Bank · FDIC insured
The Cornerstone Bank
A $211.4M bank headquartered in Southwest City, MO, with 5 branches in Missouri. Best rates: CDs 4.50% and savings 0.60% APY.
The Cornerstone Bank Carrot Score
84
Carrot Score
Higher than 65% of U.S. banks and credit unions
#48 of 160 in MissouriHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Cornerstone Bank
- Headquarters
- 117 N Main St, Southwest City, MO 64863
- FDIC certificate
- 9388 ↗
Branches
5 branches in Missouri
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Missouri
5 branches
Southwest City area · 1
- The Corner Stone BankMain office117 N Main St, Southwest City, MO 64863Directions
Goodman area · 1
- The Corner Stone Bank120 N Roy Hill Blvd, Goodman, MO 64843Directions
Lanagan area · 1
- Lanagan BranchMissouri Highway 59 And Ee, Lanagan, MO 64847Directions
Pineville area · 1
- Pineville Branch207 Highway W, Pineville, MO 64856Directions
Tiff City area · 1
- Nw Corner BranchSeneca Street And Highway 76, Tiff City, MO 64868Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.18% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.72% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.53% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $93 | $81 | — |
- CapitalLeverage ratio12.18%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.72%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.53%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$93Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Cornerstone Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.