Credit union · NCUA insured
Minot Area Schools Federal Credit Union CD Rates
Minot Area Schools Federal Credit Union’s best CD rate is 3.82% APY on a 6-month share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 22, 2026.
How Minot Area Schools Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Minot, ND, where Minot Area Schools Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Minot Area Schools Federal Credit Union
3.82%APY
- Term
- 6 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $189
Share Certificates
Top rate
Aspire Credit Union
4.35%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $435
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.82%APY · 2 terms
Terms and conditions apply. Please visit or call 701.857.4430 for more information and the most up-to-date rates. Funds are left in your account with MASFCU for a 6 or 12-month term and earn a fixed rate. Dividends are paid quarterly and at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6 Months term. Stated as 3.75% APR | 3.82% | $189 |
| 12 months12 Months term. Stated as 3.50% APR | 3.56% | $356 |
Who can join Minot Area Schools Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of Bishop Ryan High School, Minot Public Schools, Minot State University, Nedrose School, Our Redeemer Christian School, or Surrey School are eligible for membership.
Family and household
- Immediate family members of employees of Bishop Ryan High School, Minot Public Schools, Minot State University, Nedrose School, Our Redeemer Christian School, or Surrey School are eligible for membership.
Cost to join
- Opening a savings account with a small initial deposit is required to join.
Membership information collected October 4, 2026.