Credit union · NCUA insured
Utah Power Credit Union CD Rates
Top CarrotUtah Power Credit Union’s best CD rate is 4.50% APY on a 1-year share certificate (CD). Terms run from 1 year to 2 years. Rates checked October 22, 2026.
How Utah Power Credit Union’s CD rates compare
Compared with banks and credit unions near Salt Lake City, UT, where Utah Power Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Utah Power Credit Union
4.50%APY
- Term
- 12 months
- Minimum
- $9
- Earns on $10,000
- $450
Savers Certificate
Top rate
Comenity Capital Bank
4.85%APY
- Term
- 18 months
- Minimum
- $1,500
- Earns on $10,000
- $736
2nd-highest rate
Sallie Mae
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.50%APY · 2 terms
Rates are as of October 1, 2026 and are subject to change. A penalty may be imposed for early withdrawal. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum deposit of $500.00. Early withdrawal penalty may apply | 4.50% | $450 |
| 24 monthsMinimum deposit of $500.00. Early withdrawal penalty may apply | 4.25% | $868 |
Sources (4)
- utahpowercu.org/index.php?pid=cds
- utahpowercu.org/index.php?pid=accounts
- utahpowercu.org/index.php?pid=rates
- utahpowercu.org/downloads
All captured Oct 4, 2026
Savers Certificate
4.50%APY · 1 term
Minimum deposit of $9 at opening and $9 per month, up to $10,000.00. Rates are as of October 1, 2026 and are subject to change. Early withdrawal penalty may apply. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum deposit of $9 at opening and $9 per month, up to $10,000.00. Early withdrawal penalty may apply | 4.50% | $450 |
Sources (3)
All captured Oct 4, 2026
Who can join Utah Power Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or retirees of qualifying select employee groups are eligible for membership.
Family and household
- Spouses, children, parents, or siblings of existing member-owners are eligible for membership.
Membership information collected October 4, 2026.