Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1246–1260 of 1,363 results
- Gulf Coast Community Federal Credit UnionShare CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
0.50%APY$37 over 9 months on $10,000Requirements
Product: Early withdrawal penalty equal to one half of original term's projected dividend earnings (whether earned or not) with a 365-day maximum. No setup or maintenance fees. Rates subject to change at renewal.
0.50% interest rate · Effective May 5, 2025
Rate checked
More details - Heritage Community BankCertificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
0.50%APY$37 over 9 months on $10,000Requirements
Product: Automatically renewable with a 10 day grace period. Interest can be compounded, paid by check or transferred to a checking or savings account. Early withdrawal penalties apply. $1000.00 minimum deposit to open account. Interest is compounded daily.
Offer: Early withdrawal penalties apply.
0.50% interest rate · Compounded daily
Rate checked
More details - TruBankCertificates of Deposit (CDs)CD · 6–11 months · $500 min
Bank · Add a location to see nearby branches
0.45%APYintro rateRequirements
Product: Early withdrawals subject to penalty. No setup or maintenance fees. $500 minimum deposit to open. Compounded quarterly. Consumer accounts only.
Offer: Compounded quarterly. Substantial penalty for early withdrawal. For consumer accounts only.
Promotional rate · 0.45% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - Central BankCertificate of DepositCD · 6–12 months · $1,000 min
Bank · Add a location to see nearby branches
0.45%APYRequirements
Product: Rates are subject to change without notice. Minimum opening deposit $1,000. Assumes all interest will remain on deposit until maturity. Penalties may be imposed for early withdrawal.
Offer: Term 180 - 364 Days.
0.45% interest rate · Effective Apr 29, 2026
Rate checked
More details - Citizens BankCertificates of Deposit (CDs)CD · 6–12 months · $250 min
Bank · Add a location to see nearby branches
0.40%APYintro rateRequirements
Offer: Flexible Add-On (6-12 month terms)
Promotional rate · 0.40% interest rate · Effective Oct 8, 2026
Rate checked
More details - Clare BankCertificate of DepositCD · 9 months · $500 min · 0.30%–0.40% by balance
Bank · Add a location to see nearby branches
0.40%APY$30 over 9 months on $10,000Requirements
Product: Penalty will or may be imposed for early withdrawal, which will reduce earnings. Interest rates and APY for maturing certificates will be available 10 days after maturity.
Offer: Interest paid at maturity.
0.30% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 – $10,000 0.30% $10,000 and upYour amount 0.40% Rate checked
More details - 0.40%APY$30 over 9 months on $10,000
Requirements
Product: Guaranteed for length of term. Interest paid and compounded monthly. Early withdrawal penalty may apply.
Offer: Interest paid and compounded monthly. Guaranteed for length of term. Early withdrawal penalty may apply.
0.40% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - BankChampaignCertificates of DepositCD · 9 months · $2,500 min
Bank · Add a location to see nearby branches
0.40%APY$30 over 9 months on $10,000intro rateRequirements
Product: Early withdrawal penalties apply. Fees could reduce earnings. Maintain daily minimum balance to earn interest.
Offer: Maintain daily minimum balance of $2,500 or more to earn interest.
Promotional rate · 0.40% interest rate · Effective Sep 17, 2026
Rate checked
More details - The Home Loan Savings BankCertificatesCD · 6–11 months · $500 min
Bank · Add a location to see nearby branches
0.35%APYintro rateRequirements
Product: Penalty for early withdrawal. Fees may reduce earnings. Rates are subject to change at any time.
Offer: 6-11 Month Certificate
Promotional rate · 0.35% interest rate · Effective Oct 20, 2026
Rate checked
More details - GBC BankCertificates of DepositCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
0.35%APY$26 over 9 months on $10,000Requirements
Product: Fixed interest rate locked in at time of deposit. Early withdrawal penalties apply.
Offer: Early withdrawal penalty: lose 3 months interest.
0.35% interest rate · Effective Oct 5, 2026
Rate checked
More details - i3 BankTime Certificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
0.35%APY$26 over 9 months on $10,000Requirements
Product: Fixed-rate account. Interest credited at maturity for terms under 7 months and quarterly for terms 9 months and more, or deposited into account if agreed at opening. Interest calculated using daily balance method. Automatically renews with a 10 calendar day grace period. Early withdrawal penalty: 1 month interest for terms of 1 year or less; 3 months interest for terms over 1 year.
Offer: Compound Frequency: Quarterly
0.35% interest rate · Effective Sep 28, 2026
Rate checked
More details - FLCBankCertificate of DepositCD · 9 months · $2,000 min · 0.35%–3.30% by balance
Bank · Add a location to see nearby branches
0.35%APY$26 over 9 months on $10,000intro rateRequirements
Product: Certificates of Deposit earn a fixed interest rate compounded daily and paid monthly. Early withdrawals are subject to penalty. Personal minimum opening balance is $2,000.
Promotional rate · 0.35% interest rate · Compounded daily · Effective Mar 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Any balanceYour amount 0.35% $50,000 – $1,000,000Promotional rate. Minimum deposit of $50,000 required, maximum deposit $1,000,000. Available to new FLCBank clients or existing clients who bring new money. 3.30% Rate checked
More details - 1st Bank of Sea Isle CityCertificateCD · 9 months · $500 min
Bank · Add a location to see nearby branches
0.33%APY$25 over 9 months on $10,000intro rateRequirements
Product: Primary operating region is Cape May County, NJ; right reserved to refuse applications from outside the area. Must physically come into a branch location to open any account with proper identification.
Offer: Subject to premature withdrawal penalty of 3 months loss of interest.
Promotional rate · 0.33% interest rate · Effective Dec 16, 2025
Rate checked
More details - America's Credit UnionShare Certificates - STANDARDCD · 3–12 months · $500 min
Credit union · Add a location to see nearby branches
0.30%APYRequirements
Product: Membership required. Penalty of up to 90 days of dividends may be imposed for early withdrawal.
0.30% interest rate · Balance cap $24,999.99 · Effective Oct 1, 2026
Rate checked
More details - St. Francis X Federal Credit Union9-Month No Penalty CDCD · 9 months · $500 min · 0.30%–0.40% by balance
Credit union · Add a location to see nearby branches
0.30%APY$22 over 9 months on $10,000Requirements
Product: No penalty for early withdrawal. Allows letting it ride, withdrawing interest monthly, or taking balance down to $0. Certain restrictions apply. Up to six transfers/withdrawals per statement cycle to another St. Francis X account or third party.
Offer: First Tier APY. All rates are current as of October 23, 2026.
Effective Oct 23, 2026
Rate by balance
Rate by balance for 9-Month No Penalty CD Balance APY Up to $25,000Your amount 0.30% $25,000 – $75,000 0.35% $75,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,363 CDs at 1,186 banks and credit unions · checked Oct 22–25
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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