Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 796–810 results
- Falls Catholic Credit UnionTerm Share CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.75%APY$68 over 3 months on $10,000Requirements
Product: Minimum deposit $500. Automatic renewal at maturity. Early withdrawal penalties may apply. Fees may reduce earnings. Dividends forfeited if closed before credited.
Offer: Early withdrawal penalties may apply. Fees may reduce earnings. Dividends forfeited if account is closed before accrued dividends have been credited.
Effective Oct 1, 2026
Rate checked
More details - Premier America Credit UnionCertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.75%APY$68 over 3 months on $10,000Requirements
Product: Penalty for early withdrawal. Automatically renews at maturity.
Offer: Penalty for early withdrawal.
2.72% interest rate
Rate checked
More details - Stanford Federal Credit UnionCertificatesCD · 3 months · $100 min
Credit union · Add a location to see nearby branches
2.75%APY$68 over 3 months on $10,000with conditionsRequirements
Product: Membership eligibility required. Requires a checking or savings account with Stanford FCU. $100 minimum opening deposit. Dividends are compounded and paid monthly. Fixed rate through maturity. Early withdrawal penalty applies: terms under 1 year have a penalty of 90 days of dividends; terms of 1 year or more have a penalty of 180 days of dividends. 7-day grace period at maturity. Inactivity fee is waived for Certificate accounts.
Offer: Standard rate tier.
Qualified rate · 2.72% interest rate · Effective Sep 18, 2026
Rate checked
More details - America's Christian Credit UnionTerm Share CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.75%APY$68 over 3 months on $10,000intro rateRequirements
Product: Fixed rate for term selected ranging from 3 months to 60 months. Dividends compounded and paid monthly. Minimum balance of $1,000 required to open and earn dividends. Penalty for early withdrawal. Fees may reduce earnings.
Offer: Fixed rate. Compounded and credited monthly. Valid 10/23/2026.
Promotional rate · 2.72% interest rate · Effective Oct 23, 2026
Rate checked
More details - Nicolet National BankCertificate of DepositCD · 3 months · $2,500 min
Bank · Add a location to see nearby branches
2.75%APY$68 over 3 months on $10,000Requirements
Product: Interest is compounded and credited quarterly using the daily balance method. Penalty for early withdrawal: 6 months interest if maturity is 24 months or less; 12 months interest if maturity is more than 24 months.
2.72% interest rate · Effective Sep 23, 2026
Rate checked
More details - 2.75%APY$68 over 3 months on $10,000
Effective Oct 22, 2026
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More details - Merchants State BankCertificates of DepositCD · 3 months · $100 min
Bank · Add a location to see nearby branches
2.75%APY$68 over 3 months on $10,000Requirements
Product: Terms from 3 months to 5 years. Interest can be compounded back into the CD or directly deposited to your Merchants State Bank checking or savings account. A penalty may be imposed for early withdrawal. Interest will be credited annually or more frequently. $100 minimum deposit required for CD terms, unless special noted.
2.71% interest rate
Rate checked
More details - Coconino Federal Credit UnionShare Certificates (CD's)CD · 3 months · $2,000 min
Credit union · Add a location to see nearby branches
2.75%APY$68 over 3 months on $10,000Requirements
Product: Early withdrawal penalties and early closure penalties may apply. All dividends are paid monthly. Federally insured by NCUA.
Offer: Dividends Compounded Monthly, Dividends Credited Monthly. Dividend Period: Term of Account. Early withdrawal penalties and early closure penalties may apply.
2.71% interest rate · Compounded monthly · Effective Oct 22, 2026
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More details - Heritage Family Credit UnionTerm Share CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.75%APY$68 over 3 months on $10,000Requirements
Product: Membership required ($25 minimum share). Starting minimum deposit is $1,000. Early withdrawal penalties apply. Cash withdrawals may be limited to $2,000.00 per day.
2.72% interest rate · Effective Oct 22, 2026
Rate checked
More details - Mass Bay Credit UnionCertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.75%APY$68 over 3 months on $10,000intro rateRequirements
Product: Subject to membership eligibility. Early withdrawal penalty may apply. Maximum deposit $250,000 per member. Fees may reduce earnings. Rates are subject to change without notice.
Offer: Minimum average daily balance to earn APY is $500. Early withdrawal penalty may apply. $250,000 maximum deposit per Member.
Promotional rate · Balance cap $250,000 · Effective Oct 16, 2026
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More details - Ameriprise Bank, FSBAmeriprise Bank Certificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.75%APY$68 over 3 months on $10,000with conditionsRequirements
Product: FDIC insured up to applicable limits. Automatically renews at maturity for the same term length at the current rate in effect unless action is taken during the 10-day grace period. Early withdrawal penalty applies: 10 days of interest if withdrawn within the first 10 days of opening; 3 months of interest if withdrawn after 10 days.
Offer: Relationship rate. Requires $50,000 or more in eligible household group balances as of the prior month-end statement and a minimum deposit of $1,000.
Qualified rate · 2.71% interest rate · Effective Oct 14, 2026
Rate checked
More details - Mission Fed Credit UnionStandard CertificatesCD · 3 months · $2,000 min · 2.70%–2.80% by balance
Credit union · Add a location to see nearby branches
2.75%APY$68 over 3 months on $10,000intro rateRequirements
Product: Must meet membership and account criteria. Certificate accounts with a specific term earn opening APY until end of term. APYs assume dividends remain on deposit until maturity. Penalties apply for early withdrawals.
Promotional rate
Rate by balance
Rate by balance for Standard Certificates Balance APY $2,000 and up 2.70% $10,000 and upYour amount 2.75% $100,000 and up 2.80% Rate checked
More details - HARVESTER FINANCIALShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.75%APY$68 over 3 months on $10,000Requirements
Product: Minimum deposit is $500. Terms and Conditions subject to change without notice. Penalty may be imposed for early withdrawal.
2.71% interest rate · Effective Oct 1, 2026
Rate checked
More details - American Heritage BankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.75%APY$68 over 3 months on $10,000Requirements
Product: Penalty with early withdrawal of CD. Fees may reduce the Annual Percentage Yield.
2.71% interest rate · Effective Oct 5, 2026
Rate checked
More details - USF Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.75%APY$68 over 3 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance to earn dividends is $500. Automatically renews upon maturity. Special offers renew into regular certificates at specified terms.
Offer: Automatically renews for the same term and prevailing rate upon maturity.
2.72% interest rate · Effective Jul 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,932 banks and credit unions · checked Oct 22–24
- Typical
- 2.01%
- Top 10% from
- 3.72%
- Banks, typical
- 1.85%
- Credit unions, typical
- 2.22%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank