Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results
- Homeland Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.44%APY$908 over 24 months on $10,000Effective Aug 5, 2026
Rate checked
More details - Serve Credit UnionCertificate of DepositCD · 24 months · $1,000 min · 4.44%–4.65% by balance
Credit union · Add a location to see nearby branches
4.44%APY$908 over 24 months on $10,000Requirements
Product: Interest compounds daily and is credited monthly and at maturity. Penalty for early withdrawal.
4.35% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $50,000Your amount 4.44% $50,000 – $100,000 4.55% $100,000 and up 4.65% Rate checked
More details - DeWitt Savings BankCertificates of Deposit (CDs)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.43%APY$906 over 24 months on $10,000Requirements
Product: Fixed-rate, fixed-term CDs under $100,000; rates not for public entities; amounts of $100,000 or greater require calling for rates; applicants must be over 18 and reside in Illinois.
Offer: Less than $100,000; min balance to earn APY $1,000.
4.36% interest rate · Effective Oct 6, 2026
Rate checked
More details - Sioux Valley Co-op Federal Credit UnionShare CertificatesCD · 24 months · $0 min
Credit union · Add a location to see nearby branches
4.40%APY$899 over 24 months on $10,000Requirements
Product: Earn a fixed rate by keeping your funds deposited for a set term. Dividends are accrued annually.
Offer: Compounded annually
Compounded annually · Effective Oct 13, 2026
Rate checked
More details - Waukesha State BankCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.40%APY$899 over 24 months on $10,000Requirements
Product: Rates and terms apply to regular and jumbo CDs up to $1 million. Advance approval required over $1 million. Penalty for early withdrawal may apply. Fees could reduce earnings.
Offer: APY compounded monthly.
4.31% interest rate · Compounded monthly · Balance cap $1,000,000
Rate checked
More details - E*TRADE from Morgan StanleyCertificates of DepositCD · 24 months · $0 min
Bank · Add a location to see nearby branches
4.40%APY$899 over 24 months on $10,000intro rateRequirements
Product: Fixed rates. Open minimum $0. Early withdrawal penalties apply.
Promotional rate · 4.31% interest rate · Effective Oct 16, 2026
Rate checked
More details - Ixonia BankCertificate of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.40%APY$899 over 24 months on $10,000Requirements
Product: Early withdrawal may be subject to penalty. Fees may reduce earnings.
Offer: Minimum balance to open/obtain the APY.
4.33% interest rate
Rate checked
More details - Ixonia Bank2-Year Choice Plus CDCD · 24 months · $10,000 min
Bank · Add a location to see nearby branches
4.40%APY$899 over 24 months on $10,000intro rateRequirements
Product: 1 time rate bump. Additions of $500 or more at any time. Early withdrawal may be subject to penalty. Fees may reduce earnings.
Offer: 1 time rate bump. Additions of $500 or more at any time. Minimum balance to open/obtain the APY.
Promotional rate · 4.33% interest rate · Effective Sep 9, 2026
Rate checked
More details - DFCU FinancialShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.40%APY$899 over 24 months on $10,000Requirements
Product: Dividends paid and compounded quarterly. Rates determined by the principal balance when opened. Automatic renewal at maturity. Early withdrawal penalties may apply.
4.33% interest rate · Compounded quarterly · Effective Oct 15, 2026
Rate checked
More details - Union Bank & TrustCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.40%APY$899 over 24 months on $10,000intro rateRequirements
Product: Current rates apply to new CDs and renewals at maturity only. APY is based on quarterly compounding. Early withdrawal penalty may reduce earnings.
Promotional rate · Effective Oct 13, 2026
Rate checked
More details - HSBC USAOnline Certificate of Deposit (CD)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.40%APY$899 over 24 months on $10,000with conditionsRequirements
Product: Must be an HSBC Premier client with a new or existing HSBC Premier checking account. Must be at least 18 years old. No monthly maintenance fees. Online CD maximum deposit is $2,000,000 (excluding interest); maximum deposit of $350,000 when funding with electronic transfer from another financial institution. Can be opened online only.
Offer: Online opening. Minimum balance to open is $1,000. Balance to obtain APY: more than $0.
Qualified rate
Rate checked
More details - HSBC USAWealth Center/Telephone Deposit Account CDsCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.40%APY$899 over 24 months on $10,000Requirements
Product: Applies to CD accounts opened over the telephone or in a Wealth Center. Account is not available to business customers. Minimum to open is $1,000.
Offer: Opened in branch/Wealth Center or over telephone. Minimum balance to open is $1,000. Balance to obtain APY: more than $0.
Rate checked
More details - NASA Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.40%APY$899 over 24 months on $10,000Requirements
Product: Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Method: Average Daily Balance. Limitations: Early withdrawal penalties apply and may reduce earnings. Refer to Member Services Agreement. Fees: Fees could reduce earnings. Refer to Schedule of Fees. Terms: Certificate Terms and Conditions
4.31% interest rate · Effective Oct 1, 2026
Rate checked
More details - Northeast BankCertificates of DepositCD · 24 months · $5,000 min
Bank · Add a location to see nearby branches
4.40%APY$899 over 24 months on $10,000intro rateRequirements
Product: Consumer accounts are available to Maine and New Hampshire residents only. Opening deposit must be new money (not on deposit with Northeast Bank). Early withdrawal penalties may apply. Fees could reduce earnings.
Offer: A minimum daily balance of $0.01 is required to earn the stated APY. Opening deposit must be new money. Early withdrawal penalties may apply.
Promotional rate · 4.31% interest rate · Effective Oct 14, 2026
Rate checked
More details - HSBC Trust Company (Delaware)HSBC Wealth Center/Telephone Deposit Account APYs: CDsCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.40%APY$899 over 24 months on $10,000Requirements
Product: Applies to accounts opened over the telephone or in a Wealth Center. Account is not available to business customers. Other CD terms and rates are available.
Offer: Minimum balance to obtain APY is more than $0. Opened in branch or over telephone. APYs are variable and subject to change after opening. Charges and fees may reduce earnings.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,630 CDs at 4,053 banks and credit unions · checked Oct 15–22
- Typical
- 3.05%
- Top 10% from
- 4.05%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank