Credit union · NCUA insured
Lutheran FCU CD Rates
Lutheran FCU’s best CD rate is 3.82% APY on a 4-month share certificate (CD). Terms run from 4 months to 2 years. Rates checked October 16, 2026.
How Lutheran FCU’s CD rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This credit union’s best
Lutheran FCU
3.82%APY
- Term
- 4 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $126
Personal Certificate Savings Accounts
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Personal Certificate Savings Accounts
Up to 3.82%APY · 4 terms
APY is the Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 4 monthsSpecial promotional rates in effect for a limited time only. APY is the Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed | 3.82% | $126 |
| 6 monthsSpecial promotional rates in effect for a limited time only. APY is the Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed | 3.56% | $176 |
| 12 monthsSpecial promotional rates in effect for a limited time only. APY is the Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed | 2.91% | $291 |
| 24 monthsSpecial promotional rates in effect for a limited time only. APY is the Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed | 2.91% | $590 |
Sources (1)
- lutheranfcu.org/accounts/perso…ificate-savings-accounts · captured Sep 17, 2026
Who can join Lutheran FCU
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