Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 541–555 results

  1. Top Carrot, Carrot Score 93
    Community Focus Federal Credit UnionShare CertificateCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$2,079 over 60 months on $10,000
  2. Top Carrot, Carrot Score 87
    LCE FCUShare CertificateCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY$2,079 over 60 months on $10,000
  3. Second Federal | Savings & Loan Association Of PhiladelphiaCertificates Of DepositCD · 60 months · $500 min

    Bank · Add a location to see nearby branches

    3.85%APY$2,079 over 60 months on $10,000intro rate
  4. Top Carrot, Carrot Score 87
    P&S Credit UnionShare Certificates of DepositCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY$2,079 over 60 months on $10,000
  5. Top Carrot, Carrot Score 92
    Home Bank of CaliforniaCertificates of DepositCD · 60 months · $2,500 min

    Bank · Add a location to see nearby branches

    3.83%APY$2,067 over 60 months on $10,000
  6. Top Carrot, Carrot Score 92
    Sea Air FCUShare CertificatesCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.82%APY$2,062 over 60 months on $10,000
  7. Community First Credit UnionShare CertificateCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    3.82%APY$2,062 over 60 months on $10,000intro rate
  8. Bayou Community Federal Credit UnionCertificate of DepositsCD · 60 months · $10,000 min

    Credit union · Add a location to see nearby branches

    3.82%APY$2,062 over 60 months on $10,000
  9. Eva BankTime Deposit (CD)CD · 60 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.82%APY$2,062 over 60 months on $10,000
  10. Top Carrot, Carrot Score 94
    Red River Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    3.82%APY$2,062 over 60 months on $10,000
  11. Bay Federal Credit UnionCertificatesCD · 60 months · $1,000 min · 3.82%–3.92% by balance

    Credit union · Add a location to see nearby branches

    3.82%APY$2,062 over 60 months on $10,000
  12. Top Carrot, Carrot Score 89
    Desco Federal Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    3.82%APY$2,062 over 60 months on $10,000
  13. Addition Financial Credit UnionTerm Share CertificateCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.82%APY$2,062 over 60 months on $10,000
  14. Top Carrot, Carrot Score 95
    Albright Credit UnionShare Certificates of DepositCD · 60 months · $2,500 min

    Credit union · Add a location to see nearby branches

    3.82%APY$2,062 over 60 months on $10,000
  15. Highmark Federal Credit UnionCertificates of DepositCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    3.82%APY$2,062 over 60 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What 5-year CDs pay nationwide

3,410 CDs at 3,034 banks and credit unions · checked Oct 22–24

Typical
3.03%
Top 10% from
4.05%
Banks, typical
2.52%
Credit unions, typical
3.25%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate