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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 556–570 results

  1. Top Carrot, Carrot Score 95
    RiverLand Federal Credit UnionRegular CertificatesCD · 18 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.90%APY$591 over 18 months on $10,000
  2. Lake City BankCompanion CDCD · 18 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.90%APY$591 over 18 months on $10,000with conditions
  3. MainStreet BankCertificates of DepositCD · 18 months · $500 min

    Bank · Add a location to see nearby branches

    3.90%APY$591 over 18 months on $10,000
  4. Frontwave Credit UnionShare CertificatesCD · 18 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.90%APY$591 over 18 months on $10,000
  5. SouthPoint Financial Credit UnionCertificatesCD · 18 months

    Credit union · Add a location to see nearby branches

    3.90%APY$591 over 18 months on $10,000
  6. Top Carrot, Carrot Score 98
    ElecTel Cooperative Federal Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$591 over 18 months on $10,000
  7. Monroe FederalCertificate of DepositCD · 18 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.90%APY$591 over 18 months on $10,000
  8. Top Carrot, Carrot Score 88
    American United Federal Credit UnionRegular CertificateCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$591 over 18 months on $10,000
  9. Top Carrot, Carrot Score 88
    American United Federal Credit UnionDedicated Saver CertificateCD · 18 months · $5 min

    Credit union · Add a location to see nearby branches

    3.90%APY$591 over 18 months on $10,000with conditions
  10. Top Carrot, Carrot Score 87
    P&S Credit UnionShare One-Time Bump Certificates of DepositCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$591 over 18 months on $10,000
  11. Top Carrot, Carrot Score 89
    Mountain America Credit UnionBump CertificateCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.89%APY$589 over 18 months on $10,000
  12. Top Carrot, Carrot Score 92
    Home Bank of CaliforniaCertificates of DepositCD · 18–23 months · $10,000 min

    Bank · Add a location to see nearby branches

    3.88%APY
  13. Top Carrot, Carrot Score 87
    Neighborhood Trust FCUShare CertificatesCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.87%APY$587 over 18 months on $10,000
  14. Huntington Federal Savings BankCertificate of DepositCD · 18 months · $500 min

    Bank · Add a location to see nearby branches

    3.87%APY$586 over 18 months on $10,000
  15. Hidden River Credit UnionShare Certificates of DepositCD · 18 months · $500 min · 3.87%–3.92% by balance

    Credit union · Add a location to see nearby branches

    3.87%APY$586 over 18 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 18-month CDs pay nationwide

3,154 CDs at 2,793 banks and credit unions · checked Oct 22–24

Typical
3.25%
Top 10% from
4.10%
Banks, typical
2.90%
Credit unions, typical
3.30%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate