Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 886–900 of 4,559 results
- First Western BankSpecial Rate CDsCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000intro rateRequirements
Product: $2,500.00 minimum balance required to open an account and obtain APY. APY assumes interest remains on deposit until maturity. Early withdrawal may reduce earnings and may be subject to penalty. Rates and terms are subject to change without notice prior to account opening. Offer may be withdrawn at any time.
Promotional rate · 3.75% interest rate · Effective Oct 16, 2026
Rate checked
More details - Longview Community BankCertificate SpecialsCD · 6 months · $5,000 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Offer: Interest paid at maturity (Renewable)
3.75% interest rate
Rate checked
More details - Westside State BankSpecial CDsCD · 6 months · 3.79%–4.04% by balance
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: Deposit amount < $100,000. Penalty for early withdrawal.
3.75% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Special CDs Balance APY Up to $100,000Your amount 3.79% $100,000 and upDeposit amount => $100,000. 4.04% Rate checked
More details - Westside State BankCertificates of Deposit (CDs)CD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Penalty for early withdrawal. No setup or maintenance fees.
Offer: Penalty for early withdrawal.
3.75% interest rate · Effective Sep 18, 2026
Rate checked
More details - Polish-American FCUCertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Rates may increase .2% when a member qualifies for loyalty benefits. Minimum deposit $500.
Offer: Standard APY. Rates may increase .2% (APY as high as 3.99%) when a member qualifies for loyalty benefits.
Effective Oct 15, 2026
Rate checked
More details - Emporia State Federal Credit UnionCertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000intro rateRequirements
Product: Personal accounts only. Penalty for early withdrawal of 6 months interest which can reduce the principal. At maturity, certificate reinvests for the same term at the fixed-rate in effect at the time unless indicated otherwise. Insured up to $250,000 per account. IRA Certificates are excluded.
Offer: 6 Months
Promotional rate · 3.75% interest rate · Effective Oct 14, 2026
Rate checked
More details - Kirkwood BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Substantial Penalty for early withdrawal. Other conditions may apply. Fees could reduce the earnings on the account.
Offer: Substantial Penalty for early withdrawal. Other conditions may apply. Fees could reduce the earnings on the account.
3.75% interest rate · Effective Oct 7, 2026
Rate checked
More details - Bell BankFixed Rate Certificate of DepositCD · 6 months · $500 min · 3.79%–3.84% by balance
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: $500 minimum deposit. FDIC insured with no account fees. Early withdrawal penalty may apply. Balances greater than $99,999 earn a higher rate upon renewal if compounding increases balance over $99,999.
Offer: 6 Month (182 Day) CD. Interest paid at maturity. Early withdrawal penalty may apply.
3.75% interest rate
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit Balance APY $500 – $99,999Your amount 3.79% Over $99,999 3.84% Rate checked
More details - First National Bank of HerefordCertificates of Deposit (CDs)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000with conditionsRequirements
Product: Early withdrawals subject to penalty. No setup or maintenance fees.
Offer: 180 Day term, balance Less than $50,000.
Qualified rate · 3.75% interest rate
Rate checked
More details - First National Bank of HerefordCertificates of Deposit (CDs)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000with conditionsRequirements
Product: Early withdrawals subject to penalty. No setup or maintenance fees.
Offer: 180 Day term, Jumbo balance.
Qualified rate · 3.75% interest rate
Rate checked
More details - Heartland State BankCertificates of DepositCD · 6 months · $500 min · 3.68%–3.79% by balance
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,0003.65% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Over $0 3.68% $10,000 and upYour amount 3.79% Rate checked
More details - BankNorthCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening, once per term, on 24 month through 60 month CDs.
3.75% interest rate · Effective Sep 30, 2026
Rate checked
More details - M-O Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Fixed maturity date savings certificate earning a fixed rate. Automatically renews for the same term with a 10-day grace period following the renewal date. Substantial penalty imposed for withdrawals before maturity date (terms less than 1 year: 180 days dividends; terms 1 year or more: 365 days dividends). Penalty does not apply to early withdrawal due to death of an owner.
Effective Oct 4, 2026
Rate checked
More details - State Bank of Southern UtahCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Not available to other financial institutions or deposit brokers. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on accounts.
3.75% interest rate · Effective Oct 2, 2026
Rate checked
More details - First National BankCertificate of DepositCD · 6 months · $1,000 min · 3.79%–3.94% by balance
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Deposit account rates may change after account opening. Penalty for early withdrawals may be applied to Time Deposit accounts (CDs). * Daily Balance is the amount of principal in the account each day. ** The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity and that you always satisfy the Minimum Balance Requirement. A withdrawal or fees could reduce earnings.
Offer: Term: 182 Days. Frequency of Compounding: Semi-annually. Frequency of Crediting: Semi-annually.
3.75% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 and upYour amount 3.79% $100,000 and up 3.94% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank