Bank · FDIC insured
Palo Savings Bank
A $49.2M bank headquartered in Palo, IA, with 1 branch in Iowa. Best rates: CDs 3.89% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs753.78%for 3–8 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Palo Savings Bank
Palo Savings Bank is a family-owned bank operating since 1908.
- Headquarters
- 2801 Hollenbeck Rd, Palo, IA 52324
- FDIC certificate
- 13990 ↗
Branches
1 branch in Iowa
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Iowa
1 branch
- Palo Savings BankMain office2801 Hollenbeck Rd, Palo, IA 52324Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.71% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.19% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 1.14% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $48 | $67 | — |
- CapitalLeverage ratio11.71%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.19%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets1.14%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$48Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Palo Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.