Best CD rates and certificates

Requirements

Product: Membership is limited. Early withdrawal penalty may apply. Promotional certificates and terms of 3 and 6 months compound at maturity; terms of 12, 18, 24, 36, and 48 months compound semi-annually.

Offer: Compound at maturity. Early withdrawal penalty equal to 90 days of dividends.

Requirements

Product: Rates shown for Share Certificate accounts are accurate as of 10/22/2026. Early withdrawal penalties apply.

Offer: Dividends compounded and credited monthly; early withdrawal penalty applies.

Requirements

Product: Terms ranging from 3 months to 5 years. Interest earned posts on the 15th of each month and at maturity. Early withdrawal penalty applies. No maintenance fees.

Requirements

Product: Rates effective: October 21, 2026. $1,000 minimum to open and $1,000 balance needed to earn the stated APY. APY assumes funds remain in the account until maturity. Early withdrawals may incur penalties and fees may reduce savings. Rates are guaranteed for the length of the term with fixed rate term accounts.

Offer: Term: 3 months.

Requirements

Product: $1,000 minimum opening deposit. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Early withdrawal penalties and fees may reduce earnings. Rates may vary by location.

Requirements

Product: Early withdrawal penalty applies. Minimum opening deposit $500; minimum balance to earn APY $500. Maximum deposit $250,000.00. Account owner under 16 must be joint with parent/guardian. Fees could reduce earnings.

Offer: Yield assumes reinvestment of principal and interest. Subject to early withdrawal penalty.

Requirements

Product: Tiered rates. Automatically renewable at then-current market rates. Dividends are compounded and credited monthly using average daily balance method. Penalties apply for early withdrawal. $1,000 minimum balance to open and earn APY. 10-day grace period upon maturity.

Requirements

Product: Regular (non-Jumbo) Certificate. Membership required. $500 minimum to open except 11-month promotional Certificate. Dividends compounded and credited quarterly except the 11-month promotion (monthly). Additional deposits not permitted after opening. Automatically renews at maturity. Star Member is a member with $25,000 in combined deposits and/or loans; Business and Association accounts are not eligible.

Offer: Standard (non-Star) rate. Membership required. Dividends compounded and credited quarterly. Additional deposits not permitted after opening. Automatically renewed.

Requirements

Product: Certificates of deposit are FDIC insured. Minimum opening deposit is $2,500. Substantial penalty may be imposed for early withdrawal. Fees could reduce earnings.

Offer: Penalty for early withdrawal is 30 days' interest.

Requirements

Product: $500.00 minimum deposit. Early withdrawal penalty may apply. Fees and withdrawals could reduce earnings.

Requirements

Product: Issued by Ameriprise Certificate Company (ACC). Not FDIC insured. Fixed rate of interest declared every 3 months. Low investment minimum of $50 per month. 2% surrender charge applies for withdrawals of principal within the first 3 years of initial purchase.

Offer: 3-month term. Fixed rate declared every 3 months. Minimum monthly contribution of $50.

Requirements

Product: Issued by Ameriprise Certificate Company (ACC). Not FDIC insured. No account fees to open or maintain. Rate is the higher of the rate in effect when application is accepted and funds received, or 7 business days prior. Up to 25% of initial investment may be added during term. Withdraw credited interest and up to 10% principal during term without penalty; 2% surrender charge applies on withdrawals above that amount. Pre-approval required for amounts of $2,000,000 or greater.

Offer: Under $100,000 balance tier. Applies to new purchases and renewals.

Requirements

Offer: Frequency of Compounding: Quarterly; Early Withdrawal Penalty: 90 days interest

Requirements

Product: Interest rates on CDs are variable, and may change immediately after opening the account. The bank may impose a penalty for early withdrawal of a CD. Longview Bank reserves the right to limit deposits.

Offer: Minimum Balance to Obtain APY is $500.

Requirements

Product: Broadview Membership is required. Dividends accrue daily and are paid the last day of the month. Minimum balance to open and obtain APY is $500 ($100 for 12-month add-on certificate).