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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 46–60 results

  1. Top Carrot, Carrot Score 99
    Hanscom Federal Credit UnionTerm CertificatesCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY$450 over 1 year on $10,000
  2. Top Carrot, Carrot Score 89
    Utah Power Credit UnionSavers CertificateCD · 12 months · $9 min · up to $10,000

    Credit union · Add a location to see nearby branches

    4.50%APY$450 over 1 year on $10,000
  3. Top Carrot, Carrot Score 89
    Utah Power Credit UnionCertificate of DepositCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$450 over 1 year on $10,000
  4. Top Carrot, Carrot Score 88
    GreenWay BankCertificate of Deposit (CD)CD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.50%APY$450 over 1 year on $10,000intro rate
  5. Top Carrot, Carrot Score 87
    Northern BankCertificates of Deposit (CDs)CD · 12 months · $500 min

    Bank · Add a location to see nearby branches

    4.50%APY$450 over 1 year on $10,000
  6. Top Carrot, Carrot Score 90
    Louisville Federal Credit UnionShare CertificateCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY$450 over 1 year on $10,000
  7. Central Soya Federal Credit UnionShare CertificatesCD · 12–24 months · $5,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY
  8. Top Carrot, Carrot Score 95
    HEFCUShare CertificatesCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.47%APY$447 over 1 year on $10,000
  9. Evermore BankWe Got Your Back CDCD · 5–15 months · $10,000 min

    Bank · Add a location to see nearby branches

    4.45%APYwith conditions
  10. Top Carrot, Carrot Score 99
    Comenity Capital BankCertificate of DepositCD · 12 months · $1,500 min

    Bank · Add a location to see nearby branches

    4.45%APY$445 over 1 year on $10,000
  11. Top Carrot, Carrot Score 93
    San Diego Firefighters Federal Credit UnionShare CertificateCD · 12 months · $2,000 min

    Credit union · Add a location to see nearby branches

    4.45%APY$445 over 1 year on $10,000
  12. Top Carrot, Carrot Score 97
    EagleBankCertificates of Deposit for PersonalCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.45%APY$445 over 1 year on $10,000
  13. RaizRegular Share CertificateCD · 12 months · $25 min

    Credit union · Add a location to see nearby branches

    4.44%APY$444 over 1 year on $10,000
  14. GECUCredit Builder Certificate AccountCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.44%APY$444 over 1 year on $10,000
  15. GECUPersonal Certificate Accounts (Fixed rate)CD · 12 months · $50 min · 4.44%–4.54% by balance

    Credit union · Add a location to see nearby branches

    4.44%APY$444 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay nationwide

5,320 CDs at 4,386 banks and credit unions · checked Oct 15–22

Typical
3.30%
Top 10% from
4.05%
Banks, typical
3.05%
Credit unions, typical
3.40%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate