Bank · FDIC insured
Community National Bank & Trust of Texas CD Rates
Community National Bank & Trust of Texas’s best CD rate is 3.29% APY on a 6-month CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How Community National Bank & Trust of Texas’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where Community National Bank & Trust of Texas has the most branches. $10,000, best rate first.
This bank’s best
Community National Bank & Trust of Texas
3.29%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $163
Certificates of Deposit
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
Community National Bank & Trust of Texas CD score
67
CD score
Higher than 19% of U.S. banks and credit unions
- 3–8 months3–8 mo3.29%
- 9–15 months9–15 mo3.29%
- 16–30 months16–30 mo2.02%
- 31–60 months31–60 mo2.02%
- QualifiedQualified3.29%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community National Bank & Trust of Texas ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.29%APY · 13 terms
A penalty may be imposed for early withdrawal. APY assumes earnings remain on deposit.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 1 month | — | 1.72% | 1.72% | $14 |
| 3 months | — | 1.91% | 1.91% | $47 |
| 6 months | 3.29% | — | 3.29% | $163 |
| 9 months | 3.29% | — | 3.29% | $246 |
| 12 months | 2.78% | — | 2.78% | $278 |
| 15 months | 2.02% | — | 2.02% | $253 |
| 18 months | 2.02% | — | 2.02% | $305 |
| 23 months | 2.02% | — | 2.02% | $391 |
| 24 months | 2.02% | — | 2.02% | $408 |
| 30 months | 2.02% | — | 2.02% | $513 |
| 36 months | 2.02% | — | 2.02% | $618 |
| 48 months | 2.02% | — | 2.02% | $833 |
| 60 months | 2.02% | — | 2.02% | $1,052 |
Sources (1)
- mybanktx.com/_s3/mybanktx-com/…0-%20May%2015%202026.pdf · captured Sep 25, 2026
Special-purpose accounts
Individual Retirement Accounts
Up to 3.29%APY · 13 terms
A penalty may be imposed for early withdrawal. APY assumes earnings remain on deposit.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 1 month | — | 1.72% | 1.72% | $14 |
| 3 months | — | 1.91% | 1.91% | $47 |
| 6 months | 3.29% | — | 3.29% | $163 |
| 9 months | 3.29% | — | 3.29% | $246 |
| 12 months | 2.78% | — | 2.78% | $278 |
| 15 months | 2.02% | — | 2.02% | $253 |
| 18 months | 2.02% | — | 2.02% | $305 |
| 23 months | 2.02% | — | 2.02% | $391 |
| 24 months | 2.02% | — | 2.02% | $408 |
| 30 months | 2.02% | — | 2.02% | $513 |
| 36 months | 2.02% | — | 2.02% | $618 |
| 48 months | 2.02% | — | 2.02% | $833 |
| 60 months | 2.02% | — | 2.02% | $1,052 |
Sources (1)
- mybanktx.com/_s3/mybanktx-com/…0-%20May%2015%202026.pdf · captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.