Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 931–945 results
- EFCU FinancialShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Minimum opening balance $500. Dividends may be compounded and credited monthly. Early withdrawal penalties may apply. Bump-up option available on 30-month term certificates. Rates subject to change at any time.
Effective May 1, 2026
Rate checked
More details - BRECO FCUShare Certificates/CDsCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Minimum deposit amount of $500.00. Dividends compounded monthly and paid monthly. Flexible terms from 6 months to 5 years. Upon maturity, certificate will renew at the rate offered at that time. Penalties may reduce earnings on early withdrawals.
Offer: Dividends paid monthly. Penalty may be imposed for early withdrawal.
3.59% interest rate · Compounded monthly · Effective May 27, 2026
Rate checked
More details - Clinchfield Federal Credit UnionShare CertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Minimum deposit of $1,000.00. Dividends credited monthly. Automatically renewed unless specified otherwise. Early withdrawal penalty applies: 30 days dividends for 3 months, 90 days dividends for 6-24 months, 180 days dividends for 36-60 months.
3.59% interest rate
Rate checked
More details - Ashton State BankCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Offer: Compounded quarterly
3.60% interest rate · Compounded quarterly · Effective Sep 16, 2026
Rate checked
More details - COPFCUSavings CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: $1,000 minimum to open. Terms range from 3 months to 5 years. Fixed rate guaranteed for the selected term. Penalties apply for early closure or withdrawal.
3.59% interest rate · Effective Sep 1, 2026
Rate checked
More details - The Fort Jennings State BankCertificateCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Rates subject to change. Substantial interest penalty for early withdrawal. Fees could reduce earnings.
Offer: Monthly APY
3.59% interest rate · Effective Aug 11, 2026
Rate checked
More details - L.E.O. Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Early share certificate withdrawal penalty is a 90-day loss of dividends.
3.65% interest rate · Balance cap $250,000 · Effective Feb 17, 2026
Rate checked
More details - Penn State Federal Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Fixed terms from 6 to 60 months. Limited-time offer: Renew current CD at advertised rate to get a 0.05% Loyalty Bonus. Kids Club and Teen Club members can open with a minimum of $250. Early withdrawal penalties may apply.
Offer: Kids Club and Teen Club members can open with a minimum of $250. Renew current CD at advertised rate for a 0.05% Loyalty Bonus.
Effective Jun 25, 2026
Rate checked
More details - Murphy WallNEW Money Certificate of Deposit SpecialCD · 18 months · $2,500 min
Bank · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000intro rateRequirements
Product: Must be funded with new money (funds transferred from other accounts with Murphy-Wall State Bank and Trust Company are not considered new money). Consumers only (must be held in consumer ownership; businesses and other legal entities are not eligible). Early withdrawal penalty may apply. Fees could reduce earnings.
Offer: Penalty may be imposed for early withdrawal.
Promotional rate · 3.62% interest rate · Effective May 13, 2026
Rate checked
More details - Neches Federal Credit UnionCertificatesCD · 18 months · $1,000 min · 3.65%–3.85% by balance
Credit union · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Offer: $1,000 minimum balance
3.59% interest rate
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 3.65% $100,000 and up100,000 minimum balance 3.85% Rate checked
More details - Nymeo Federal Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.64%APY$551 over 18 months on $10,000Requirements
Product: Dividends compounded and credited monthly. Penalty may be imposed for early withdrawal on certificate accounts. Fees could reduce earnings.
3.58% interest rate · Effective Oct 8, 2026
Rate checked
More details - Neighbors Federal Credit UnionShare CertificatesCD · 18 months · $1,500 min
Credit union · Add a location to see nearby branches
3.64%APY$551 over 18 months on $10,000Requirements
Product: Minimum deposit of $1,500 required to open an account. Funds cannot be added after opening until maturity. Early withdrawals are subject to penalty. At maturity, funds may be automatically renewed or paid to a designated account.
3.58% interest rate · Effective Oct 5, 2026
Rate checked
More details - The Fort Jennings State BankCertificateCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.64%APY$551 over 18 months on $10,000Requirements
Product: Rates subject to change. Substantial interest penalty for early withdrawal. Fees could reduce earnings.
Offer: Quarterly APY
3.59% interest rate · Effective Aug 11, 2026
Rate checked
More details - Ashton State BankCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.63%APY$549 over 18 months on $10,000Requirements
Offer: Compounded semi-annually
3.60% interest rate · Effective Sep 16, 2026
Rate checked
More details - CME Federal Credit UnionShare CertificatesCD · 18 months · $500 min · 3.62%–3.72% by balance
Credit union · Add a location to see nearby branches
3.62%APY$548 over 18 months on $10,000Requirements
Product: Open with $500 ($250 for youth accounts). Add to certificate anytime without extending maturity ($50 minimum via payroll deduction/direct deposit, $250 minimum via cash/check). Penalty for early withdrawal: 90 days dividends for term < 1 year; 180 days dividends for term >= 1 year and < 6 years; 3.00% of account balance for term >= 6 years (72 and 84 months). 10 calendar days grace period upon automatic renewal.
Offer: 18-month bump option allows adjusting the rate once during the term to current rates.
3.56% interest rate · Effective Aug 26, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $15,000Your amount 3.62% $15,000 – $50,000 3.62% $50,000 and up 3.72% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,154 CDs at 2,793 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.90%
- Credit unions, typical
- 3.30%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank