Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 916–930 results
- Rave FinancialShare CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,000Requirements
Product: Dividends paid monthly. Account dividends are earned on the daily balance. Rates quoted and corresponding APY's are based on the last paid dividend rates and are subject to change monthly without notice.
Offer: Dividends paid monthly.
2.47% interest rate · Effective Oct 6, 2026
Rate checked
More details - Velocity Credit UnionShort Term CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,000Requirements
Product: Substantial penalty for early withdrawal of principal. Elite Rewards members may be eligible for certificate rate bonuses of 0.10% to 0.20%.
Offer: Term is 91 days. Dividends pay and compound monthly. Elite Rewards rate bonus of 0.10% to 0.20% may apply.
Effective Oct 1, 2026
Rate checked
More details - First Resource BankCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,000Requirements
Product: Minimum balance to open $500. Early withdrawal penalty will apply.
Offer: Minimum Daily Balance of $500 is required to earn the APY. Penalty for early withdrawal may apply.
2.47% interest rate · Effective Oct 6, 2026
Rate checked
More details - Corazo Credit UnionRegular CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,000intro rateRequirements
Product: Short-term (< 1 year) or long-term (> 1 year). Dividends can be compounded, mailed, or deposited to savings or checking. Flexibility to make deposits anytime during certificate term. NCUA insured up to $250,000.
Offer: Fixed rate type. Minimum balance to earn dividend is $500.
Promotional rate · 2.47% interest rate · Effective Oct 1, 2026
Rate checked
More details - Ridgewood Savings BankCertificates of DepositCD · 3 months · $100 min
Bank · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,000Requirements
Product: Early withdrawal penalties apply on CD accounts. Guaranteed fixed rate of return for the entire term.
Offer: 90 Day CD term.
2.44% interest rate · Effective Oct 5, 2026
Rate checked
More details - Bank of EastonCertificate of DepositCD · 3 months · $2,500 min
Bank · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,000Requirements
Product: Minimum required to open is the minimum required to earn APY. APY assumes principal and interest remain on deposit for one year. For terms 12 months or longer, interest is compounded and credited monthly; for terms under 12 months, simple interest is credited monthly. Penalty assessed on early withdrawal.
Offer: Simple interest credited monthly. Early withdrawal penalty applies.
2.50% interest rate · Effective Sep 24, 2026
Rate checked
More details - Legacy Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,000Requirements
Product: Membership eligible to those who live, work, worship, or attend school in the 7-county Greater Birmingham area. Fixed rate guaranteed for term. Early withdrawal penalty applies. Additional deposits not permitted during term. Minimum opening deposit $500.
Effective Oct 4, 2026
Rate checked
More details - Elevations Credit UnionStandard Certificates of DepositCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,000with conditionsRequirements
Product: Membership eligibility and one-time $5 membership fee required at account opening. Early withdrawal penalty applies: 30 days of dividends for terms 6 months or less; 180 days of dividends for terms 7 months or more.
Offer: Standard rate.
Qualified rate · 2.47% interest rate · Effective Feb 1, 2026
Rate checked
More details - Kitsap Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,000Requirements
Product: Early withdrawal penalty may apply.
Effective Oct 4, 2026
Rate checked
More details - Piedmont Advantage Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,000Requirements
Product: When an official schedule explicitly applies to both regular and IRA certificates, separate regular and IRA certificate products are returned.
2.47% interest rate · Effective Oct 2, 2026
Rate checked
More details - SouthPoint Financial Credit UnionCertificatesCD · 3 months
Credit union · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,000Requirements
Product: Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity on certificates. Fees may reduce earnings.
2.49% interest rate · Effective Sep 1, 2026
Rate checked
More details - Artisans' BankFixed Rate Certificate of Deposit (CDs)CD · 3 months · $1,500 min
Bank · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,000Requirements
Product: FDIC insured up to $250,000. Early withdrawal penalty may apply. Monthly interest payment option available (transfer to another Artisans' account, external account, or credited to CD).
2.47% interest rate · Effective Jul 10, 2026
Rate checked
More details - Mascoma BankCertificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,0002.47% interest rate · Effective Sep 18, 2026
Rate checked
More details - First Citizens BankSpecial-Feature CDCD · 3–5 months · $500 min
Bank · Add a location to see nearby branches
2.50%APYintro rateRequirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - Ohio Healthcare FCURegular CertificatesCD · 3 months · $250 min
Credit union · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,000Requirements
Product: Dividends compounded daily and credited monthly. Rates fixed for term. Early withdrawal penalty applies: 90 days dividends for terms 12 months or less, 180 days dividends for terms over 12 months. Insured by NCUA up to $250,000.
2.47% interest rate · Compounded daily · Effective Apr 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,932 banks and credit unions · checked Oct 22–24
- Typical
- 2.01%
- Top 10% from
- 3.72%
- Banks, typical
- 1.85%
- Credit unions, typical
- 2.22%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank