Credit union · NCUA insured
Nymeo Federal Credit Union CD Rates
Nymeo Federal Credit Union’s best CD rate is 3.75% APY on a 3-year share certificate (CD). Terms run from 3 months to 7 years. Rates checked October 22, 2026.
How Nymeo Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Nymeo Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Nymeo Federal Credit Union
3.75%APY
- Term
- 36 months
- Minimum
- —
- Earns on $10,000
- $1,168
Share Certificates
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Minimum
- $500
- Earns on $10,000
- $3,292
Nymeo Federal Credit Union CD score
82
CD score
Higher than 60% of U.S. banks and credit unions
- 3–8 months3–8 mo3.49%
- 9–15 months9–15 mo3.61%
- 16–30 months16–30 mo3.68%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Nymeo Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.75%APY · 10 terms
Dividends compounded and credited monthly. Penalty may be imposed for early withdrawal on certificate accounts. Fees could reduce earnings.
| Term | APY · $500 and up | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | — | — | 3.46% | 3.46% | $85 |
| 6 months | — | — | 3.49% | 3.49% | $173 |
| 12 months | — | 3.61% | — | 3.61% | $361 |
| 18 months | 3.64% | — | — | 3.64% | $551 |
| 24 months | — | — | 3.68% | 3.68% | $750 |
| 36 months | — | — | 3.75% | 3.75% | $1,168 |
| 48 months | — | — | 2.74% | 2.74% | $1,142 |
| 60 months | — | — | 2.80% | 2.80% | $1,481 |
| 72 months | — | — | 2.80% | 2.80% | $1,802 |
| 84 months | — | — | 2.80% | 2.80% | $2,133 |
Sources (1)
- nymeo.org/personal/accounts/deposit-account-rates · captured Oct 22, 2026
Special-purpose accounts
IRA Certificates
Up to 3.75%APY · 9 terms
Dividends compounded and credited monthly. Penalty may be imposed for early withdrawal on certificate accounts. Fees could reduce earnings.
| Term | APY · $500 and up | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | — | — | 3.49% | 3.49% | $173 |
| 12 months | — | 3.61% | — | 3.61% | $361 |
| 18 months | 3.64% | — | — | 3.64% | $551 |
| 24 months | — | — | 3.68% | 3.68% | $750 |
| 36 months | — | — | 3.75% | 3.75% | $1,168 |
| 48 months | — | — | 2.74% | 2.74% | $1,142 |
| 60 months | — | — | 2.80% | 2.80% | $1,481 |
| 72 months | — | — | 2.80% | 2.80% | $1,802 |
| 84 months | — | — | 2.80% | 2.80% | $2,133 |
Sources (2)
- nymeo.org/personal/accounts/deposit-account-rates
- nymeo.org/personal/accounts/in…dual-retirement-accounts
All captured Oct 22, 2026
Who can join Nymeo Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, attend school, volunteer, or conduct regular business in eligible counties in MD (Carroll, Frederick, Howard, Montgomery, Washington), WV (Berkeley, Jefferson, Morgan), or PA (Franklin) are eligible to join.
Family and household
- Immediate family members of an existing member (parents, stepparents, children, stepchildren, siblings, stepsiblings, grandchildren, and grandparents) are eligible to join.
- Household members living in the same residence maintaining a single economic unit with an existing member are eligible to join.
Other ways
- Individuals not otherwise eligible can join through affiliation with a Nymeo-supported charitable organization (e.g., Humane Society of Frederick County, Maryland) via a minimum $10.00 contribution made on their behalf by Nymeo.
Cost to join
- It costs $5 to get started and open membership.
Membership information collected October 4, 2026.