCD · 17 months · $1,000 min
Bank · Add a location to see nearby branches
4.19%APY$599 over 17 months on $10,000intro rateRequirements
Product: Cannot be combined with any other offer or rate enhancements. Penalty for early withdrawal.
Offer: Cannot be combined with any other offer or rate enhancements. Penalty for early withdrawal.
Promotional rate · 4.15% interest rate · Effective Sep 17, 2026
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More details - The Banks of Buffalo Gillette Sheridan24 Month CDCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.19%APY$856 over 24 months on $10,000Requirements
Product: APY is subject to change. A penalty may be imposed for early withdrawal.
Offer: APY is subject to change. A penalty may be imposed for early withdrawal.
4.10% interest rate
Rate checked
More details - Galaxy Federal Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.19%APY$856 over 24 months on $10,000Requirements
Product: Membership is open to anyone who lives, works, worships, attends school, or volunteers in Venango County and their immediate family. Members must maintain a minimum balance of $5 in savings accounts. Penalty for early withdrawal.
Offer: Galaxy FCU reserves the right to discontinue this offer at any time.
4.10% interest rate · Effective Jul 1, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,859 CDs at 4,651 banks and credit unions · checked Oct 22–25
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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