Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results
- Marine Credit UnionCertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.50%APY$2,462 over 60 months on $10,000Requirements
Product: Membership required. Penalty may be imposed for early withdrawal and subject to account closure. APY assumes principal and interest remain on deposit for full term.
4.43% interest rate · Effective Oct 1, 2026
Rate checked
More details - TriCentury BankCertificates Of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
4.50%APY$2,462 over 60 months on $10,000intro rateRequirements
Product: Fees could reduce the earnings on the account. A penalty will be imposed for early withdrawal. Rates Subject to Change Without Notice.
Offer: Compounded Quarterly.
Promotional rate · 4.43% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - Commonwealth Credit UnionCertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$2,462 over 60 months on $10,000Requirements
Product: Dividends compounded and credited monthly. Fixed dividend rate and APY for the term. Assumes dividends remain on deposit until maturity. Substantial penalty for early withdrawal. Automatically renewable with a 10-day grace period. After account opening, additional deposits are not permitted. $10,000 required for monthly dividend check.
4.41% interest rate · Effective Oct 1, 2026
Rate checked
More details - Coastal Credit UnionCertificatesCD · 60 months · $250 min
Credit union · Add a location to see nearby branches
4.50%APY$2,462 over 60 months on $10,000Requirements
Product: Fixed rate locked for term. Dividends compound daily. Automatically renews at maturity with a 7-day grace period. Early withdrawal penalty applies. Must maintain membership share in Primary Savings.
Offer: Minimum balance of $250 required to earn stated APY. Fixed rate for 60 months.
4.41% interest rate · Effective Sep 28, 2026
Rate checked
More details - Maine Family Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$2,462 over 60 months on $10,000Requirements
Product: Dividends accrued daily and compounded monthly. Penalty for early withdrawal: less than 24 months duration is 90 days dividends; 24 months or more duration is 180 days interest. Automatically renews with 7-day grace period. Wisdom Program members (age 60+) receive a 0.10% APY bonus.
4.41% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate checked
More details - CU Hawaii Federal Credit UnionCertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$2,462 over 60 months on $10,000Requirements
Product: Fixed rates for predictable returns. Early withdrawals subject to penalty. No setup or maintenance fees. Maximum deposit $1,000,000 in aggregate per Taxpayer Identification Number.
4.50% interest rate · Effective Oct 3, 2026
Rate checked
More details - Farmers & Merchants State Bank60 Month CDCD · 60 months · $1,000 min · 4.00%–4.50% by balance
Bank · Add a location to see nearby branches
4.50%APY$2,462 over 60 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.
4.00% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for 60 Month CD Balance APY $1,000 and up 4.00% $10,000 and upYour amount 4.50% $100,000 and up 4.50% Rate checked
More details - Connecticut State Police Credit UnionCertificates of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.49%APY$2,456 over 60 months on $10,000Requirements
Product: Early withdrawal penalty may apply. Accounts compound monthly.
Offer: Early withdrawal penalty of 90 days dividends. Compounded monthly.
4.40% interest rate · Compounded monthly · Effective Sep 21, 2026
Rate checked
More details - First Choice Credit UnionShare CertificatesCD · 60 months · $1,000 min · 3.98%–4.75% by balance
Credit union · Add a location to see nearby branches
4.49%APY$2,456 over 60 months on $10,000Requirements
Product: Early withdrawal penalty of 180 days interest applies to all certificate accounts. Certificate rates are fixed for the full term. Membership required.
Offer: Early withdrawal penalty is 180 days interest.
3.92% interest rate · Effective Nov 1, 2025
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and up 3.98% $5,000 and upYour amount 4.49% $75,000 and up 4.75% Rate checked
More details - DEVILS SLIDEShare Certificates (CDs)CD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.48%APY$2,450 over 60 months on $10,000Requirements
Product: Membership eligibility required. Early withdrawal penalty may apply. Certificates automatically renew at maturity.
Offer: Assuming dividends remain on deposit for the full term.
4.40% interest rate · Effective Oct 2, 2026
Rate checked
More details - Library of Congress Federal Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.47%APY$2,444 over 60 months on $10,000Requirements
Product: $500 minimum balance required. Computed daily from day of deposit to the day of withdrawal, paid and compounded quarterly. Terms less than 6 months will pay at maturity. Early withdrawal penalty applies. Can be used as security for a LCFCU loan.
Offer: Compounded quarterly
4.40% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - TLC Community Credit UnionRegular CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.47%APY$2,444 over 60 months on $10,000with conditionsRequirements
Product: 365 day penalty for early withdrawal. $1,000 minimum deposit to open and earn the stated APY.
Offer: Platinum Member Special. Requires TLC Platinum Membership (using 3 of 4 services: Checking, Debit Card, Online Banking, Direct Deposit).
Qualified rate · 4.40% interest rate · Effective Sep 24, 2026
Rate checked
More details - Cornhusker BankCertificates of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
4.46%APY$2,438 over 60 months on $10,000Requirements
Product: *The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. The withdrawal of interest before maturity will reduce earnings and may reduce the APY. A penalty will be imposed for an early withdrawal. Visit a Cornhusker Bank location to open all additional CD terms.
Rate checked
More details - America First Credit UnionBump-Rate Certificate AccountsCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.45%APY$2,432 over 60 months on $10,000Requirements
Product: Allows adjusting/increasing the interest rate one time during the certificate term.
Offer: Increase rate one time during term. Early-withdrawal penalties may apply. Dividends credited monthly.
4.36% interest rate · Effective Oct 21, 2026
Rate checked
More details - Atomic Credit UnionCertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.45%APY$2,432 over 60 months on $10,000Requirements
Product: Southeast Ohio residents; $1,000 minimum deposit; fixed dividend terms; withdrawal penalties apply.
4.35% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,411 CDs at 3,039 banks and credit unions · checked Oct 15–22
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank