Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 736–750 of 4,559 results
- RIM Country FCUShare CertificateCD · 6 months · $2,500 min
Credit union · Add a location to see nearby branches
3.84%APY$190 over 6 months on $10,000intro rateRequirements
Product: All rates subject to change without notice. Fee for early withdrawal: $10.00, in addition up to 30 days of interest may be forfeited.
Offer: Renewals
Promotional rate · 3.80% interest rate · Effective Sep 24, 2026
Rate checked
More details - 3.83%APY$190 over 6 months on $10,000
Requirements
Product: Minimum balance to obtain APY is $1,000.00. The APY assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. CD automatically renews for the same term with a 10-day grace period after maturity.
Offer: Minimum balance to obtain APY is $1,000.00. The APY assumes interest will remain on deposit until maturity. Early withdrawal penalty may apply. Automatically renews for the same term at the rate in effect on maturity date; 10 calendar day grace period.
3.79% interest rate · Effective May 7, 2026
Rate checked
More details - Lincoln Maine FCUShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Interest earned may be compounded or transferred to another account. Early withdrawal penalties may apply.
3.75% interest rate · Effective Oct 6, 2026
Rate checked
More details - Kelly Community Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,0003.75% interest rate
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More details - CommonCents CUCertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Regular Share Savings Account required for all CCCU accounts. NCUA insured. Penalty for early withdrawal may apply.
3.75% interest rate
Rate checked
More details - Vanderbilt Credit UnionCertificatesCD · 1–6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APYRequirements
Product: Minimum deposit of $1,000. Early withdrawal penalty may apply. Dividends/interest compounded and credited quarterly.
3.75% interest rate
Rate checked
More details - Vanderbilt Credit UnionCertificates of DepositCD · 1–6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APYRequirements
Product: Minimum deposit of $1,000. Early withdrawal penalty may apply. Dividends/interest compounded and credited quarterly.
3.75% interest rate
Rate checked
More details - 4U Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: $1,000 minimum balance. Terms 3 months to 36 months. Dividends paid quarterly. Early withdrawal penalties apply (30 days dividends for terms 12 months or less, 90 days dividends for terms longer than 12 months).
Offer: Penalty for early withdrawal is 30 days dividends.
3.75% interest rate · Effective Sep 19, 2025
Rate checked
More details - Southwest Heritage Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: The minimum balance to open a certificate is $1,000. Interest is paid monthly (by check, deposited to a share account, or added to balance of certificate). Penalty for early withdrawal is 90 days interest for 6 month and 12 month terms; 180 days interest for all other terms. Additional rewards on all Certificates of Deposit: add 0.05% for SWHCU membership longer than 3 years; add 0.05% for E-Statements; add 0.05% for an active loan account.
Offer: Interest paid monthly
3.75% interest rate
Rate checked
More details - PALCO Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Fixed rate time deposits. Dividends paid only at maturity on 6-month certificates; may be paid at maturity on terms not exceeding one year; on 12 to 60 month certificates, dividends may be paid monthly or quarterly by being deposited into a share account, mailed, or compounded back into the certificate.
Offer: Early withdrawal penalty: 30 Days. Dividends paid only at maturity.
3.75% interest rate · Effective Sep 23, 2026
Rate checked
More details - Community First Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000intro rateRequirements
Product: Rates effective October 23, 2026. $500 minimum deposit. 0.10% bonus paid on certificates of $50,000 or more for terms of 2 to 5 years.
Promotional rate · 3.75% interest rate · Effective Oct 23, 2026
Rate checked
More details - Journey Credit UnionCertificatesCD · 6 months · $2,500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,0003.75% interest rate · Effective Oct 21, 2026
Rate checked
More details - Encentus Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: $500 minimum deposit; 3 to 36 month terms available; subject to penalties for early withdrawal.
Offer: Penalty may be imposed for early withdrawal
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Florida West Coast CUCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Penalties for early withdrawal of principal. Deposits insured up to $250,000.00.
3.75% interest rate · Effective Oct 22, 2026
Rate checked
More details - Minot Area Schools Federal Credit UnionShare CertificatesCD · 6 months
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Terms and conditions apply. Please visit or call 701.857.4430 for more information and the most up-to-date rates. Funds are left in your account with MASFCU for a 6 or 12-month term and earn a fixed rate. Dividends are paid quarterly and at maturity.
Offer: 6 Months term. Stated as 3.75% APR.
3.75% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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