Bank · FDIC insured
Hanover Bank CD Rates
Hanover Bank’s best CD rate is 4.20% APY on a 13-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Hanover Bank’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Hanover Bank has the most branches. $10,000, best rate first.
This bank’s best
Hanover Bank
4.20%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $456
Certificate of Deposits
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Hanover Bank CD score
84
CD score
Higher than 65% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo4.20%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hanover Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposits
Up to 4.20%APY · 10 terms
Rates effective as of: 10.16.2026. These Annual Percentage Yields (APYs) are accurate as of the date displayed on the CD Rates page and are subject to change without notice. Our CD interest rates remain fixed until maturity. The minimum balance to open a Certificate of Deposit and earn the APY is $500. A penalty may be imposed for withdrawals before maturity. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.40% | $84 |
| 6 months | 3.65% | $181 |
| 8 months | 3.50% | $232 |
| 12 months | 3.00% | $300 |
| 13 months | 4.20% | $456 |
| 15 months | 3.00% | $376 |
| 18 months | 3.00% | $453 |
| 24 months | 3.00% | $609 |
| 36 months | 3.00% | $927 |
| 60 months | 3.00% | $1,593 |
Sources (1)
- hanoverbank.com/cd-rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.