Bank · FDIC insured
Jarrettsville Federal CD Rates
Jarrettsville Federal’s best CD rate is 4.10% APY on a 7-month CD. Terms run from 6 months to 6 years. Rates checked October 22, 2026.
How Jarrettsville Federal’s CD rates compare
Compared with banks and credit unions near Baltimore, MD, where Jarrettsville Federal has the most branches. $10,000, best rate first.
This bank’s best
Jarrettsville Federal
4.10%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $237
Certificates of Deposit
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
POCU of Maryland
5.12%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $382
Jarrettsville Federal CD score
86
CD score
Higher than 75% of U.S. banks and credit unions
- 3–8 months3–8 mo4.10%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.45%
- 31–60 months31–60 mo2.85%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Jarrettsville Federal ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.10%APY · 13 terms
Accounts available for Maryland and Pennsylvania residents only; all others are on a case-by-case basis. All applicants must physically come to branch location to open any account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.30% | $164 |
| 7 monthsCD Special renews at a 6 month term and rate | 4.10% | $237 |
| 9 months | 3.40% | $254 |
| 10 months | 3.45% | $287 |
| 12 monthsOne-time bump up allowed during 12 month CD term based on current 12 month CD rate | 3.65% | $365 |
| 13 monthsCD Special renews at a 12 month term and rate | 3.60% | $391 |
| 15 monthsCD Special renews at a 12 month term and rate | 4.00% | $502 |
| 18 months | 3.45% | $522 |
| 24 months | 3.00% | $609 |
| 30 months | 2.50% | $637 |
| 48 months | 2.75% | $1,146 |
| 60 months | 2.85% | $1,509 |
| 72 months | 3.00% | $1,941 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA)
Up to 4.00%APY · 9 terms
IRA funds are invested in fixed rate certificates of deposit. Available as Traditional and Roth IRAs for individuals with earned income within Modified Adjusted Gross Income (MAGI). Accounts available for Maryland and Pennsylvania residents only; all others on a case-by-case basis. All applicants must physically come to branch location to open any account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsOne-time bump up allowed during 12 month CD term based on current 12 month CD rate | 3.65% | $365 |
| 13 monthsCD Special renews at a 12 month term and rate | 3.60% | $391 |
| 15 monthsCD Special renews at a 12 month term and rate | 4.00% | $502 |
| 18 months | 3.45% | $522 |
| 24 months | 3.00% | $609 |
| 30 months | 2.50% | $637 |
| 48 months | 2.75% | $1,146 |
| 60 months | 2.85% | $1,509 |
| 72 months | 3.00% | $1,941 |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.