Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 901–915 of 4,559 results
- Farmers & Merchants State Bank6 Month CDCD · 6 months · $1,000 min · 3.68%–3.89% by balance
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.
3.65% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for 6 Month CD Balance APY $1,000 and up 3.68% $10,000 and upYour amount 3.79% $100,000 and up 3.89% Rate checked
More details - First Security BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Early withdrawals are subject to penalty. Funds FDIC-insured up to $250,000.
Offer: 182 Day term
Effective Aug 18, 2026
Rate checked
More details - Reliance BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Offer: Fixed rate paid until maturity. Daily balance method. Interest credited at maturity. Automatically renews at a 180 day term. Early withdrawal penalty: 3 months interest.
3.75% interest rate · Effective Dec 2, 2024
Rate checked
More details - KH Credit UnionShare CertificatesCD · 6 months · $500 min · 3.79%–3.90% by balance
Credit union · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Minimum deposit is $500.00. Early withdrawal penalty: 90 days interest for maturities up to and including 12 months; 365 days interest for maturities greater than 12 months. Insured up to $250,000 by American Share Insurance.
3.73% interest rate · Effective Jul 16, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY Any balanceYour amount 3.79% $50,000 and upJumbo rate ($50,000+) 3.90% Rate checked
More details - Schertz Bank & TrustRegular CDCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.78%APY$187 over 6 months on $10,000Requirements
Product: Fixed rate, simple interest CD. Automatically renewable. Penalty for early withdrawal.
Offer: 180 Day CD. Interest paid at term back to CD. Penalty for early withdrawal is an amount equal to one month's interest. Redeemable on day of maturity or within 10 days after without penalty.
3.75% interest rate · Effective Sep 29, 2026
Rate checked
More details - United Employees Credit UnionShare Certificates (CDs)CD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.78%APY$187 over 6 months on $10,000Requirements
Product: Dividends paid at maturity or annually. Anticipated Rates - Dividends Paid on Average Daily Balance. Each Account Insured up to $250,000 by NCUA.
Offer: 6 month term.
3.75% interest rate
Rate checked
More details - Palo Savings BankTime CertificateCD · 6 months · $1,000 min · 3.78%–3.89% by balance
Bank · Add a location to see nearby branches
3.78%APY$187 over 6 months on $10,000Requirements
Product: Early withdrawal penalty may reduce principal: 3 months interest penalty for terms 91 days to 12 months, 6 months interest penalty for terms 18 months to 36 months, and 12 months interest penalty for 60 months.
Offer: 182 Day term. Early withdrawal penalty: 3 months interest penalty.
3.75% interest rate · Effective Nov 7, 2025
Rate by balance
Rate by balance for Time Certificate Balance APY $1,000 – $20,000Your amount 3.78% $20,000 – $100,000 3.78% $100,000 and up 3.89% Rate checked
More details - Galaxy Federal Credit UnionShare CertificateCD · 3–12 months · $500 min
Credit union · Add a location to see nearby branches
3.77%APYRequirements
Product: Membership is open to anyone who lives, works, worships, attends school, or volunteers in Venango County and their immediate family. Members must maintain a minimum balance of $5 in savings accounts. Penalty for early withdrawal.
3.70% interest rate · Effective Jul 1, 2026
Rate checked
More details - First Choice Financial Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.77%APY$187 over 6 months on $10,000Requirements
Product: $500 Minimum Balance Required; Interest Compounded Daily; Penalty for early withdrawal; Rates are subject to change without notice
Offer: Credit Monthly
3.70% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 3.77%APY$187 over 6 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal.
3.72% interest rate
Rate checked
More details - Santa Fe Federal Credit UnionCertificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.76%APY$186 over 6 months on $10,0003.70% interest rate · Effective Sep 29, 2026
Rate checked
More details - People's Alliance Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.76%APY$186 over 6 months on $10,000Requirements
Product: Fixed rate. Dividends are earned daily, compounded and credited monthly. Penalty of 30 days' dividends for early withdrawal of principal; paid dividends are available for withdrawal. Account renews automatically at maturity with a 7 calendar day grace period. Credit union membership required ($5.00 par value share).
3.70% interest rate · Effective Sep 12, 2026
Rate checked
More details - 3.76%APY$186 over 6 months on $10,000
Requirements
Product: Minimum balance $500. Dividends compound monthly. Early withdrawal penalties apply (3 months interest for terms < 1 year, 6 months interest for terms >= 1 year). Co-op points can be used to increase rate.
3.70% interest rate · Effective Oct 5, 2026
Rate checked
More details - Central Maine FCUFixed-Rate Share CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.76%APY$186 over 6 months on $10,000with conditionsRequirements
Product: Membership requires a $10.00 membership share account ($25 stated on product overview). Rate premium of 10 basis points available if balance at opening is $250,000 or greater (or for Member's Choice program); maximum combined rate premium up to 20 basis points. Early withdrawal penalty applies.
Qualified rate · 3.70% interest rate · Effective Oct 1, 2026
Rate checked
More details - LincOne Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.76%APY$186 over 6 months on $10,000Requirements
Product: Certificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal. The Annual Percentage yield (APY) assumes interest remains on deposit until maturity. Minimum $25 savings account required.
Offer: Certificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal. Minimum $25 savings account required.
Effective Oct 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank