Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 736–750 results
- 3.45%APY$258 over 9 months on $10,000
Requirements
Product: All CDs require a $500 minimum deposit to open and earn interest. Interest is compounded daily. A penalty may be imposed for early withdrawal.
Offer: Promotional rate. Upon maturity the 9 month CD automatically renews to a 6-Month CD at the prevailing rate. Allows deposits of $5000.00 or more during initial term.
3.39% interest rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details - 3.45%APY$258 over 9 months on $10,000
Requirements
Product: Federally insured by NCUA up to $250,000. No monthly maintenance fees. Minimum balance to open is $500. Dividends accrue daily and compound monthly. Automatically renews at maturity unless contacted on or before maturity date. 10-day grace period to redeem without penalty. Penalty for early withdrawal. $500 minimum daily balance required to earn APY.
Offer: Minimum daily balance of $500 to earn disclosed APY. Early withdrawal penalty applies. Automatically renews at maturity for same term unless redeemed within 10 calendar day grace period.
3.40% interest rate · Effective Oct 6, 2026
Rate checked
More details - The Bank of TescottCertificates of Deposit (CDs)CD · 9 months · $1,000 min · 3.10%–3.45% by balance
Bank · Add a location to see nearby branches
3.45%APY$258 over 9 months on $10,000Requirements
Product: Interest compounds quarterly; automatically renews. Substantial penalty for early withdrawal (e.g., 90 days interest for less than 12 months or 180 days interest for greater than 12 months).
Offer: Interest compounds quarterly; automatically renews. Early withdrawal penalty applies.
3.06% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Up to $10,000 3.10% $10,000 and upYour amount 3.45% Rate checked
More details - AmFirstShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.45%APY$258 over 9 months on $10,000intro rateRequirements
Product: Available to qualified members only. Federally insured up to $250,000 by NCUA. Minimum deposit of $500. Dividends paid monthly, quarterly, or at maturity. Substantial penalty for early withdrawal. Automatically renews at maturity.
Promotional rate · Effective Oct 4, 2026
Rate checked
More details - Our Community CUCertificates of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.45%APY$258 over 9 months on $10,000intro rateRequirements
Product: Certificate terms of 6 months, 9 month, 1 year, and 2 year are eligible for a one time rate bump. Dividends are earned daily and paid monthly. Additional deposits not allowed. Certificates (excluding IRA & Promotional Certificates) are automatically renewable for your selected term if applicable. Penalties will apply to only the portion of funds withdrawn: 60 days in loss of dividends for certificates with a term of 1 year or less and 180 days in loss of dividends for terms longer than 1 year. Minimum balance to open account and minimum balance to earn the APY is $1,000. Minimum balance must remain in the account at all times.
Offer: Certificate terms of 6 months, 9 month, 1 year, and 2 year are eligible for a one time rate bump. Minimum balance must remain in the account at all times.
Promotional rate · 3.39% interest rate · Effective Oct 1, 2026
Rate checked
More details - Fifth District Savings BankCertificate AccountsCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.45%APY$258 over 9 months on $10,000intro rateRequirements
Product: A penalty will be imposed for early withdrawal. Fees could reduce earnings.
Promotional rate · 3.39% interest rate · Effective Apr 3, 2026
Rate checked
More details - Bar-Cons Federal Credit UnionShare CertificatesCD · 9 months · $200 min
Credit union · Add a location to see nearby branches
3.44%APY$257 over 9 months on $10,000Requirements
Product: Increase rate by 0.10% when placing $50,000 or more in a term between 18 months and 60 months.
Offer: 3 Month early withdrawal penalty
3.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - Tewksbury Federal Credit UnionShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.44%APY$257 over 9 months on $10,000Requirements
Product: Dividends compounded daily and credited monthly (or posted and compounded monthly). Automatic renewal for the same term at current rate if no action taken upon 10 days notice prior to maturity. No monthly fees. Minimum opening balance required to earn APY. Early withdrawal penalties apply (30 days interest for 3 months; 90 days interest for 6-12 months; 120 days interest for 18-60 months).
Offer: Early withdrawal penalty: 90 Days Interest.
3.39% interest rate · Compounded daily · Effective Sep 23, 2026
Rate checked
More details - Cottonwood Community Federal Credit UnionTerm CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.44%APY$257 over 9 months on $10,000Requirements
Product: $500.00 minimum balance on all Term Certificates. Dividends paid quarterly from certificate origination or renewal date. Early withdrawal penalties may apply.
Offer: Dividends paid quarterly from certificate origination or renewal date.
3.40% interest rate · Effective Dec 1, 2025
Rate checked
More details - EP Federal Credit UnionSmartSaver CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.43%APY$256 over 9 months on $10,000Requirements
Product: Fixed rate. Daily balance method. Early withdrawal penalty is 90 days of dividends earned. No service fees. Automatically renews; 5-day grace period following maturity. No deposits or withdrawals permitted after opening until maturity.
3.37% interest rate · Effective Oct 1, 2026
Rate checked
More details - Wildfire Credit UnionCertificateCD · 6–11 months · $500 min
Credit union · Add a location to see nearby branches
3.40%APYintro rateRequirements
Product: One-time rate bump on 60 month term. Dividends are compounded and credited monthly. Penalty for early withdrawal.
Promotional rate · 3.35% interest rate
Rate checked
More details - Sidney FCURegular CertificatesCD · 9 months · $500 min · 3.40%–3.65% by balance
Credit union · Add a location to see nearby branches
3.40%APY$254 over 9 months on $10,000Requirements
Product: Effective as of October 23, 2026. Dividends calculated by average daily balance. Variable Rate Certificates: rates only change upon written request (1 change for 12-month, 2 changes for 24/36-month). Terms of 9 months or less subject to 90-day dividend penalty; terms of 10 months or more subject to 180-day dividend penalty. Withdrawals, deposits, or change of terms penalty-free within 5 business days after maturity. $5 minimum deposit in primary savings required for membership.
Offer: Fixed Rate. Minimum balance to open $500.
3.35% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Regular Certificates Balance APY $500 and upYour amount 3.40% $100,000 and up 3.65% Rate checked
More details - Johnson BankCertificate of Deposit (CD) SpecialsCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
3.40%APY$254 over 9 months on $10,000intro rateRequirements
Product: Contact your relationship banker to open an account. Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal.
Offer: At Maturity; Simple
Promotional rate · 3.39% interest rate · Effective Oct 22, 2026
Rate checked
More details - Northland Area FCUNon-Compounding CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.40%APY$254 over 9 months on $10,000Requirements
Product: These certificates do not compound. Penalty may be imposed for early withdrawal.
3.40% interest rate · Effective Oct 22, 2026
Rate checked
More details - Jarrettsville FederalCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.40%APY$254 over 9 months on $10,000Requirements
Product: Accounts available for Maryland and Pennsylvania residents only; all others are on a case-by-case basis. All applicants must physically come to branch location to open any account.
3.34% interest rate · Effective Oct 20, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–24
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank