Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1261–1275 of 6,757 results
- WCCU Credit UnionSpecial 22-Month CertificateCD · 22 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$783 over 22 months on $10,000intro ratePromotional rate · 4.14% interest rate · Effective Oct 1, 2026
Rate checked
More details - OnPath Federal Credit UnionPromotional Share CertificateCD · 22 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$783 over 22 months on $10,000intro rateRequirements
Product: Membership eligibility applies. Early withdrawal penalties apply and may reduce earnings. Limited time offer.
Offer: Annual Percentage Yield (APY) is based on an investment as of 10/01/26. Early withdrawal penalties apply and may reduce earnings. Limited time offer. At maturity, renews to Standard Share Certificate at the closest term not exceeding existing term at current rate unless specified.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - FirstBank of NebraskaCertificates of DepositCD · 23 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$820 over 23 months on $10,000intro rateRequirements
Product: A penalty may be imposed for early withdrawal. Rates are good through 10/27/2026.
Offer: 23 Mo Spcl. Daily balance minimum to obtain APY. Early withdrawal penalty may apply.
Promotional rate · 4.13% interest rate · Effective Oct 27, 2026
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More details - AIM Credit UnionSpecial Share CertificatesCD · 23 months · $5,000 min
Credit union · Add a location to see nearby branches
4.20%APY$820 over 23 months on $10,000Requirements
Product: Special Share Certificates require a $5,000 minimum deposit. 3-11 month products paid monthly, others paid quarterly.
Offer: Dividends paid quarterly.
4.13% interest rate
Rate checked
More details - Community BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Early withdrawal penalties apply (31 days interest for 91 days - 12 months; 91 days interest for 18 - 36 months; 182 days interest for 48 - 60 months). Automatic renewal at maturity for the same term and current rate. 10-day grace period from maturity date to withdraw funds without penalty. Once opened, deposits are not allowed except during the grace period. Interest is based on the average daily balance.
Offer: Early withdrawal penalty of 91 days interest.
4.14% interest rate · Effective Oct 20, 2026
Rate checked
More details - First Western BankSpecial Rate CDsCD · 24 months · $2,500 min
Bank · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000intro rateRequirements
Product: $2,500.00 minimum balance required to open an account and obtain APY. APY assumes interest remains on deposit until maturity. Early withdrawal may reduce earnings and may be subject to penalty. Rates and terms are subject to change without notice prior to account opening. Offer may be withdrawn at any time.
Promotional rate · 4.20% interest rate · Effective Oct 16, 2026
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More details - Gate City BankRelationship CDCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000with conditionsRequirements
Product: Requires a Gate City Bank checking account.
Offer: Requires a Gate City Bank checking account
Qualified rate · 4.20% interest rate · Effective Oct 22, 2026
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More details - Millard County Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Dividends compounded and credited monthly. Payment of dividends is based on available current and undivided earnings of MCCU. Some share certificates may not be available for online opening.
4.12% interest rate · Effective Oct 15, 2026
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More details - Ciera BankCertificate of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Daily balance method used to calculate interest.
Offer: Interest compounded: Quarterly. Interest credited: Quarterly.
4.14% interest rate · Effective Oct 10, 2026
Rate checked
More details - U of I Community Credit UnionSilver Share CertificateCD · 24 months · $500 min · 4.20%–4.25% by balance
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Dividends calculated daily and compounded quarterly and at maturity. Early withdrawal penalty applies.
Offer: Early withdrawal penalty of 180 day dividend.
4.14% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Silver Share Certificate Balance APY Any balanceYour amount 4.20% $100,000 and up2 years jumbo. 4.25% Rate checked
More details - Family Savings Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Dividends compounded quarterly. The Annual Percentage Yield (APY) and interest rate assume that interest is to be added to the principal and remain in the account until the maturity of the certificate. An early withdrawal penalty of 2% of the principal balance or 1 year of interest, whichever is less, will apply if any funds are withdrawn from the certificate before the maturity date.
Offer: Dividends compounded quarterly. Early withdrawal penalty applies.
4.14% interest rate · Compounded quarterly · Effective Sep 21, 2026
Rate checked
More details - Granite Credit UnionTraditional Savings CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: No monthly fee. No investment fee. Penalties imposed for early withdrawals.
Offer: Dividends compounded and credited monthly based on the daily balance formula.
4.12% interest rate
Rate checked
More details - Radiant Credit UnionAdjustable Rate CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Adjustable-Rate Certificate Annual Percentage Yield (APY) changes bi-annually on January 1st and July 1st. Compounded daily. Funds insured up to $250,000 by NCUA.
Offer: APY is based on $10,000. APY changes bi-annually on January 1st and July 1st and is adjusted to the 6-month Treasury Bill Rate plus 0.10% APR. Compounded daily.
4.11% interest rate · Compounded daily
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More details - Bank of BenningtonCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: All Certificates of Deposit are subject to penalty for early withdrawal. No minimum balance required to earn the posted Annual Percentage Yields (APY).
4.11% interest rate · Effective Aug 31, 2026
Rate checked
More details - City State BankCertificate of Deposit SPECIALSCD · 25 months · $10,000 min
Bank · Add a location to see nearby branches
4.20%APY$895 over 25 months on $10,000intro rateRequirements
Product: Early withdrawal penalties may apply. APY assumes interest remains on deposit until maturity.
Promotional rate · 4.16% interest rate
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,859 CDs at 4,651 banks and credit unions · checked Oct 22–25
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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