Bank · FDIC insured
Clare Bank CD Rates
Clare Bank’s best CD rate is 4.04% APY on a 20-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Clare Bank’s CD rates compare
Compared with banks and credit unions near Platteville, WI, where Clare Bank has the most branches. $10,000, best rate first.
This bank’s best
Clare Bank
4.04%APY
- Term
- 20 months
- Minimum
- $500
- Earns on $10,000
- $682
Certificate of Deposit
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Marine Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $2,462
Clare Bank CD score
79
CD score
Higher than 49% of U.S. banks and credit unions
By term
- 3–8 months3–8 mo1.00%
- 9–15 months9–15 mo3.73%
- 16–30 months16–30 mo4.04%
- 31–60 months31–60 mo0.70%
- QualifiedQualified4.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Clare Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.04%APY · 18 terms
Penalty will or may be imposed for early withdrawal, which will reduce earnings. Interest rates and APY for maturing certificates will be available 10 days after maturity.
| Term | APY · $500 – $10,000 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsInterest paid at maturity | 0.05% | 0.10% | 0.10%0.05% $500–$10k | $2 |
| 6 monthsInterest paid at maturity | 0.90% | 1.00% | 1.00%0.90% $500–$10k | $50 |
| 7 monthsInterest paid at maturity | 0.90% | 1.00% | 1.00%0.90% $500–$10k | $58 |
| 8 monthsInterest paid at maturity | 0.20% | 0.30% | 0.30%0.20% $500–$10k | $20 |
| 9 monthsInterest paid at maturity | 0.30% | 0.40% | 0.40%0.30% $500–$10k | $30 |
| 10 monthsInterest paid at maturity | 0.20% | 0.30% | 0.30%0.20% $500–$10k | $25 |
| 11 monthsInterest paid at maturity | 0.40% | 0.50% | 0.50%0.40% $500–$10k | $46 |
| 12 monthsInterest added on and compounded semi-annually. 12 month Special | 3.63% | 3.73% | 3.73%3.63% $500–$10k | $373 |
| 15 monthsInterest added on and compounded semi-annually | 0.65% | 0.75% | 0.75%0.65% $500–$10k | $94 |
| 17 monthsInterest added on and compounded semi-annually | 0.65% | 0.75% | 0.75%0.65% $500–$10k | $106 |
| 18 monthsInterest added on and compounded semi-annually | 0.40% | 0.50% | 0.50%0.40% $500–$10k | $75 |
| 20 monthsInterest added on and compounded semi-annually. 20 month Special | 3.94% | 4.04% | 4.04%3.94% $500–$10k | $682 |
| 21 monthsInterest added on and compounded semi-annually | 2.77% | 2.87% | 2.87%2.77% $500–$10k | $508 |
| 24 monthsInterest added on and compounded semi-annually | 0.25% | 0.35% | 0.35%0.25% $500–$10k | $70 |
| 30 monthsInterest added on and compounded semi-annually | 0.40% | 0.45% | 0.45%0.40% $500–$10k | $113 |
| 36 monthsInterest added on and compounded semi-annually | 0.45% | 0.50% | 0.50%0.45% $500–$10k | $151 |
| 48 monthsInterest added on and compounded semi-annually | 0.50% | 0.55% | 0.55%0.50% $500–$10k | $222 |
| 60 monthsInterest added on and compounded semi-annually | 0.65% | 0.70% | 0.70%0.65% $500–$10k | $355 |
Sources (1)
- clarebank.com/deposit-rates-3 · captured Oct 5, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 4.04%APY · 18 terms
Penalty will or may be imposed for early withdrawal, which will reduce earnings. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code. Interest rates and APY for maturing certificates will be available 10 days after maturity.
| Term | APY · $500 – $10,000 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsInterest paid at maturity. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 0.05% | 0.10% | 0.10%0.05% $500–$10k | $2 |
| 6 monthsInterest paid at maturity. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 0.90% | 1.00% | 1.00%0.90% $500–$10k | $50 |
| 7 monthsInterest paid at maturity. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 0.90% | 1.00% | 1.00%0.90% $500–$10k | $58 |
| 8 monthsInterest paid at maturity. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 0.20% | 0.30% | 0.30%0.20% $500–$10k | $20 |
| 9 monthsInterest paid at maturity. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 0.30% | 0.40% | 0.40%0.30% $500–$10k | $30 |
| 10 monthsInterest paid at maturity. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 0.20% | 0.30% | 0.30%0.20% $500–$10k | $25 |
| 11 monthsInterest paid at maturity. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 0.40% | 0.50% | 0.50%0.40% $500–$10k | $46 |
| 12 monthsInterest added on and compounded semi-annually. 12 month Special. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 3.63% | 3.73% | 3.73%3.63% $500–$10k | $373 |
| 15 monthsInterest added on and compounded semi-annually. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 0.65% | 0.75% | 0.75%0.65% $500–$10k | $94 |
| 17 monthsInterest added on and compounded semi-annually. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 0.65% | 0.75% | 0.75%0.65% $500–$10k | $106 |
| 18 monthsInterest added on and compounded semi-annually. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 0.40% | 0.50% | 0.50%0.40% $500–$10k | $75 |
| 20 monthsInterest added on and compounded semi-annually. 20 month Special. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 3.94% | 4.04% | 4.04%3.94% $500–$10k | $682 |
| 21 monthsInterest added on and compounded semi-annually. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 2.77% | 2.87% | 2.87%2.77% $500–$10k | $508 |
| 24 monthsInterest added on and compounded semi-annually. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 0.25% | 0.35% | 0.35%0.25% $500–$10k | $70 |
| 30 monthsInterest added on and compounded semi-annually. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 0.40% | 0.45% | 0.45%0.40% $500–$10k | $113 |
| 36 monthsInterest added on and compounded semi-annually. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 0.45% | 0.50% | 0.50%0.45% $500–$10k | $151 |
| 48 monthsInterest added on and compounded semi-annually. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 0.50% | 0.55% | 0.55%0.50% $500–$10k | $222 |
| 60 monthsInterest added on and compounded semi-annually. For IRAs, other penalties and rules on transactions are imposed on the account by the Internal Revenue Code | 0.65% | 0.70% | 0.70%0.65% $500–$10k | $355 |
Sources (1)
- clarebank.com/deposit-rates-3 · captured Oct 5, 2026
Opening an account
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