Credit union · NCUA insured
Minot Area Schools Federal Credit Union
A $15M credit union headquartered in Minot, ND, with 1,175 members and 1 branch in North Dakota. Best rates: CDs 3.82% and savings 0.55% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.82%CD rates →
- Savings800.55%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Minot Area Schools Federal Credit Union
Founded in 1953, Minot Area Schools Federal Credit Union is a member-owned financial institution headquartered in Minot, North Dakota.
The credit union proudly serves educators and school employees in the Minot, North Dakota area.
- Headquarters
- 215 2nd St SE, Minot, ND 58701
- NCUA charter
- 8943
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of Bishop Ryan High School, Minot Public Schools, Minot State University, Nedrose School, Our Redeemer Christian School, or Surrey School are eligible for membership.
Family and household
- Immediate family members of employees of Bishop Ryan High School, Minot Public Schools, Minot State University, Nedrose School, Our Redeemer Christian School, or Surrey School are eligible for membership.
Cost to join
- Opening a savings account with a small initial deposit is required to join.
Branches
1 branch in North Dakota
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North Dakota
1 branch
- Minot Area Schools Federal Credit UnionMain office215 2nd St SE, Minot, ND 58701Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.04% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.06% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.37% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $42 | $59 | — |
- CapitalNet worth ratio9.04%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.06%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.37%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$42Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Minot Area Schools Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.