Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 796–810 results
- Educational Federal Credit UnionJumbo CertificateCD · 9 months
Credit union · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000Requirements
Product: For members wishing to earn even higher dividends. Dividends compounded daily and credited monthly. Withdrawals may be subject to an early withdrawal penalty.
Offer: Dividends compounded daily and credited monthly. Withdrawals may be subject to an early withdrawal penalty.
3.25% interest rate · Compounded daily · Effective Jul 1, 2026
Rate checked
More details - Perfect Circle Credit UnionShare Certificate of Deposit (CD)CD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000Requirements
Product: Dividends are paid monthly and calculated from day of deposit to day of withdrawal. Early withdrawal penalty applies: 30 days' dividends for terms of less than one year, and 90 days' dividends for terms of one year or longer. Membership requires purchasing and maintaining at least 1 share ($25.00 par value) in a Regular Share account.
Offer: Dividends compounded and credited monthly; dividend period is the account's term. Additional deposits not allowed. Early withdrawal penalty of 30 days' dividends.
3.25% interest rate
Rate checked
More details - Town of Hempstead Employees Federal Credit UnionCertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000Requirements
Product: Penalty is imposed for early withdrawal. Minimum deposit of $1,000. Dividends are compounded and paid monthly.
3.25% interest rate · Effective Sep 1, 2026
Rate checked
More details - BP Federal Credit UnionShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000intro rateRequirements
Product: Dividend rates are fixed for the initial term; early withdrawal penalties apply.
Offer: Minimum opening deposit $1,000.
3.25% interest rate · Effective Apr 17, 2026
Rate checked
More details - BP Federal Credit UnionShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000intro rateRequirements
Product: Dividend rates are fixed for the initial term; early withdrawal penalties apply.
Offer: Minimum opening deposit $1,000. Rates effective as of 06/18/2025.
3.25% interest rate · Effective Jun 18, 2025
Rate checked
More details - Actors Federal Credit UnionCertificate AccountCD · 9 months
Credit union · Add a location to see nearby branches
3.29%APY$246 over 9 months on $10,000intro rateRequirements
Product: A minimum deposit of $500 is required for standard and 11-month special certificates. Early withdrawal penalty applies and reduces earnings. Federally insured up to $250,000 by NCUA.
Offer: Special certificate rate.
Promotional rate · 3.25% interest rate · Effective Oct 20, 2026
Rate checked
More details - Vida Federal Credit UnionCertificates of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.29%APY$246 over 9 months on $10,000Requirements
Product: Terms from 3 to 60 months. Dividends paid monthly and may be added to certificate or paid out to another Vida account. Upon maturity, 7 calendar day grace period to renew, change terms/balance, or withdraw without penalty; otherwise auto-renews at prevailing rate. Early withdrawal penalties apply. $0 monthly fee.
Offer: Early withdrawal penalty 60 days of dividends. Dividend rate 3.24%.
3.24% interest rate · Effective Oct 21, 2026
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More details - Citizens National BankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.29%APY$246 over 9 months on $10,000Requirements
Product: Rates may change without notice. Deposit Account Fee charged may affect the rate and annual percentage yield. Fees could reduce the earnings on the account.
3.25% interest rate · Effective Oct 15, 2026
Rate checked
More details - The Farmers State Bank9 Month Add On Fixed Interest Rate CDCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.29%APY$246 over 9 months on $10,000Requirements
Product: Compounded quarterly. Automatically renewable. Add-on feature.
3.25% interest rate · Compounded quarterly · Effective Sep 29, 2026
Rate checked
More details - Community National Bank & Trust of TexasCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.29%APY$246 over 9 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. APY assumes earnings remain on deposit.
3.25% interest rate
Rate checked
More details - Capital BankCertificate of DepositCD · 9 months · $500 min · 3.29%–3.60% by balance
Bank · Add a location to see nearby branches
3.29%APY$246 over 9 months on $10,000Requirements
Product: After CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. Automatically renewed following a 10-day grace period after the maturity date.
3.25% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $100,000Your amount 3.29% $100,000 – $250,000 3.49% $250,000 and up 3.60% Rate checked
More details - First PREMIER BankCertificates of DepositCD · 6–12 months · $500 min
Bank · Add a location to see nearby branches
3.27%APYRequirements
Offer: Must have a Reward Checking Account to be eligible for these rates. A penalty may be imposed for early withdrawal. APY is 3.27-3.25% depending on term.
3.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Bank of Travelers RestCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.26%APY$244 over 9 months on $10,0003.25% interest rate · Effective Oct 20, 2026
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More details - U.P. State Credit UnionCertificates of DepositCD · 9 months · $250 min
Credit union · Add a location to see nearby branches
3.26%APY$244 over 9 months on $10,000Requirements
Product: Dividends may not be withdrawn before maturity.
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More details - Dort Financial Credit UnionAMP Certificate of DepositCD · 3–12 months · $100 min
Credit union · Add a location to see nearby branches
3.25%APYRequirements
Offer: Term: 3 months to 12 months.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–24
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank