Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1231–1245 of 5,354 results
- Ohio Valley Community Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Flexible terms from 3 months to 5 years, with a minimum deposit of $1000.00. Dividends compound monthly or can be transferred to savings account monthly or at maturity.
3.75% interest rate · Effective Sep 24, 2026
Rate checked
More details - Armco Credit UnionCertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Minimum opening deposit is $1,000 for adults/consumer certificates and $250 for youth under 18. Early withdrawal penalty is 1 month of interest plus $25.00. Automatically renews for the same term with a 7-day grace period after maturity to redeem without penalty.
Offer: Growth certificate. Compounded dividends monthly. $1,000 minimum opening deposit for consumer/adults, $250 for youth under 18. Early withdrawal penalty applies (1 month interest + $25.00). Automatically renews for 12 months with a 7-day grace period.
3.75% interest rate
Rate checked
More details - Gulf Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Minimum balance/to open $500. Accounts are not opened through an online application (requires two forms of government-issued identification).
Offer: Compounded and paid monthly.
3.75% interest rate
Rate checked
More details - KV FCUShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: No fee to establish. Minimum balance of $500.00. Borrow against certificate available.
3.75% interest rate
Rate checked
More details - Gardiner Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Minimum opening balance of $500.00. Automatically renewable. Fixed rate for the term of the account. Early withdrawal penalty applies (180 days dividends). Dividend withdrawal allowed.
3.75% interest rate · Effective Aug 1, 2025
Rate checked
More details - Casco Federal Credit UnionCertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Dividends compound and credit monthly. Fixed rate. Automatic renewal. Additional deposits not allowed after opening. Penalty for early withdrawal is 365 days of dividends. Average daily balance method used.
3.75% interest rate · Effective Apr 8, 2026
Rate checked
More details - Palmetto Citizens Federal Credit UnionCertificateCD · 12 months · $500 min · 3.82%–3.92% by balance
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Rates subject to change at any time without notice. Membership eligibility required.
3.75% interest rate
Rate by balance
Rate by balance for Certificate Balance APY $500 and upYour amount 3.82% $100,000 and up 3.87% $250,000 and up 3.92% Rate checked
More details - Peoples Advantage FCUShare CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Calculation based on $1,000; early withdrawal penalty may apply. Dividends paid and compounded quarterly.
3.77% interest rate · Compounded quarterly · Effective Jul 1, 2026
Rate checked
More details - Beach Municipal Federal Credit UnionShare CertificateCD · 12 months · $500 min · 1.07%–3.82% by balance
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Terms ranging from 91 days to 60 months. Minimum investment of $500. Declared minimum balance is required to both open the account and earn the stated APY. Early withdrawal penalties may apply. Rates are subject to change at any time.
1.07% interest rate · Effective Jan 27, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and up 1.07% $1,000 and up 2.18% $10,000 and upYour amount 3.82% Rate checked
More details - KEMBA Louisville Credit UnionCertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,0003.75% interest rate · Effective Apr 1, 2022
Rate checked
More details - Gulf Coast Federal Credit Union12-month Certificate of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Other accounts and terms available.
Offer: Up to 3.82% APY. Terms from 6 to 48 months mentioned generally for certificates of deposit.
Effective Jul 1, 2026
Rate checked
More details - TLCU FinancialShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Dividends may be added to the certificate, mailed monthly, or posted to another account at the credit union.
3.75% interest rate
Rate checked
More details - 3.82%APY$382 over 1 year on $10,000intro rate
Requirements
Product: New money from outside of any SouthCoast Accounts is needed to fund the CD, or an additional $10,000 from an outside source is needed to use funds from an existing credit union account.
Offer: New money from outside of any SouthCoast Accounts required; to use existing credit union funds, an additional $10,000 from an outside source is required.
Promotional rate · 3.75% interest rate
Rate checked
More details - Post Office Employees Credit UnionCertificate of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000with conditionsRequirements
Product: Minimum deposit of $1,000 to open a Certificate of Deposit. Dividends are paid monthly. Rate boosts available via CD Loyalty Special / Reward Qualifications: +0.50% dividend rate for active Visa (open/active 90 days, min 2 transactions/mo over previous 3 mos), +0.50% dividend rate for active Checking (open/active 90 days, min 4 transactions/mo over previous 3 mos), and +0.25% dividend rate for enrolling in e-Statements on or before opening CD (max loyalty reward = 1.25%).
Offer: Base Rate + 0.75% (e.g. active account parameters + e-Statements)
Qualified rate · 3.75% interest rate · Effective Mar 19, 2025
Rate checked
More details - CE Credit UnionCertificatesCD · 12 months · $2,500 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Early withdrawal penalties may apply. Member Rewards: rate increases by 0.10% if you have CECU checking, direct deposit, and over $25,000 on deposit; rate increases by 0.20% if you have over $50,000 on deposit. Interest paid monthly.
3.75% interest rate
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 1-year CDs pay nationwide
5,354 CDs at 4,382 banks and credit unions · checked Oct 22–25
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.06%
- Credit unions, typical
- 3.40%
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