Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results
- Skyline Financial Federal Credit Union18-Month Promotional CDCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000intro rateRequirements
Product: Minimum deposit to open and earn APY is $500. Dividends are compounded and credited monthly. For certificate accounts, the dividend rate and APY are fixed for the term of the account. A withdrawal of dividends will reduce earnings. Upon maturity the account will renew to a regular 12-month certificate account at the rate in effect at that time. 7 days grace period after maturity to withdraw funds without penalty. Limited time promotion.
Offer: Existing members. Dividend rate is 4.267%.
Promotional rate · 4.27% interest rate · Effective Aug 28, 2026
Rate checked
More details - EagleBankCertificates of Deposit for PersonalCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000Requirements
Product: Interest is compounded daily and credited periodically. Penalty for early withdrawal may reduce earnings. APY assumes interest remains on deposit until maturity date. Fixed rate paid for the full term.
4.25% interest rate · Compounded daily · Effective Sep 24, 2026
Rate checked
More details - Falcon National BankCertificate of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000Requirements
Offer: Current CD Special. $500 minimum opening deposit required to obtain APY. Not valid with any other offer. A penalty may be applied for early withdrawal. Fees may reduce earnings. Expires on or before 10/18/2026.
Effective Sep 24, 2026
Rate checked
More details - Merck Employees Federal Credit UnionShare CertificateCD · 18 months · $10,000 min
Credit union · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000Requirements
Product: Must be a member in good standing with the credit union. No additional deposits permitted after opening; early withdrawals forfeit all interest earned / subject to early withdrawal penalty. Dividends compounded and credited at maturity.
4.35% interest rate · Effective Jan 1, 2026
Rate checked
More details - Community Bank of MarshallCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000Requirements
Product: Personal accounts only; business and corporate accounts do not qualify. Early withdrawal penalty may be imposed. Fees could reduce earnings.
Offer: Compounds semi-annually.
4.30% interest rate
Rate checked
More details - Duke Credit UnionShare CertificateCD · 13–24 months · $500 min
Credit union · Add a location to see nearby branches
4.34%APYRequirements
Product: Early withdrawals are subject to loss of dividends up to 90 days. Certificate rates are fixed for the certificate term and automatically renewed at maturity date unless prior notice is given.
Offer: Early withdrawals are subject to loss of dividends up to 90 days.
4.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Northwestern Mutual Credit UnionCertificate of DepositCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
4.34%APY$658 over 18 months on $10,0004.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Scott Associates Credit Union IncShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.33%APY$657 over 18 months on $10,000Requirements
Product: Available to members. A minimum balance of $500.00 is required to purchase a certificate of deposit. Lock-in shares for terms ranging from 3 to 60 months. Dividends are earned monthly and paid out by transfer to savings/checking, reinvestment, or mailed check. After opening, interest rate is fixed for the term. Penalty for early withdrawal is 90 days interest on the amount withdrawn. Fees could reduce earnings.
Offer: Fourth Qtr Dividend Rates. Rates are subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest.
4.25% interest rate
Rate checked
More details - All In Credit UnionShare CertificatesCD · 18 months · $1,000 min · 4.33%–4.39% by balance
Credit union · Add a location to see nearby branches
4.33%APY$656 over 18 months on $10,000Requirements
Product: When certificate matures, it can be cashed or automatically renewed based on investment goals.
4.25% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 4.33% $100,000 and upJumbo 4.39% Rate checked
More details - Red River Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.33%APY$656 over 18 months on $10,000Requirements
Product: Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise. Penalty imposed for early withdrawal.
Offer: Dividends credited/compounded monthly.
4.25% interest rate · Compounded monthly · Effective Oct 7, 2026
Rate checked
More details - Sunbelt Federal Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.33%APY$656 over 18 months on $10,000intro rateRequirements
Product: Available to members 18+ years old. Minimum opening balance of $500 required. Additional deposits are not permitted after opening. Daily balance method is used to calculate dividends. Certificate specials automatically renew to the next highest term upon maturity if the promotional term is no longer available. Early withdrawal penalties apply (90 days dividends for terms <= 12 months, 180 days dividends for terms > 12 months; $25 early withdrawal fee plus interest penalty). A 5-day grace period applies after maturity.
Offer: Certificate special. If the term is not available on maturity, certificate will renew to the next highest term.
Promotional rate · 4.25% interest rate · Effective Sep 24, 2026
Rate checked
More details - Whiting Refinery Federal Credit UnionShare CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
4.33%APY$656 over 18 months on $10,000Requirements
Product: Rates subject to change at any time. Certain limitations may apply. Subject to early penalty withdrawal.
4.25% interest rate
Rate checked
More details - The Seymour BankCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
4.32%APY$655 over 18 months on $10,000Requirements
Product: FDIC insured fixed rate investment. A substantial penalty for early withdrawal will be imposed.
Offer: Certificate of Deposit Special
4.25% interest rate · Effective Oct 7, 2026
Rate checked
More details - MECE Credit UnionCertificates (CDs)CD · 18 months · $10,000 min
Credit union · Add a location to see nearby branches
4.32%APY$655 over 18 months on $10,000Requirements
Product: Dividends are paid quarterly. No additional deposits once established. Penalty equal to 90 days dividends for early withdrawal. Rate bump-up available once during term on 24, 36, 48, and 60 months. Child CDs for members under age 18 may be opened with a minimum of $100.
Offer: Jumbo
4.25% interest rate
Rate checked
More details - Dynamic Federal Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.32%APY$655 over 18 months on $10,000Requirements
Product: All terms require a minimum deposit of $500. Early withdrawal penalty: If certificate is less than 12 months, a 90 day dividend penalty will be imposed; if the certificate is greater than 12 months, a 180 day dividend penalty will be imposed.
Offer: Early withdrawal penalty: If the certificate is greater than 12 months, a 180 day dividend penalty will be imposed.
4.25% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,155 CDs at 2,801 banks and credit unions · checked Oct 15–22
- Typical
- 3.24%
- Top 10% from
- 4.07%
- Banks, typical
- 2.89%
- Credit unions, typical
- 3.30%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank