Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1186–1200 of 3,421 results
- First Service Credit UnionCertificate of DepositCD · 60 months · $1,000 min · 3.40%–3.50% by balance
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Fixed rate. Federally insured up to $250,000. Early withdrawal penalty may apply. Fees may reduce earnings.
Offer: Dividends compounded and credited monthly. Early withdrawal penalty may apply.
3.35% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $50,000Your amount 3.40% $50,000 and upJumbo tier. 3.50% Rate checked
More details - Firstmark Credit UnionRegular CDsCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000intro rateRequirements
Product: Must have an S1 savings account with a minimum of $5. Minimum opening deposit is $500.
Offer: Compounded monthly. Early withdrawal penalty applies.
Promotional rate · 3.35% interest rate · Compounded monthly · Effective Oct 23, 2026
Rate checked
More details - SECNY Federal Credit UnionCertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Membership requires purchase and maintenance of one share ($5.00 par value). Dividends compounded and credited monthly, or at maturity for 30 Day & 3 Month certificates. Automatically renews with a 10-day grace period. Substantial penalty for early withdrawal.
Offer: Dividends compounded and credited monthly. Account # 40.
3.35% interest rate · Effective Oct 21, 2026
Rate checked
More details - First Bank of the LakeCertificates of Deposit (CDs)CD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Rates effective as of October 22, 2026. Opening deposits: $1,000 minimum (in-branch), $5,000 minimum (online). Max deposit $500,000 per account. FDIC insurance limited to legal maximum. Penalty may be imposed for early withdrawal. Fees could reduce earnings. No institutional funds in branch; no business or institutional funds online.
Offer: In-branch opening.
Balance cap $500,000 · Effective Oct 22, 2026
Rate checked
More details - First Bank of the LakeCertificates of Deposit (CDs)CD · 60 months · $5,000 min
Bank · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Rates effective as of October 22, 2026. Opening deposits: $1,000 minimum (in-branch), $5,000 minimum (online). Max deposit $500,000 per account. FDIC insurance limited to legal maximum. Penalty may be imposed for early withdrawal. Fees could reduce earnings. No institutional funds in branch; no business or institutional funds online.
Offer: Online opening only.
Balance cap $500,000 · Effective Oct 22, 2026
Rate checked
More details - Happen BankCertificate of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Minimum opening deposit of $500.00; maximum total deposit of $500,000.00 per account. Additional deposits are not permitted during the term outside of the 10-day grace period. Early withdrawal penalties apply: 90 days simple interest for terms of 1 year or less, 180 days simple interest for terms greater than 1 year. Automatically renews at maturity.
3.34% interest rate · Balance cap $500,000 · Effective Oct 21, 2026
Rate checked
More details - Mountain Credit Union60 Month CertificateCD · 60 months · $2,500 min
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Dividends paid monthly. Rates subject to change without notice.
Offer: Dividends paid monthly. Rates subject to change without notice.
3.45% interest rate · Effective Oct 16, 2026
Rate checked
More details - Border FCUTerm Share Certificate (Certificate of Deposit)CD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Effective Oct 1, 2026
Rate checked
More details - Cross County Savings BankCertificate of Deposit (CD)CD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,0003.34% interest rate · Effective Oct 16, 2026
Rate checked
More details - Reliant Credit UnionInvestor CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Minimum opening deposit of $1,000. No additional deposits allowed until maturity. Early withdrawal penalty: 90 days dividends for terms of 12 months or less; 180 days dividends for terms greater than 12 months.
3.36% interest rate · Effective Sep 22, 2026
Rate checked
More details - Franklin Mint Federal Credit UnionCertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Membership eligibility applies. Minimum deposit is $500 for consumers and $250 for members under 18. Penalty may be imposed for early withdrawal.
Offer: Minimum deposit is $250 for members under age 18. Penalty may be imposed for early withdrawal.
3.34% interest rate · Effective Oct 1, 2026
Rate checked
More details - Ashland Community Federal Credit UnionShare Certificates: JumboCD · 60 months · $10,000 min
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,0003.36% interest rate · Effective Sep 25, 2026
Rate checked
More details - PremierOne Credit UnionRegular Share CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Membership requires maintaining at least 1 share ($5.00 par value). 10-day grace period after maturity. Dividends calculated by average daily balance method, credited and compounded monthly. Early withdrawal penalties apply. Partial withdrawals are not allowed.
3.35% interest rate · Compounded monthly · Effective Oct 13, 2026
Rate checked
More details - St. Louis Community Credit UnionShare CertificateCD · 60 months · $300 min
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Dividends are compounded and credited monthly. Penalty may be imposed for early withdrawal. Minimum balance/deposit is $300.
Offer: Dividends compounded and credited monthly. Early withdrawal penalty applies (180 days' dividends for terms over 365 days).
3.35% interest rate · Effective Oct 6, 2026
Rate checked
More details - Co-op Credit UnionShare CertificatesCD · 60 months · $100 min
Credit union · Add a location to see nearby branches
3.40%APY$1,820 over 60 months on $10,000Requirements
Product: Early withdrawal penalty applies. Dividends calculated and paid quarterly. Minimum opening deposit $100.
3.36% interest rate · Effective Oct 9, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,421 CDs at 3,040 banks and credit unions · checked Oct 22–25
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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