Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 961–975 of 2,148 results
- Machias Savings BankMy MSB Certificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.35%APY$58 over 3 months on $10,000Requirements
Product: To open online, must be at least 18 years old and a Maine resident or an existing customer. Penalty applies for early withdrawal. Rates accurate as of 10/13/2026.
Offer: Early withdrawal penalty: 30 days interest.
2.32% interest rate · Effective Oct 13, 2026
Rate checked
More details - Sovita Credit UnionCertificate of DepositCD · 3 months · $2,500 min
Credit union · Add a location to see nearby branches
2.35%APY$58 over 3 months on $10,000Requirements
Product: Fixed rates for the term of the certificate. Penalty may be imposed for early withdrawal. Rates may change weekly.
Offer: Duration: 91 Days. Interest paid at maturity or monthly.
2.35% interest rate · Effective Oct 5, 2026
Rate checked
More details - Postal Employees Credit UnionCertificatesCD · 3 months · $500 min · 2.35%–2.85% by balance
Credit union · Add a location to see nearby branches
2.35%APY$58 over 3 months on $10,000Requirements
Product: Minimum deposit $500. A penalty will be imposed for the early redemption on certificates.
2.35% interest rate · Effective Mar 27, 2025
Rate by balance
Rate by balance for Certificates Balance APY $500 – $20,000Your amount 2.35% $20,000 – $85,000 2.55% $85,000 and up 2.85% Rate checked
More details - STAR Financial BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.35%APY$58 over 3 months on $10,000with conditionsRequirements
Product: APY quoted requires an active STAR checking relationship. Penalty may apply for early withdrawal. APYs can change at any time.
Offer: APY quoted requires an active STAR checking relationship. Compound frequency at maturity. Penalty may apply for early withdrawal.
Qualified rate · Effective May 27, 2026
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More details - Revity Federal Credit UnionMini Jumbo CertificateCD · 3 months · $10,000 min
Credit union · Add a location to see nearby branches
2.33%APY$58 over 3 months on $10,000Requirements
Product: Minimum deposit $10,000. Add-on deposits permitted for non-IRA certificates. Members age 55+ receive a 0.15% bonus dividend above the current rate.
Offer: Dividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies.
2.30% interest rate · Effective Apr 14, 2026
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More details - Revity Federal Credit UnionRegular CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.33%APY$58 over 3 months on $10,000Requirements
Product: Minimum deposit $500 ($100 for Youth Club 0-12 yrs and Teen Club 13-17 yrs). Add-on deposits permitted anytime throughout the term. Members age 55+ receive a 0.15% bonus dividend above the current rate.
Offer: Dividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Youth/Teen Club minimum deposit $100. Early withdrawal penalty applies.
2.30% interest rate · Effective Apr 14, 2026
Rate checked
More details - 2.32%APY
Requirements
Product: Funds remain on deposit until maturity. Premier Checking customers receive a 0.10% increase on Certificates of Deposit.
2.30% interest rate · Effective Oct 14, 2026
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More details - 2.32%APY$58 over 3 months on $10,000
Effective Oct 16, 2026
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More details - GSL Savings BankCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.30%APY$57 over 3 months on $10,000Requirements
Product: Interest is compounded continuously and credited monthly. To obtain the APY, a minimum balance of $500.00 must be maintained each day. No additional deposits may be made into your account until the maturity date. Early withdrawal penalties may apply.
2.25% interest rate · Effective Sep 30, 2026
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More details - Platte Valley BankCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.30%APY$57 over 3 months on $10,000intro rateRequirements
Product: Penalty may be imposed for early withdrawal. Fees may reduce earnings. APY assumes interest will remain on deposit until maturity; withdrawal of interest will reduce earnings.
Promotional rate · 2.28% interest rate · Effective Sep 17, 2026
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More details - The First National Bank of GordonCertificate of DepositCD · 1–6 months · $1,000 min
Bank · Add a location to see nearby branches
2.28%APYRequirements
Offer: Term is 30-181 days. Interest compounded daily.
2.25% interest rate · Compounded daily · Effective Sep 17, 2026
Rate checked
More details - Bangor Savings BankCertificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.28%APY$57 over 3 months on $10,000Requirements
Product: FDIC-insured. Daily compounding, interest credited monthly. Early withdrawal penalties apply. Benefit Plus checking account holders receive relationship interest rate and APY.
2.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4U Credit UnionShare CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.27%APY$56 over 3 months on $10,000Requirements
Product: $1,000 minimum balance. Terms 3 months to 36 months. Dividends paid quarterly. Early withdrawal penalties apply (30 days dividends for terms 12 months or less, 90 days dividends for terms longer than 12 months).
Offer: Penalty for early withdrawal is 30 days dividends.
2.25% interest rate · Effective Sep 19, 2025
Rate checked
More details - First National Bank of AspermontThree Month CDCD · 3 months · $500 min · 2.27%–2.38% by balance
Bank · Add a location to see nearby branches
2.27%APY$56 over 3 months on $10,000Requirements
Product: Interest compounded quarterly and paid by check quarterly. Minimum opening deposit $500.00. Automatic renewal at maturity with 10-day grace period, or non-renewing option available upon request. Early withdrawal penalty equals 3 months of interest.
Offer: Interest rate paid on entire balance in account. Early withdrawal penalty equals 3 months of interest.
2.25% interest rate · Compounded quarterly · Effective Oct 30, 2025
Rate by balance
Rate by balance for Three Month CD Balance APY $500 – $100,000Your amount 2.27% $100,000 and up 2.38% Rate checked
More details - Gulf Coast Educators Federal Credit UnionTerm Share CertificateCD · 3 months · $100 min
Credit union · Add a location to see nearby branches
2.27%APY$56 over 3 months on $10,000Requirements
Product: Fixed rate share certificates with terms from 3 months to 5 years. Compounded and credited quarterly. Additional deposits allowed with no limit.
Offer: 90 day term.
2.25% interest rate · Effective Mar 24, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,148 CDs at 1,939 banks and credit unions · checked Oct 22–25
- Typical
- 2.01%
- Top 10% from
- 3.75%
- Banks, typical
- 1.90%
- Credit unions, typical
- 2.17%
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