Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 931–945 results
- Garden Plain State BankCertificates of Deposit AccountCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000Requirements
Product: Rates are subject to change without notice. Rates may change after the account is opened. Fees may reduce earnings.
3.50% interest rate · Effective Dec 9, 2025
Rate checked
More details - Wildfire Credit UnionCertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000intro rateRequirements
Product: One-time rate bump on 60 month term. Dividends are compounded and credited monthly. Penalty for early withdrawal.
Offer: One-time rate bump on 60 month term.
Promotional rate · 3.49% interest rate
Rate checked
More details - UMassFiveBump-up Rate Term DepositsCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000intro rateRequirements
Product: Minimum balance $500. Rate may be adjusted once during the term to the posted rate currently in effect with a maximum increase up to 2.00% above initial rate and maximum dividend rate of 5.00%. If Co-op Points were used at opening, the rate advantage continues upon bump. Penalties for early withdrawal apply (6 months interest).
Offer: With 2,500 Co-op Points
Promotional rate · 3.50% interest rate · Effective Aug 3, 2026
Rate checked
More details - Siouxland Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000Requirements
Product: Dividends compounded quarterly. Early withdrawal penalty applies (equal to 365 days dividends on the amount withdrawn). Funds transferred to Regular Savings Account at maturity. Allowed a one-time add-on deposit.
Offer: Allowed a one-time add-on deposit.
3.50% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - FirstLight Federal Credit UnionShare CertificateCD · 60 months · $500 min · 3.55%–3.65% by balance
Credit union · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000Requirements
Product: Membership eligibility applies. Federally insured by NCUA. Rates subject to change without notice. Early withdrawal penalties apply. Fees may reduce earnings.
3.49% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 – $24,999Your amount 3.55% $25,000 – $99,999 3.60% $100,000 and up 3.65% Rate checked
More details - SIU Credit UnionTerm Share CertificateCD · 60 months · $500 min · 3.55%–3.66% by balance
Credit union · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000Requirements
Product: Membership Share dividends are declared monthly by the Board of Directors. Members can take advantage of our Loyalty Bundle and qualify for an additional rate bump (up to .15%) when they use our SIUCU Credit Card or Checking account. Subject to maturity. Rates discounts not reflected above.
3.50% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY $500 – $50,000Your amount 3.55% $50,000 and up 3.66% Rate checked
More details - UNB BankCertificates of DepositCD · 60 months · $10,000 min
Bank · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000Requirements
Product: Penalty may be imposed for withdrawals before maturity. Annual Percentage Yield based on monthly compounding. Minimum balance not required to maintain APY.
3.49% interest rate · Effective Sep 22, 2026
Rate checked
More details - First U.S. Community Credit UnionShare CertificateCD · 60 months · $500 min · 3.50%–3.60% by balance
Credit union · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000intro rateRequirements
Product: Federally insured by NCUA up to $250,000. Penalty for early withdrawal; withdrawals will reduce earnings.
Offer: Fixed rate. Rate = Dividend Rate. APY = Annual Percentage Yield. Early withdrawal penalty applies. Withdrawals will reduce earnings.
Promotional rate · 3.45% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and up 3.50% $10,000 and upYour amount 3.55% $100,000 and up 3.60% Rate checked
More details - Sacramento Credit UnionShare CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000Requirements
Product: A penalty may be imposed for withdrawals before maturity.
3.49% interest rate · Effective Oct 16, 2026
Rate checked
More details - Michigan Coastal Credit UnionGolden CDCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000Requirements
Product: Penalties may apply for early withdrawal.
Effective Oct 15, 2026
Rate checked
More details - Peoples Trust & Savings BankCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Fees may reduce earnings. Minimum opening deposit of $500.00. Rates are subject to change without notice.
Offer: A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Effective Jul 14, 2026
Rate checked
More details - Fidelity BankCertificate of Deposit (CD)CD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000Requirements
Product: Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Effective Oct 13, 2026
Rate checked
More details - 3.55%APY$1,906 over 60 months on $10,000intro rate
Requirements
Product: Interest compounded daily and credited monthly. Penalty assessed for withdrawal prior to maturity. Limited time offer subject to change.
Offer: Interest compounded daily and credited monthly. Penalty for early withdrawal.
Promotional rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details - Cape Cod 5Certificates of Deposit (CDs)CD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000with conditionsRequirements
Product: Available to new and existing customers. Minimum balance to open all CDs is $1,000. A penalty may be imposed for early withdrawal. 91 Day CD includes one penalty-free withdrawal per term after seven days from account opening.
Offer: Standard rate.
Qualified rate · Effective Oct 13, 2026
Rate checked
More details - Listerhill Credit UnionStandard CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$1,906 over 60 months on $10,000Requirements
Product: Assumes dividends remain on deposit until maturity. A Share Savings account is required. Certificate dividend rates are fixed upon account opening and remain in effect until maturity. Early withdrawal penalties may apply. Fees may reduce earnings. Raise-My-Rate option and anytime deposit of $500 or more available.
3.50% interest rate · Effective Oct 9, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,410 CDs at 3,034 banks and credit unions · checked Oct 22–24
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank