Bank · FDIC insured
Garden Plain State Bank CD Rates
Garden Plain State Bank’s best CD rate is 3.80% APY on a 1-year CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How Garden Plain State Bank’s CD rates compare
Compared with banks and credit unions near Wichita, KS, where Garden Plain State Bank has the most branches. $10,000, best rate first.
This bank’s best
Garden Plain State Bank
3.80%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $380
Certificates of Deposit Account
Top rate
Stryv Bank
4.55%APY
- Term
- 30 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $1,177
2nd-highest rate
Mid American Credit Union
4.50%APY
- Term
- 37 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $1,454
Garden Plain State Bank CD score
80
CD score
Higher than 52% of U.S. banks and credit unions
- 3–8 months3–8 mo3.02%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.55%
- 31–60 months31–60 mo3.55%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Garden Plain State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit Account
Up to 3.80%APY · 8 terms
Rates are subject to change without notice. Rates may change on the preceding accounts after the account is opened. Fees may reduce earnings on these accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month31 Day term. Balance to obtain APY: $1,000 | 0.25% | $2 |
| 3 months91 Day term. Balance to obtain APY: $1,000 | 2.78% | $70 |
| 6 months182 Day term. Balance to obtain APY: $1,000 | 3.02% | $152 |
| 12 months1 Year term. Balance to obtain APY: $1,000 | 3.80% | $380 |
| 24 months2 Years term. Balance to obtain APY: $1,000 | 3.55% | $723 |
| 36 months3 Years term. Balance to obtain APY: $1,000 | 3.55% | $1,103 |
| 48 months4 Years term. Balance to obtain APY: $1,000 | 3.55% | $1,497 |
| 60 months5 Years term. Balance to obtain APY: $1,000 | 3.55% | $1,906 |
Sources (1)
- gpsbank.com/deposit-rates · captured Sep 18, 2026
Special-purpose accounts
Individual Retirement Account
Up to 3.75%APY · 5 terms
Rates are subject to change without notice. Rates may change on the preceding accounts after the account is opened. Fees may reduce earnings on these accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months1 Year term. Balance to obtain APY: $1,000 | 3.75% | $375 |
| 24 months2 Years term. Balance to obtain APY: $1,000 | 3.50% | $712 |
| 36 months3 Years term. Balance to obtain APY: $1,000 | 3.50% | $1,087 |
| 48 months4 Years term. Balance to obtain APY: $1,000 | 3.50% | $1,475 |
| 60 months5 Years term. Balance to obtain APY: $1,000 | 3.50% | $1,877 |
Sources (1)
- gpsbank.com/deposit-rates · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.