Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1156–1170 of 6,757 results
- Education First Credit UnionCertificateCD · 84 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$3,382 over 84 months on $10,000Requirements
Product: Minimum Deposit: $500.00 Dividend Period: Calendar Month Dividends Compounded and Credited: Monthly
Offer: Dividend Rate: 4.169%. Dividends Compounded and Credited: Monthly.
4.17% interest rate · Effective Oct 1, 2026
Rate checked
More details - United Heritage Credit UnionPromotional CertificateCD · 11 months · $1,000 min
Credit union · Add a location to see nearby branches
4.24%APY$388 over 11 months on $10,000intro rateRequirements
Product: Membership required. New money only; funds currently on deposit at UHCU are not eligible. Available through October 31, 2026. No monthly maintenance or administrative fees. Early withdrawal penalty may apply. Automatically renews at maturity into a standard 12-month Certificate at then-current rate.
Offer: Promotional rate. Minimum principal balance must be maintained throughout term to earn advertised APY. Dividends paid quarterly.
Promotional rate
Rate checked
More details - SSB BankHigh-Interest New Money CD SpecialsCD · 11 months · $500 min
Bank · Add a location to see nearby branches
4.24%APY$388 over 11 months on $10,000intro rateRequirements
Product: Restricted to new accounts with funds not currently on deposit with SSB Bank.
Offer: 11 Month CD New Money Special; requires funds not currently on deposit with SSB Bank
Promotional rate · 4.20% interest rate · Effective Sep 14, 2026
Rate checked
More details - Self Reliance Financial Federal Credit UnionCertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.24%APY$424 over 1 year on $10,000Requirements
Product: Must be a member of SRFFCU. Rate is fixed for the term. APY assumes dividends remain on deposit until maturity. A minimum balance of $500 is required to open a Certificate and earn the advertised dividend rate. Renewal at maturity at then-current rate. Penalty may be imposed for early withdrawal of principal. Fees may reduce earnings.
Offer: Early withdrawal penalty: 3 month interest (90 days' dividends).
4.15% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.24%APY$424 over 1 year on $10,000
Requirements
Product: Fees could reduce stated APY. Early withdrawal penalties apply. Rates change weekly.
4.20% interest rate · Effective Sep 30, 2026
Rate checked
More details - Alaska Air Group Credit UnionShare CertificatesCD · 12 months · $500 min · 4.24%–4.33% by balance
Credit union · Add a location to see nearby branches
4.24%APY$424 over 1 year on $10,000Requirements
Product: Alaska Air Group Credit Union membership required to open account. Early withdrawal penalties apply.
Offer: Early withdrawal penalties may apply. No monthly service fees.
4.15% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $99,999Your amount 4.24% $100,000 and upRequires minimum opening deposit of $100,000. 4.33% Rate checked
More details - Gulf Coast Business BankCertificates of DepositCD · 12 months · $5,000 min
Bank · Add a location to see nearby branches
4.24%APY$424 over 1 year on $10,000Requirements
Product: Available for personal or business purposes.
Offer: Rate for $250K or less. Minimum to obtain APY is $5,000. Early withdrawal penalties may apply.
4.15% interest rate · Balance cap $250,000 · Effective Aug 6, 2026
Rate checked
More details - Eastex Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.24%APY$424 over 1 year on $10,000Requirements
Product: Dividends can be compounded quarterly in the share certificate or transferred quarterly to another Eastex account.
4.15% interest rate · Compounded quarterly
Rate checked
More details - Mountain America Credit UnionBump CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.24%APY$866 over 24 months on $10,000Requirements
Product: Requires $500 to open. Includes a one-time rate bump option during certificate term if prevailing rate increases. Rate increase must be initiated by member; applies only to remainder of term and is not retroactive. Funds cannot be added after initial deposit. Early withdrawal penalty applies. Automatically renews as bump certificate for same term if auto-renew selected.
Offer: Includes one-time rate bump option during certificate term.
4.16% interest rate · Effective Jul 9, 2026
Rate checked
More details - North Shore Bank of CommerceCD SpecialCD · 25 months · $2,500 min
Bank · Add a location to see nearby branches
4.24%APY$904 over 25 months on $10,000Requirements
Offer: Time deposit account interest compounds quarterly. APY assumes interest is deposited into the Certificate of Deposit quarterly and not withdrawn. Early withdrawal penalty applies.
4.17% interest rate · Effective Oct 16, 2026
Rate checked
More details - Lincoln Maine FCUShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.24%APY$2,306 over 60 months on $10,000Requirements
Product: Interest earned may be compounded or transferred to another account. Early withdrawal penalties may apply.
4.15% interest rate · Effective Oct 6, 2026
Rate checked
More details - Union Square Credit UnionShare Certificates (CDs)CD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
4.24%APY$1,325 over 36 months on $10,000Requirements
Product: Minimum balance requirements to open - Share Certificates (CDs) - $1,000. Early withdrawal penalties amounting to 3% of the total withdrawal amount. Withdrawal of dividends prior to maturity reduces earnings.
Offer: Term: 3 Years.
4.15% interest rate · Effective Oct 15, 2026
Rate checked
More details - Lutheran FCUPersonal Certificate Savings AccountsCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.23%APY$209 over 6 months on $10,000intro rateRequirements
Product: APY is the Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.
Offer: Special promotional rates in effect for a limited time only. APY is the Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.
Promotional rate · 4.15% interest rate
Rate checked
More details - KINGS PEAK CREDIT UNIONShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.23%APY$209 over 6 months on $10,0004.15% interest rate
Rate checked
More details - TelComm CUCertificate of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.23%APY$316 over 9 months on $10,000Requirements
Product: Interest compounded and paid monthly. Early withdrawal penalty applies and fees may reduce earnings and principal.
4.15% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,859 CDs at 4,651 banks and credit unions · checked Oct 22–25
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank