Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 796–810 results
- First Financial Federal Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000with conditionsRequirements
Product: Dividends compounded daily and credited monthly. 10-calendar-day grace period with automatic renewal upon maturity. Early withdrawal penalties apply. Option for bump-up after 6 months on 18-, 24-, and 36-month certificates.
Offer: Must meet Better Rewards Checking eligibility requirements at the time of opening or renewing. Bump-up option available after 6 months.
Qualified rate · 3.68% interest rate · Compounded daily · Effective Oct 2, 2026
Rate checked
More details - ACT 1st Federal Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: Dividends compounded monthly and remain on deposit until maturity. Early withdrawal penalty applies. Must open a savings account with a minimum deposit of $5.00 for credit union membership.
3.69% interest rate · Compounded monthly · Effective Oct 1, 2026
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More details - Savings Bank of WalpoleCertificate of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: $500 minimum balance required. Substantial penalty for early withdrawal. Automatically renews at maturity with a 10-day grace period. Compounded and credited monthly.
3.69% interest rate · Effective Oct 3, 2026
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More details - First Heritage Federal Credit UnionCertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: Membership eligibility required. Penalties may be imposed for early withdrawal. Dividends earned daily and credited monthly. Member forfeits dividends if account is closed before dividends accrue.
3.69% interest rate · Balance cap $99,999.99 · Effective Sep 23, 2026
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More details - Global Bank NYPersonal Certificate of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: Interest is compounded daily, payable monthly, and may be withdrawn at maturity. Fixed interest rates determined at the time of deposit for the specified term. Early withdrawal penalties may apply. Fees may reduce earnings.
3.68% interest rate · Compounded daily · Effective Sep 25, 2026
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More details - Iron Workers BankCertificates of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: Early withdrawal penalty applies. Rates subject to change without notice.
Effective Sep 16, 2026
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More details - Saco & Biddeford SavingsCertificates of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: $500 minimum balance to open the account. Substantial penalty for early withdrawal.
3.69% interest rate · Effective Sep 22, 2026
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More details - Hawaii Community Federal Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: Early withdrawal penalties apply. Membership requirements apply. Fees could reduce earnings on the account.
3.69% interest rate · Effective Sep 22, 2026
Rate checked
More details - Newtown Savings BankCertificates of Deposit (CDs)CD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: All types of CDs require a minimum deposit of $500 to be opened and to earn the advertised APY.
3.68% interest rate · Effective May 19, 2026
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More details - REV Federal Credit UnionRegular CertificatesCD · 18 months · $250 min
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: Open online up to $1,000; visit branch for amounts over $1,000. 3 to 60-month term options available.
Offer: Special
3.68% interest rate
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More details - Beacon Community BankCertificates of DepositCD · 18 months · $250 min
Bank · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: A minimum balance of $250.00 is required to open this account. Interest will be compounded and credited annually for terms equal to and greater than one year. Interest will be compounded and credited at maturity for CD terms less than 12 months. Early withdrawal penalties apply.
Offer: Interest compounded and credited annually. Penalty of 12 months interest on amount withdrawn may be imposed for early withdrawal.
Effective May 4, 2026
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More details - Bragg Mutual Federal Credit UnionShare CertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: Available to members across Fayetteville, NC and Southeastern North Carolina. No setup or maintenance fees. No additional deposits after opening. Early withdrawals may incur penalties. 10-day grace period after maturity. Interest compounds monthly and automatically renews at maturity. Balances in excess of $250,000.00 do not qualify for share certificate rates.
Offer: Interest compounds monthly. Early withdrawal penalty may apply. Automatically renews at maturity.
Balance cap $250,000 · Effective Oct 2, 2025
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More details - Greater Kinston Credit UnionShare Term Certificate (STC)CD · 18 months · $250 min
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,0003.75% interest rate · Effective Feb 11, 2026
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More details - Azalea City Credit UnionCertificates of DepositCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: $1,000.00 Minimum on all CD’s. CD’s pay interest Quarterly, Unless the account pays Monthly interest checks.
Offer: Term: 18 Months
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More details - Oklahoma Community Credit UnionShare CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000intro rateRequirements
Product: Low minimum opening balance of $1,000. Dividends compounded monthly. Penalties apply for early redemption of certificate funds other than dividends.
Promotional rate · 3.69% interest rate · Compounded monthly
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,154 CDs at 2,793 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.90%
- Credit unions, typical
- 3.30%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank