Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 841–855 results
- Safe 1 Credit UnionCertificatesCD · 7 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000with conditionsRequirements
Product: Dividends paid monthly. Rates fixed for stated term except variable rate accounts. Subject to penalties for early withdrawals.
Offer: 7-Month Special Certificate Relationship Rewards! APY. Fixed rate type. Dividends paid monthly.
Qualified rate · Effective Oct 14, 2026
Rate checked
More details - Patelco Credit UnionCertificatesCD · 7 months · $250 min
Credit union · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000intro rateRequirements
Product: Minimum balance is $250.00. Subject to early withdrawal penalties.
Offer: Promotional offer available for New Money only (funds originating outside Patelco deposited within 10 calendar days prior to opening). Dividends paid monthly.
Promotional rate · 4.17% interest rate · Effective Aug 7, 2026
Rate checked
More details - SMW Financial Credit UnionCD SpecialsCD · 7 months
Credit union · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000intro rateRequirements
Product: Limited-time offer. Membership eligibility is required. Penalty for early withdrawal. Rates subject to change, end, or extend at any time without notice.
Offer: For the 7 month term, the funds will roll over into an 6-month standard certificate upon maturity.
Promotional rate · 4.17% interest rate · Effective Oct 23, 2026
Rate checked
More details - Lindell BankSpecial Certificates of DepositCD · 7 months · $10,000 min
Bank · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000Requirements
Offer: Quarterly compounding
4.18% interest rate · Effective Oct 21, 2026
Rate checked
More details - Jewett City Savings BankCD Specials (New Money)CD · 7 months · $10,000 min
Bank · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000intro rateRequirements
Product: Requires a minimum of $10,000.00 in new money (defined as funds not currently on deposit with us). Funds on deposit in a maturing Jewett City Savings Bank (JCSB) CD are eligible when an additional $10,000 in new money is added to the JCSB CD and the APY remains in effect on the date you notify us of renewal within your grace period. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. Available for a limited time only; offer may be withdrawn at any time. Open in branch only.
Offer: Requires a minimum deposit of $10,000.00 in new money. Funds on deposit in a maturing JCSB CD eligible when an additional $10,000 in new money is added. Open in branch only.
Promotional rate · Effective Oct 5, 2026
Rate checked
More details - 4.25%APY$246 over 7 months on $10,000
Requirements
Product: Certificates of deposit are FDIC insured. Minimum opening deposit is $2,500. Substantial penalty may be imposed for early withdrawal. Fees could reduce earnings.
Offer: Penalty for early withdrawal is 6 months' interest.
4.16% interest rate · Effective Oct 21, 2026
Rate checked
More details - Ameriprise Bank, FSBAmeriprise Flexible Savings CertificateCD · 7 months · $10,000 min · 4.25%–4.35% by balance
Bank · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000Requirements
Product: Issued by Ameriprise Certificate Company (ACC). Not FDIC insured. No account fees to open or maintain. Rate is the higher of the rate in effect when application is accepted and funds received, or 7 business days prior. Up to 25% of initial investment may be added during term. Withdraw credited interest and up to 10% principal during term without penalty; 2% surrender charge applies on withdrawals above that amount. Pre-approval required for amounts of $2,000,000 or greater.
Offer: Promotional rate for new accounts funded from eligible sources (new money from external source or proceeds from sale of positional money market mutual fund). $10,000 minimum investment. Automatically renews to a 6-month certificate at maturity. Available March 18 through Sept. 29, 2026.
4.17% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Ameriprise Flexible Savings Certificate Balance APY Up to $100,000Your amount 4.25% $100,000 and up 4.35% Rate checked
More details - Canandaigua National BankCD SpecialsCD · 7 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000with conditionsRequirements
Offer: Ownership of an Optimum Checking account is required to obtain the APY.
Qualified rate · Effective Oct 14, 2026
Rate checked
More details - Tennessee Members 1st Federal Credit UnionRegular CertificateCD · 7 months
Credit union · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000Requirements
Offer: *Minimum opening balance of $5,000 for 17 Month Certificate Special.
4.17% interest rate · Effective Oct 15, 2026
Rate checked
More details - Centreville Bank7-Month CD Special (New Money)CD · 7 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000with conditionsRequirements
Product: All funds deposited must be New Money (funds not on deposit with Centreville Bank within the last 30 days). Early withdrawal penalty may apply.
Offer: Premium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account.
Qualified rate
Rate checked
More details - UT Federal Credit UnionCertificatesCD · 7 months · $5,000 min
Credit union · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000Requirements
Product: All regular (non-special/promo) certificates require a $1,000 minimum deposit. Early withdrawal penalties may apply. Federally insured by NCUA.
Offer: 7 Month Relationship Special. Rate applies to new money deposits. The 4.25% APY includes a 0.25% relationship pricing bump for members with an active direct deposit and debit card. Standard APY without relationship pricing is 4.00% APY.
4.17% interest rate · Balance cap $500,000 · Effective Oct 5, 2026
Rate checked
More details - Haverhill BankCertificates of DepositCD · 7 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000Requirements
Product: Minimum balance to open account is $500. Minimum daily average balance to earn the Annual Percentage Yield is $500. Interest compounded monthly.
4.17% interest rate · Compounded monthly · Effective Oct 2, 2026
Rate checked
More details - Eagle BankPine Tree Premier CDCD · 7 months · $2,500 min
Bank · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000intro rateRequirements
Product: Available exclusively with new money deposits at the Kennebunk, ME branch. Auto-renews at standard 12-month terms. Penalty may be imposed for early withdrawal.
Offer: Available on new funds at Kennebunk, ME location. Auto-renews at standard 12-month terms.
Promotional rate · Effective Jan 12, 2026
Rate checked
More details - Western Cooperative Credit UnionCertificates of DepositCD · 7 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000Requirements
Product: Early withdrawal penalty will be imposed. Fees could reduce earnings.
Offer: Early withdrawal penalty will be imposed. Fees could reduce earnings.
4.21% interest rate · Effective Oct 1, 2026
Rate checked
More details - Finance FactorsRising Rate CDCD · 7 months · $10,000 min
Bank · Add a location to see nearby branches
4.25%APY$246 over 7 months on $10,000intro rateRequirements
Product: The Rising Rate CD is a series of four (4) consecutive 7-month CDs, and each rate shown applies only for the term indicated, not for the full 28-month period. A $10,000 minimum opening deposit and balance must come from a financial institution other than Finance Factors. Customers have a 10-day grace period at the end of each 7-month term to redeem funds without penalty. After the 4th term, CD renews into a 6-month CD at the then-current APY or funds can be redeemed. Available to State of Hawaii residents and businesses only. Penalty may be imposed for early withdrawal outside of the 10-day grace period.
Offer: 4th 7-month CD. Assumes interest will remain on deposit. Deposit must come from a financial institution other than Finance Factors. Available to State of Hawaii residents and businesses only.
Promotional rate · Effective Sep 21, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank