Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 586–600 results
- New Jersey Law & Public Safety Credit UnionCertificate of DepositCD · 18 months · $1,000 min · 3.80%–3.90% by balance
Credit union · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Requirements
Product: $1,000 minimum balance required. Penalty for early withdrawal. Dividends compounded and credited quarterly. Membership requires purchasing and maintaining at least 1 share ($50.00 par value).
3.75% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $10,000 3.80% $10,000 – $25,000Your amount 3.85% $25,000 and up 3.90% Rate checked
More details - The Cecilian BankCertificate of Deposit (CDs)CD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000 - A+ Federal Credit UnionShare CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Requirements
Product: Membership required. Insured by NCUA. Penalty may be imposed for early withdrawals. PlusPoints may be redeemed to increase the dividend rate by an additional 0.25%.
Effective Oct 15, 2026
Rate checked
More details - The Summit Federal Credit UnionShare CertificateCD · 18–24 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APYRequirements
Product: Must be a member of The Summit FCU. Share certificate accounts automatically renew at maturity. 7-calendar-day grace period after maturity. Early withdrawal penalty applies (terms of 1 year or less: 90 days dividends; terms of more than 1 year: 180 days dividends).
Offer: 18 and 24 Months term. Penalty applies for early withdrawal. Additional deposits not allowed.
3.78% interest rate · Effective Oct 15, 2026
Rate checked
More details - Buffalo Conrail Federal Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Requirements
Product: Membership eligibility requirements apply. Dividends on certificate accounts are compounded/credited at maturity. Rates subject to change at any time without notice.
Offer: Dividends on certificate accounts are compounded/credited at maturity.
Rate checked
More details - Discovery Federal Credit UnionCertificatesCD · 18 months · $100 min
Credit union · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Requirements
Product: Fixed rate for the term of Certificate. Minimum balance requirement of $100. Assumes dividends remain on deposit and subject to change.
3.78% interest rate · Effective Oct 1, 2026
Rate checked
More details - Logix Federal Credit UnionRegular CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000with conditionsRequirements
Product: Logix membership required. Rates based on Relationship Rewards tier (Base, Silver, Gold, Platinum). 91-Day to 60-Month terms. $1,000 minimum opening deposit. Dividends earned daily, compounded monthly. Early withdrawal penalty applies.
Offer: Platinum Tier APY. 18-Month term.
Qualified rate · Compounded monthly · Effective Oct 16, 2026
Rate checked
More details - The Cornerstone BankCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,0003.78% interest rate · Effective Oct 15, 2026
Rate checked
More details - Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance
Bank · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 18 Month Promotional CD Balance APY Up to $9,998 0.03% $9,999 – $24,998Your amount 3.85% $24,999 – $49,998 3.85% $49,999 and up 3.85% Rate checked
More details - Centric Federal Credit UnionRegular CertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Requirements
Product: Penalty for early withdrawal. The annual percentage yield, the annual percentage yield earned, and the dividend rate shall be rounded to the nearest one-hundredth of one percentage point (.01%) and expressed to two decimal places.
Offer: Penalty for early withdrawal.
3.78% interest rate · Effective Sep 28, 2026
Rate checked
More details - Fidelity BankCertificate of Deposit (CD)CD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Requirements
Product: Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Requires Premier Spending relationship.
Effective Oct 13, 2026
Rate checked
More details - Cape Cod 5Certificates of Deposit (CDs)CD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000with conditionsRequirements
Product: Available to new and existing customers. Minimum balance to open all CDs is $1,000. A penalty may be imposed for early withdrawal. 91 Day CD includes one penalty-free withdrawal per term after seven days from account opening.
Offer: Available exclusively to Premier5 relationship customers.
Qualified rate · Effective Oct 13, 2026
Rate checked
More details - Wings Credit UnionStandard Certificate of DepositCD · 18–23 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APYRequirements
Product: Membership required. $500 minimum deposit. Early withdrawal penalty may apply. Automatically renews at current non-promotional rate upon maturity.
3.78% interest rate · Effective Oct 15, 2026
Rate checked
More details - Merrimack County Savings BankCertificates of Deposit \u2013 Fixed RateCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,0003.78% interest rate · Effective Sep 25, 2026
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More details - Velocity Credit UnionShare CertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$583 over 18 months on $10,000Requirements
Product: Substantial penalty for early withdrawal of principal. Elite Rewards members may be eligible for certificate rate bonuses of 0.10% to 0.20%.
Offer: Term is 18 months. Dividends pay and compound quarterly. Elite Rewards rate bonus of 0.10% to 0.20% may apply.
Effective Oct 1, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,154 CDs at 2,793 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.90%
- Credit unions, typical
- 3.30%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank