Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1216–1230 of 2,149 results
- North American Banking CompanyCertificates of DepositCD · 3 months · $500 min · 0.85%–3.60% by balance
Bank · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Certificates of deposit with maturities ranging from 3 months to 5 years. Early withdrawal penalties may apply. Interest compounded and credited annually and at maturity for terms one year or longer, and compounded at maturity for terms under one year.
Offer: Requires an active checking account (defined as Direct Deposit or three transactions per statement cycle).
0.85% interest rate · Effective Oct 19, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 – $10,000 0.85% $10,000 – $25,000Your amount 1.51% $25,000 – $100,000 1.86% $100,000 – $249,999 2.78% $250,000 and up 3.60% Rate checked
More details - Bank NorthwestCertificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Minimum $500 to open all certificates. A penalty may be imposed for early withdrawal.
1.50% interest rate · Effective Jul 22, 2026
Rate checked
More details - 1.51%APY$38 over 3 months on $10,000
Requirements
Product: Minimum balance $500. Dividends compound monthly. Early withdrawal penalties apply (3 months interest for terms < 1 year, 6 months interest for terms >= 1 year). Co-op points can be used to increase rate.
1.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - Community State BankCertificate of DepositCD · 3 months · $2,500 min
Bank · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Interest compounds monthly. Can be paid via check or deposit into Community Interest Checking Account. Penalty may be imposed for early withdrawal.
Offer: Term: 91 Days. Penalty may be imposed for early withdrawal.
1.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - Foresight BankCertificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: FDIC insured. No fees. Minimum opening deposit $500. Early withdrawal penalties apply (with exceptions such as up to $50,000 per year for nursing home expenses). Contact bank for rates on CDs above $100,000.
1.50% interest rate
Rate checked
More details - Bank PlusCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Fixed rates so your rate can't go down. Minimum opening balance as low as $1000.00. Early withdrawal penalties may apply.
Offer: Interest paid at maturity for CDs of less than 12 months. Early withdrawal penalties may apply.
1.50% interest rate · Effective Oct 7, 2026
Rate checked
More details - 1.51%APY$38 over 3 months on $10,000
Requirements
Product: Penalty will or may be imposed for early withdrawal. Interest paid at maturity.
Offer: Interest at maturity. Penalty will or may be imposed for early withdrawal.
1.50% interest rate · Effective Oct 7, 2026
Rate checked
More details - National Exchange Bank & TrustCertificates of Deposit - Fixed RateCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Penalty for early withdrawal from a certificate of deposit account may be imposed. Fees could reduce earnings on these accounts.
1.50% interest rate · Effective Oct 15, 2026
Rate checked
More details - Maine Highlands Federal Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Rates quoted monthly (rate fixed for the term of the certificate). Dividends pay monthly, calculated at simple interest and compounded monthly.
Offer: A penalty may be imposed for early withdrawal.
1.50% interest rate · Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - Cedar Point Federal Credit UnionShort Term Certificate AccountCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: APY assumes reinvestment at the same term for 12 months. Early withdrawal penalty applies. Funds cannot be deposited into existing accounts until maturity.
Offer: APY assumes reinvestment at the same term for 12 months
1.50% interest rate · Effective Feb 15, 2023
Rate checked
More details - Cedar Point Federal Credit UnionEasy Builder Short Term Certificate AccountCD · 3 months · $50 min
Credit union · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Deposits allowed at any time. Renews at then current corresponding regular certificate rate when balance is at least $1,000.00 on maturity date.
Offer: Young Investor Option
1.50% interest rate · Effective Feb 15, 2023
Rate checked
More details - Bankers TrustBankers Trust Certificate of Deposit (CD)CD · 3–6 months · $1,000 min
Bank · Add a location to see nearby branches
1.51%APYRequirements
Product: $1,000 minimum deposit to open ($500 for savers under age 18). Penalty for early withdrawal. Rates vary by Benefits Banking Loyalty Program tier (Base, Bronze, Silver, Gold, Platinum).
Offer: Loyalty Program Gold Tier (Base + 0.40% IR) (91-181 Days)
Effective Oct 9, 2026
Rate checked
More details - Resource One Credit UnionRegular CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Automatically renews at the term selected and the rate at the time of renewal. Additional deposits cannot be made during the term. Penalty for early withdrawal prior to maturity date. Membership eligibility applies (lives or works in Mesquite, Garland, Irving, Cedar Hill, or Dallas County, TX).
Offer: Dividends paid monthly. Penalty will or may be imposed for early withdrawal prior to maturity date.
1.50% interest rate · Effective Oct 6, 2026
Rate checked
More details - Jefferson BankCertificates of DepositCD · 3 months · $1,000 min · 1.51%–2.52% by balance
Bank · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Automatically renewable. Penalty may be imposed for early withdrawal. Fees may reduce earnings. Free Online and Mobile Banking, free Automated Phone Banking with Jeff-Line, and free Combined Monthly Statements.
Offer: Tier 1 ($1,000.00-$99,999.99). Penalty may be imposed for early withdrawal. Fees may reduce earnings.
1.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $100,000Your amount 1.51% $100,000 – $500,000 1.76% $500,000 – $2,000,000 2.27% $2,000,000 and up 2.52% Rate checked
More details - First Southern BankCertificates of Deposit (CD)CD · 3 months · $2,500 min
Bank · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Fixed rates, higher than standard savings. Early withdrawals subject to penalty. Interest may be credited to account or paid by check (monthly or at maturity for 3-9 months; monthly, quarterly, or semi-annually for 12-60 months). APYs for terms 12 months and greater are based on quarterly compounding.
Offer: Minimum balance to open and retain CD is $2,500; minimum daily balance to earn APY is $2,500.
1.50% interest rate · Effective Sep 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,149 CDs at 1,940 banks and credit unions · checked Oct 22–25
- Typical
- 2.01%
- Top 10% from
- 3.75%
- Banks, typical
- 1.90%
- Credit unions, typical
- 2.17%
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