Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 616–630 of 4,556 results
- Glass City Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Dividends for 3-month term are paid at maturity and do not compound; dividends for 6-60 month terms compound and are paid quarterly. Minimum opening deposit is $1,000 for 3-month CD and $500 for 6-60 month CDs. Early withdrawal penalties apply. Automatic renewal with 7-day grace period. Membership open to anyone who lives, works, worships, or attends school in Lucas, Wood, Fulton, or Ottawa Counties, OH.
Offer: Dividends compounded and paid quarterly. Early withdrawal penalty is forfeiture of dividends earned since date of issuance or 90-days’ dividends, whichever is smaller.
3.84% interest rate · Effective Oct 1, 2026
Rate checked
More details - Trust Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Effective Oct 5, 2026
Rate checked
More details - 3.90%APY$193 over 6 months on $10,000intro rate
Requirements
Product: Personal accounts only. Early withdrawal penalty may apply. Automatically renews at standard Personal Account CD rates at maturity unless instructed otherwise.
Offer: Simple interest compounding. Minimum opening deposit $2,500.
Promotional rate · 3.86% interest rate · Effective Oct 2, 2026
Rate checked
More details - Winchester Co-operative BankTerm Deposit Certificates (TDC)CD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Penalty may be applied on funds withdrawn prior to maturity for all term deposit certificates. Fees charged could reduce earnings on an account.
Offer: 6 Month TDC. Minimum daily balance to obtain APY $10.00. Minimum deposit to open $500.00.
3.83% interest rate · Effective Oct 1, 2026
Rate checked
More details - Nebraska Energy Federal Credit UnionShare Certificate SpecialCD · 6 months · $5,000 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000intro rateRequirements
Product: Members are limited to one share certificate special. Rate subject to change. Additional deposits not allowed during the term. Automatically renewable at maturity at prevailing 1-year share certificate rate.
Offer: Limit One Per Member.
Promotional rate · Effective Sep 1, 2026
Rate checked
More details - Metro Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Requires Metro Credit Union membership ($1.00 par value share). Early withdrawal penalties apply (<=29 months: 180 days' dividends; 30-59 months: 365 days' dividends; >=60 months: 730 days' dividends). Compounded and credited monthly. Additional deposits not allowed until maturity. Certificates in excess of $1,000,000 may be refused. Federally insured by NCUA up to $250,000.
Offer: 6 Month Certificate. $500 minimum opening deposit and balance to earn APY. Fixed rate. Early withdrawal penalty of 180 days' dividends.
3.83% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.90%APY$193 over 6 months on $10,000
Requirements
Offer: 182-day term. Substantial penalty for early withdrawal. $1,000 minimum opening balance and minimum balance to obtain stated APY.
3.84% interest rate · Effective Oct 5, 2026
Rate checked
More details - Colorado Credit UnionCertificates of DepositCD · 6 months · $500 min · 3.90%–4.00% by balance
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal, and fees may reduce earnings on the account. Membership required.
Offer: Penalty may be imposed for early withdrawal, and fees may reduce earnings on the account.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 – $100,000Your amount 3.90% $100,000 and up 4.00% Rate checked
More details - Canvas Credit UnionCertificates of Deposit (CDs)CD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000intro rateRequirements
Product: Canvas Credit Union membership required. Minimum $1,000 to open and $1,000 minimum balance to earn interest. Dividends credited and compounded monthly.
Promotional rate · Compounded monthly
Rate checked
More details - Carolina Federal Credit UnionCertificate of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Dividends calculated daily, compounded and credited monthly. Automatically renews at maturity at current interest rate unless notified. Early withdrawal penalties apply.
3.83% interest rate · Effective Oct 1, 2026
Rate checked
More details - Freedom Credit UnionTerm Share CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Early withdrawal penalty applies: 90 days of dividends for terms less than 2 years; 180 days of dividends for terms 2 years or more. Dividends credited quarterly. Fees may reduce earnings.
3.84% interest rate · Effective Sep 24, 2026
Rate checked
More details - Global Bank NYPersonal Certificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Interest is compounded daily, payable monthly, and may be withdrawn at maturity. Fixed interest rates determined at the time of deposit for the specified term. Early withdrawal penalties may apply. Fees may reduce earnings.
3.83% interest rate · Compounded daily · Effective Sep 25, 2026
Rate checked
More details - RS Bellco Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Early withdrawal penalty is 30 days dividends for terms less than 12 months and 90 days dividends for all other terms. Dividends paid monthly for terms of 6 months or less and quarterly for all other terms.
Offer: Posting Date: Monthly
3.90% interest rate
Rate checked
More details - IBEW Federal Credit UnionRegular CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,0003.84% interest rate · Effective Sep 22, 2026
Rate checked
More details - Eagle Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Rate Step Up provides the option to increase the certificate rate once during the term of the certificate to the higher rate in effect at the time of the step (available on share certificates of 2 years or more). Certificates automatically renew at maturity unless new instructions are given.
Offer: Step-Up Option Available.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,556 CDs at 3,995 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank