Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 841–855 results
- Community Credit Union of FloridaCertificate of Deposit (CD)CD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,0003.54% interest rate · Effective Oct 19, 2026
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More details - Options Credit UnionCertificates (CD)CD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Minimum balance to open and earn is $500. Compounds monthly. Advantage Members can receive a +0.25% rate boost and Premier Advantage Members can receive a +0.50% rate boost on new certificates.
Offer: Core APY. Early withdrawal penalty is 180 days interest.
Effective Oct 20, 2026
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More details - Farmers Bank of WillardsCertificates of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. Fees may reduce earnings. Compounded quarterly or interest payment via check or transfer. Minimum of $500 to open for 12 Month Term only for under 18 years old.
Offer: Rates under $100,000. Minimum of $1,000 to open account.
3.55% interest rate · Compounded quarterly · Balance cap $99,999.99 · Effective Oct 21, 2026
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More details - Rogue Credit UnionCertificates $500 or MoreCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Dividends compounded and credited monthly. Penalty for early withdrawal. $0 monthly fee.
3.54% interest rate · Effective Oct 22, 2026
Rate checked
More details - 3.60%APY$1,934 over 60 months on $10,000
Requirements
Product: Must be at least 18 years old and a U.S. citizen or lawful permanent resident with a U.S. physical address. CD account balance may not exceed $1,000,000. Early withdrawal penalties apply (3 months interest for terms <= 12 months, 6 months interest for terms > 12 months).
3.54% interest rate · Balance cap $1,000,000 · Effective Oct 16, 2026
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More details - Citadel Credit UnionCitadel Standard CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Minimum deposit to open and earn standard APY is $500. New Money Required for 8-, 20-, and 32-month terms (Maximum deposit $1 Million per member; Offer not available for public funds). No deposits permitted after establishment. Automatically renews at maturity with a 10-calendar-day grace period. Early withdrawal penalty applies. $10 closing service fee (if applicable).
3.55% interest rate
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More details - Juniata Valley BankCertificates of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,0003.55% interest rate · Effective Oct 14, 2026
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More details - Matadors Community Credit UnionRegular CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Become a Platinum Member and you can earn an additional .15% on any Regular Certificate 12 months or longer. Low Minimum Opening Deposit of $1,000. Early withdrawal penalty may be imposed.
Offer: Choice of 60-month term. Certificate Accounts with terms 12 months or longer are eligible for a .15% rate bonus if you are a Platinum Member. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly. Early withdrawal penalty may apply.
3.54% interest rate · Effective Oct 1, 2026
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More details - Logix Federal Credit UnionRegular CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000with conditionsRequirements
Product: Logix membership required. Rates based on Relationship Rewards tier (Base, Silver, Gold, Platinum). 91-Day to 60-Month terms. $1,000 minimum opening deposit. Dividends earned daily, compounded monthly. Early withdrawal penalty applies.
Offer: Platinum Tier APY. 60-Month term. Rate bump not applicable.
Qualified rate · Compounded monthly · Effective Oct 16, 2026
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More details - Fidelity BankCertificate of Deposit (CD)CD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Requires Premier Spending relationship.
Effective Oct 13, 2026
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More details - Cape Cod 5Certificates of Deposit (CDs)CD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000with conditionsRequirements
Product: Available to new and existing customers. Minimum balance to open all CDs is $1,000. A penalty may be imposed for early withdrawal. 91 Day CD includes one penalty-free withdrawal per term after seven days from account opening.
Offer: Available exclusively to Premier5 relationship customers.
Qualified rate · Effective Oct 13, 2026
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More details - Archer Cooperative Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,0003.55% interest rate · Effective Oct 15, 2026
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More details - Local BankCertificate of DepositCD · 60 months · $2,500 min
Bank · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000intro rateRequirements
Product: CDs must have a minimum opening balance of $2,500. Maximum deposit is $250,000 per CD. Offer subject to change without notice.
Promotional rate · 3.55% interest rate · Balance cap $250,000
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More details - Columbine FCUJumbo Share CertificatesCD · 60 months · 3.60%–3.65% by balance
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: Exclusively for balances of $100,000.00 and greater. Early withdrawal penalties apply. Federally insured by NCUA.
Effective Feb 2, 2026
Rate by balance
Rate by balance for Jumbo Share Certificates Balance APY Any balanceYour amount 3.60% $100,000 and upEarly withdrawal penalty: 180 days dividends. 3.65% Rate checked
More details - Lehigh Valley Educators CUShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: $500 minimum deposit. Early withdrawal penalty applies. Dividends compounded and credited monthly. Some certificates may not be available for online opening.
Offer: $500 minimum deposit to open account and earn APY. A penalty will be imposed for early withdrawal. Dividends compounded and credited monthly.
3.54% interest rate · Effective Oct 7, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,410 CDs at 3,034 banks and credit unions · checked Oct 22–24
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank