Bank · FDIC insured
Community State Bank CD Rates
Community State Bank’s best CD rate is 4.02% APY on an 8-month CD. Terms run from 3 months to 6 years. Rates checked October 16, 2026.
How Community State Bank’s CD rates compare
Compared with banks and credit unions near Huntingdon, PA, where Community State Bank has the most branches. $10,000, best rate first.
This bank’s best
Community State Bank
4.02%APY
- Term
- 8 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $266
Certificate of Deposit
Top rate
Arize Federal Credit Union
4.50%APY
- Term
- 11 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $412
3rd-highest rate
First National Bank
4.00%APY
- Term
- 13 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $434
Community State Bank CD score
80
CD score
Higher than 53% of U.S. banks and credit unions
- 3–8 months3–8 mo4.02%
- 9–15 months9–15 mo3.76%
- 16–30 months16–30 mo1.21%
- 31–60 months31–60 mo1.11%
- QualifiedQualified4.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.02%APY · 15 terms
Interest compounds monthly. Can be paid via check or deposit into Community Interest Checking Account. Penalty may be imposed for early withdrawal.
| Term | APY · $500 and up | APY · $2,500 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 1–3 monthsTerm: 7-90 Days. Penalty may be imposed for early withdrawal | — | — | 1.51% | 1.51% | $3 |
| 3 monthsTerm: 91 Days. Penalty may be imposed for early withdrawal | — | 1.51% | — | 1.51% | $38 |
| 6 monthsTerm: 182 Days. Penalty may be imposed for early withdrawal | 3.04% | — | — | 3.04% | $151 |
| 8 monthsTerm: 8 Month Promo. A minimum opening deposit of $5,000 in New Money must be deposited in the Certificate of Deposit account to receive the promotional interest rate. New Money is defined as money that has not been on deposit in any Community State Bank account within the last 30 days. $5,000 minimum balance must be maintained daily to obtain the special rate. Penalty may be imposed for early withdrawal | — | — | 4.02% | 4.02% | $266 |
| 9 monthsTerm: 9 Months. Penalty may be imposed for early withdrawal | 1.56% | — | — | 1.56% | $117 |
| 12 monthsTerm: 365 Days. Penalty may be imposed for early withdrawal | 1.46% | — | — | 1.46% | $146 |
| 15 monthsTerm: 15 Months. Penalty may be imposed for early withdrawal | 3.76% | — | — | 3.76% | $472 |
| 18 monthsTerm: 18 Months. Penalty may be imposed for early withdrawal | 1.21% | — | — | 1.21% | $182 |
| 24 monthsTerm: 24 Months. Penalty may be imposed for early withdrawal | 1.11% | — | — | 1.11% | $223 |
| 30 monthsTerm: 30 Months. Penalty may be imposed for early withdrawal | 1.11% | — | — | 1.11% | $280 |
| 35 monthsTerm: 35 Months. Penalty may be imposed for early withdrawal | 1.00% | — | — | 1.00% | $294 |
| 36 monthsTerm: 36 Months. Penalty may be imposed for early withdrawal | 1.00% | — | — | 1.00% | $303 |
| 48 monthsTerm: 48 Months. Penalty may be imposed for early withdrawal | 1.06% | — | — | 1.06% | $431 |
| 60 monthsTerm: 60 Months. Penalty may be imposed for early withdrawal | 1.11% | — | — | 1.11% | $567 |
| 72 monthsTerm: 72 Months. Penalty may be imposed for early withdrawal | 1.21% | — | — | 1.21% | $748 |
Sources (3)
- communitystate.bank/personal-banking/savings-accounts
- communitystate.bank/resources/rates
- communitystate.bank/accounts/savings-accounts
All captured Oct 16, 2026
Special-purpose accounts
Nest Egg IRA
Up to 3.04%APY · 5 terms
Available as a fixed or variable rate product under Traditional or Roth IRA wrappers. Penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months182 Day Nest Egg IRA – Fixed Rate. Penalty may be imposed for early withdrawal | 3.04% | $151 |
| 24 months24 Month Nest Egg IRA – Adjustable Rate. Penalty may be imposed for early withdrawal | 1.11% | $223 |
| 36 months36 Month Nest Egg IRA – Fixed Rate. Penalty may be imposed for early withdrawal | 1.00% | $303 |
| 60 months60 Month Nest Egg IRA – Fixed Rate. Penalty may be imposed for early withdrawal | 1.11% | $567 |
| 72 months72 Month Nest Egg IRA – Fixed Rate. Penalty may be imposed for early withdrawal | 1.21% | $748 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.