Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1216–1230 of 6,757 results
- Johns Hopkins Credit UnionShare CertificatesCD · 11 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$384 over 11 months on $10,000Requirements
Product: Early withdrawal penalty may be imposed. JHCU pays dividends based upon available earnings.
4.14% interest rate · Effective Oct 1, 2026
Rate checked
More details - HomeTown Credit UnionShare Certificate ($10,000.00 Minimum)CD · 11 months · $10,000 min
Credit union · Add a location to see nearby branches
4.20%APY$384 over 11 months on $10,000intro rateRequirements
Product: Dividends compounded and credited monthly. Additional deposits not allowed. Early withdrawal penalty applies (90 days dividends for terms 11 months or less; 180 days dividends for terms 12 months or more). 7-day grace period at maturity.
Offer: Special rate is for new certificates only and does not apply to renewals. At maturity, renews to a standard 6-month term.
Promotional rate · 4.12% interest rate · Effective Sep 21, 2026
Rate checked
More details - HomeTown Credit UnionShare Certificate ($500.00 Minimum)CD · 11 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$384 over 11 months on $10,000intro rateRequirements
Product: Dividends compounded and credited monthly. Additional deposits not allowed. Early withdrawal penalty applies (90 days dividends for terms 11 months or less; 180 days dividends for terms 12 months or more). 7-day grace period at maturity.
Offer: Special rate is for new certificates only and does not apply to renewals. At maturity, renews to a standard 6-month term.
Promotional rate · 4.12% interest rate · Effective Sep 21, 2026
Rate checked
More details - Siskiyou Credit UnionShare CertificateCD · 12 months · $0 min
Credit union · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: Dividends earned daily, paid monthly on the daily balance. Early withdrawals subject to penalty. No set up or maintenance fees. Available to persons who live, regularly work, regularly attend school, or worship in Siskiyou County, and associations/organizations in Siskiyou County.
Offer: Dividends earned daily, paid monthly on the daily balance. Rates subject to change daily for newly opened or renewed share certificates.
Effective Aug 18, 2026
Rate checked
More details - Premier Credit UnionInvestor CertificateCD · 12 months · $2,000 min
Credit union · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: A fixed-rate investment with terms from 7 months to 3 years. Minimum deposit of $2,000 is required. Dividends are compounded quarterly. Penalty for early withdrawal. Renewals are automatic unless notified within a 10-day Grace Period. $5.00 minimum deposit to open a savings account required.
Offer: Dividends calculated using Daily Balance method, credit and compound quarterly. Automatic renewals unless notified within a 10-day Grace Period. Early withdrawal penalties may be imposed.
4.14% interest rate · Compounded quarterly · Effective Oct 9, 2026
Rate checked
More details - Co-op Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: Interest is paid monthly. Penalty for early withdrawal. Withdrawal of interest will reduce earnings.
4.12% interest rate · Effective Sep 29, 2026
Rate checked
More details - TruBankCertificates of Deposit (CDs)CD · 12 months · $10,000 min
Bank · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000intro rateRequirements
Product: Early withdrawals subject to penalty. No setup or maintenance fees. $500 minimum deposit to open. Compounded quarterly. Consumer accounts only.
Offer: CD Special. Special interest rate and APY offered only on a limited time basis. Compounded quarterly. Substantial penalty for early withdrawal. For consumer accounts only.
Promotional rate · 4.14% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - The First National Bank Of Nevada, MissouriBasic CDsCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: All CDs listed are fixed rate CDs. A penalty may be imposed for early withdrawal of principal during the term of a CD. Interest is accrued on the full daily balance.
4.20% interest rate · Effective Sep 22, 2026
Rate checked
More details - Ascend Federal Credit UnionRegular Share CertificateCD · 12 months · $500 min · 4.20%–4.25% by balance
Credit union · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: Certificate accounts have no fees; penalty for early withdrawal applies. Dividends compounded and credited monthly based on daily balance. Automatically renewable with a 7-day grace period.
Offer: Fixed rate. Additional deposits not allowed. Penalty of 180 days' dividends for early withdrawal.
4.12% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Share Certificate Balance APY Any balanceYour amount 4.20% $100,000 and upJumbo certificate. A negotiated rate may be obtained for $100,000.00 or greater. 4.25% Rate checked
More details - Eclipse BankCertificates of Deposit (CDs)CD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000Requirements
Product: Quarterly compounded interest. No maintenance or setup fees. Early withdrawals subject to penalty. $1,000 minimum deposit to open.
Offer: New money only.
4.14% interest rate · Effective Oct 4, 2026
Rate checked
More details - Prospect BankSpecial Certificate of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.20%APY$420 over 1 year on $10,000intro rateRequirements
Product: Contact bank for current rate and availability. Promotional rate may remain available after expiration date (10/27/2026). Fees or other conditions could reduce earnings on the account. A penalty may or will be imposed for early withdrawal. Certificate will automatically renew with applicable rate at time of maturity.
Offer: Offer ends 10/27/2026. Alternative terms are not permitted.
Promotional rate · 4.14% interest rate · Effective Sep 23, 2026
Rate checked
More details - Redwood Credit UnionPersonal Savings CertificatesCD · 12–17 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APYwith conditionsRequirements
Product: Must be an RCU Member (live, work, or own a business in Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa counties; family member of a current Member; or work for a Select Employer Group). $1,000 minimum deposit. Early withdrawal penalty applies.
Offer: Requires active checking account (3 or more transactions per month, excluding 24-Hour Telephone Teller, fee, or dividend posting transactions).
Qualified rate · 4.12% interest rate · Effective Sep 16, 2026
Rate checked
More details - Hanover BankCertificate of DepositsCD · 13 months · $500 min
Bank · Add a location to see nearby branches
4.20%APY$456 over 13 months on $10,000Requirements
Product: These Annual Percentage Yields (APYs) are accurate as of the date displayed on the CD Rates page and are subject to change without notice. Our CD interest rates remain fixed until maturity. The minimum balance to open a Certificate of Deposit and earn the APY is $500. A penalty may be imposed for withdrawals before maturity. Fees could reduce earnings.
4.11% interest rate
Rate checked
More details - Gateway BankCertificates of DepositCD · 13 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$456 over 13 months on $10,000Requirements
Product: The interest rate and APY may change after account opening. Fees may reduce earnings. $1,000 is the minimum balance requirement to obtain APY. A penalty will be imposed for early withdrawal.
Offer: $1,000 is the minimum balance requirement to obtain APY. A penalty will be imposed for early withdrawal. The interest rate and APY may change after account opening. Fees may reduce earnings.
4.13% interest rate
Rate checked
More details - 4.20%APY$456 over 13 months on $10,000
Requirements
Product: Penalties may be imposed for early withdrawal.
4.11% interest rate · Effective Oct 19, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,859 CDs at 4,651 banks and credit unions · checked Oct 22–25
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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