Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1231–1245 of 6,757 results
- First BankCertificates of DepositCD · 13 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$456 over 13 months on $10,000intro rateRequirements
Product: Standard and promotional fixed-rate CDs. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. Early withdrawal penalty may apply. Standard CDs opened in-branch only; promotional CDs may be opened in-branch or online.
Offer: Promotional CD. May be opened in-branch or online. Maximum balance limits apply. Early withdrawal penalty may apply.
Promotional rate · Effective Oct 16, 2026
Rate checked
More details - Multipli Credit UnionCertificateCD · 13 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$456 over 13 months on $10,000Requirements
Product: Standard Certificate requires $500 minimum deposit, deposited once at account opening and remaining in place until maturity. Monthly dividends. Rollover at maturity with 10-day grace period. Early standard certificate withdrawals penalty: 50% of remaining unearned interest or 180 days worth of interest.
Offer: Monthly dividends; Rollover at maturity
Effective Sep 18, 2026
Rate checked
More details - Independent BankCertificates of DepositCD · 13 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$456 over 13 months on $10,000intro rateRequirements
Product: Early withdrawal penalties apply. Fixed interest rate varies by term. Multiple interest payment options available (at maturity, annually, semi-annually, quarterly, or monthly). Automatically renewable with a 10-day grace period.
Offer: Special promotional rate. Minimum balance of $1,000 required for 4.20% APY. Early withdrawal penalties may apply.
Promotional rate · Effective Oct 5, 2026
Rate checked
More details - Propell CUDog Days of Summer Special CertificateCD · 13 months
Credit union · Add a location to see nearby branches
4.20%APY$456 over 13 months on $10,000with conditionsRequirements
Product: Must be funded with new money only (or existing maturing certificates can rollover existing balance plus an additional $50,000). Maximum amount for special rate is $50,000. Limited to (1) certificate per member. Must be opened between 8/17/2026 and 9/31/2026.
Offer: Requires iSAVE Boost: active iSAVE Savings account (funded with new money, monthly ACH deposit, online banking and E-statements) and active iSAVE Checking account (monthly ACH, bill pay transaction, or debit card purchase). Must be opened between 8/17/2026 and 9/31/2026. Maximum $50,000 for special rate. Limit 1 certificate per member.
Qualified rate · Balance cap $50,000 · Effective Aug 17, 2026
Rate checked
More details - UW Credit UnionCertificates SpecialsCD · 14 months · $5,000 min · 4.15%–4.25% by balance
Credit union · Add a location to see nearby branches
4.20%APY$492 over 14 months on $10,000Requirements
Product: Dividends compounded daily and paid quarterly. Early withdrawal penalties apply.
4.07% interest rate · Compounded daily · Effective Oct 9, 2026
Rate by balance
Rate by balance for Certificates Specials Balance APY $5,000 and up 4.15% $10,000 and upYour amount 4.20% $250,000 and up 4.25% Rate checked
More details - Elkhorn Valley BankCertificate of Deposit (CD)CD · 14 months
Bank · Add a location to see nearby branches
4.20%APY$492 over 14 months on $10,000Requirements
Product: No minimum balance is required to open an account unless noted with an asterisk (*). A penalty may be imposed for early withdrawal.
Rate checked
More details - Access Community Credit UnionCertificatesCD · 15 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$528 over 15 months on $10,000intro rateRequirements
Product: Interest compounds on a monthly basis.
Offer: 15 Month Special
Promotional rate · 4.12% interest rate · Effective Oct 21, 2026
Rate checked
More details - Warren-Boynton State Bank15 Month CDCD · 15 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$528 over 15 months on $10,000intro rateRequirements
Product: Selected Rates current as of 10/22/2026 , for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Offer: Selected Rates current as of 10/22/2026 , for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Promotional rate · 4.15% interest rate · Effective Oct 14, 2026
Rate checked
More details - Henrico Federal Credit Union15-Month Certificate SpecialCD · 15 months
Credit union · Add a location to see nearby branches
4.20%APY$528 over 15 months on $10,000intro rateRequirements
Product: Special certificate offer. Fixed rate.
Promotional rate
Rate checked
More details - APG Federal Credit Union15-Month Certificate SpecialCD · 15 months · $100 min
Credit union · Add a location to see nearby branches
4.20%APY$528 over 15 months on $10,000intro rateRequirements
Product: Promotional special. Rate and promotion are subject to change at any time without notice. Minimum deposit of $100. 15-month certificate will automatically renew to an 18-month term upon maturity unless action is taken. Penalty for early withdrawal. Fees may reduce earnings.
Offer: Automatically renews to an 18-month term upon maturity unless action is taken. Promotional offer.
Promotional rate · 4.13% interest rate · Effective Jul 24, 2026
Rate checked
More details - United Financial Credit Union16 Month CD SpecialCD · 16 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$564 over 16 months on $10,000Requirements
Product: Fixed rate for term. Minimum deposit $500. Penalty for early withdrawal. Dividends compounded and credited daily/monthly.
Offer: Minimum investment $500.
4.11% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.20%APY$564 over 16 months on $10,000
Requirements
Product: Early withdrawal penalty equal to 12 months interest. Interest compounds every 6 months. Minimum balance to earn stated APY is $0.01.
Offer: Early withdrawal penalty equal to 12 months interest. Interest compounds every 6 months. Minimum balance to earn stated APY is $0.01.
4.15% interest rate
Rate checked
More details - Golden 1 Credit UnionTerm Savings CertificateCD · 17 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$600 over 17 months on $10,000Requirements
Product: There is no minimum balance required to earn the stated APY. The minimum opening deposit for a regular certificate is $500. The APY is based on an assumption that dividends will remain in the account until maturity. Any fee, withdrawal or transfer reduces earnings and there may be penalties for early withdrawal.
Offer: Limited-Time Special.
4.12% interest rate · Effective Oct 16, 2026
Rate checked
More details - PenAir Credit UnionCertificate AccountCD · 17 months
Credit union · Add a location to see nearby branches
4.20%APY$600 over 17 months on $10,000Requirements
Product: Open to those who live, work, go to school, or worship in 17 counties from Mobile County, Alabama to Leon County, Florida. Early withdrawal penalties apply.
Offer: Early withdrawal penalty applies.
4.12% interest rate · Effective Sep 30, 2026
Rate checked
More details - MC Federal Credit UnionRegular Share CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$637 over 18 months on $10,000Requirements
Product: MC Federal Credit Union membership is required. Early withdrawal will incur a penalty. Fees may reduce earnings. Joint owners may be added. Special Relationship qualification adds 0.10% APY for Members Advantage (Primary Member aged 60+), Loyalty (Checking with debit card and direct deposit), or Premium ($50,000+ existing deposits).
Offer: Special Relationship: Members Advantage (age 60+), Loyalty (checking + debit card + direct deposit), or Premium ($50k+ existing deposits)
4.14% interest rate · Balance cap $49,999 · Effective Oct 21, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,859 CDs at 4,651 banks and credit unions · checked Oct 22–25
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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